Socrates, Charles Darwin and Mozart all did it: They died of poison, which is any substance that can be harmful if used incorrectly. As an employer, it’s your responsibility to help ensure your employees are safe from workplace toxins and hazards. What can you do to help make work areas more danger free?
Ah, summer. Flowers are blooming, bees are buzzing and weddings (and anniversaries) are at their peak. As an employer, you can take steps to help ensure the hearts employees are giving away are healthier and more stress free.
Vaccines aren’t just for kids. According to the National Foundation for Infectious Diseases, approximately 50,000 U.S. adults die each year from illnesses that could have been prevented by vaccinations. What’s more, the cost of treating preventable illnesses is staggering. Find out what employers can do to lower those costs and, at the same time, help keep employees healthy and working.
Whether you’re a cat person or a stand-by-your-dog loyalist, there’s something you should know: Owning and loving a pet can make you a happier person. Research shows that being around animals also has surprising health benefits – and can even improve employee morale and productivity. Learn more about the connection between pets and the work environment.
Today’s women do it all: Four in 10 are the primary breadwinners for their families, yet married mothers do more than three times as much cleaning, cooking and laundry as married fathers. Because women’s contributions to their families are financial, physical and emotional, they should think about what would happen to their loved ones if they were suddenly without an income or, worse, out of the picture altogether. There are three key voluntary insurance policies women should consider – and that employers should consider making available – when it comes to helping protect families.
Vision is so integral to our daily lives that the thought of losing it is a major fear: Participants in one survey revealed that losing their eyesight would potentially have more impact on their daily lives than losing a limb, hearing, memory or speech. Given that eye problems are such a major concern for Americans, it makes sense for employers to help them safeguard their vision both at home and at work. Fortunately, there are simple ways to do so.
Millennials now comprise the largest portion of the U.S. workforce at more than one-third of all employees, and their dominance continues to grow. Companies that have focused on the wants and needs of baby boomers and Gen Xers must turn their attention to younger workers with different expectations. Those differences are especially profound when it comes to benefits and retirement.
We start out each year with the best of intentions – and for almost half of us, those best intentions include making a New Year’s resolution that involves getting healthy. The year’s just started, but most of us have already blown our resolutions. Here are nine tips that will help you and your employees get back on track.
Employer-provided benefits will continue to evolve in 2017. From new enrollment technologies to outsourcing benefits administration, here’s the top eight influential benefits trends to expect in the year ahead.
Most companies have adapted to the reality of health care reform, and millions of additional Americans now have access to health insurance. Still, confusion remains about IRS reporting requirements and the 2020 implementation of the “Cadillac tax,” a 40 percent excise tax on high-cost health insurance plans.
There’s an old adage that says living in the past will kill your future. It’s true of life – and it’s also true when it comes to workplace benefits. As an employer, you should encourage your employees to regularly review their benefits selections to ensure they’re right for their lives today, not for yesterday.
Parents of young adults know there are milestone birthdays to celebrate – or, in some cases, mourn. There’s 18, the age of legal adulthood. There’s 21, when it’s OK to raise a toast. And there’s a new age of demarcation: 26. That’s when an adult child is pushed out of the nest, at least in terms of health insurance.
“There’s no such thing as a free lunch,” the saying goes, but a recent benefits survey shows some U.S. employees would like to challenge that notion: 18 percent of participants want their companies to pay the tab for their noonday meals. However, employees’ needs are sometimes much more important than their wants.
Our infographic outlines tips to get your voluntary insurance claim processed quickly.
Cancer affects millions of Americans nationwide. For many – including those with major medical insurance – the diagnosis comes with potentially devastating financial burdens. Voluntary cancer insurance can be an important tool for consumers combating the high costs of cancer treatment. Learn more about voluntary cancer insurance, including what it is and how it can help cover costs that aren’t covered by major medical plans.
Accidents happen – that’s why they’re called accidents. Sometimes they’re serious enough to warrant medical attention. While major medical insurance may pay some accident-related costs, there are often out-of-pocket bills to pay. From leftover medical expenses to a temporary loss of income, accident insurance can help.
Most workers underestimate not only their risk of experiencing a disability but also how financially devastating the related costs can be. Voluntary disability insurance plays a key role in financial planning and safeguarding their financial futures.
Advances in medicine mean people today live longer lives, even if they suffer from critical illnesses. Naturally, living longer with a critical illness means paying more treatment-related costs – a possibility that has many Americans concerned. From medical expenses to household bills, critical illness insurance can help.
Most Americans will be hospitalized at one time or another, a fact that’s driving a growing need for voluntary hospital indemnity insurance. Learn more about hospital indemnity insurance, including what it is and how it can help cover costs major medical doesn’t pay.
Businesses that offer voluntary life insurance are in good company: 39 percent of employers offer voluntary benefits to their employees, and they report that life is the most frequently offered type. It’s also worth noting that voluntary insurance is more likely to be offered at companies that say they’re growing (44 percent) than those that say they’re maintaining or declining (both are 35 percent).
When you applied for voluntary insurance coverage through your workplace, you probably never really imagined using it. But here you are in the hospital and it doesn’t look like you’ll return to work any time soon. Now that the unthinkable has happened, what comes next? If you’re like most people, you’ll start fretting about finances. Suddenly you remember: You signed up for insurance at work that was supposed to help in situations just like this one.
Voluntary insurance plans help people protect their financial well-being in the event of a serious accident or illness. Get an overview on products, out-of-pocket costs and see why employees need these policies.
Voluntary insurance offers the workforce a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury or illness. This booklet addresses commonly asked questions regarding the relevance of voluntary insurance, as well as who needs these policies, what is covered in them and a quick look at four popular policies.
