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26% of U.S. adults (18-64) say someone in their household had problems or inability to pay medical bills in the past year.1

Hospital Insurance

A trip to the hospital can be a little intimidating. And while we can’t take all the uncertainty out of the stay, Aflac hospital insurance can help your employees be better prepared for unexpected hospital expenses not covered by their major medical coverage.

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No Medical Questions

Guaranteed‐issue is available for select products, which means no underwriting questions for your employees.

May not be available in all states

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Customizable
Add-Ons

Customizable benefit options designed to meet your employees’ unique lifestyle and needs.

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One Day PaySM †

Protect your employees with cash to cover their bills in the event of sickness or injury. And now they can get their claims paid the next day.

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Here's how it works.2

Medical expenses don’t always come from an accident or critical illness; sometimes it starts with a visit to an urgent care clinic because of a sharp pain in the side. While health insurance typically covers some of the expense, your employees will likely be responsible for a portion of the bill. Aflac Choice helps with those unexpected hospital expenses that may not be covered by health insurance. That way, your employees may not have to sacrifice their vacation budget for those unexpected medical costs.

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Trouble strikes.

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The policyholder suddenly experiences a sharp pain in their side and goes to an urgent care clinic, where they’re diagnosed with appendicitis.
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The policyholder is in the ER.

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Aflac helps take the sting out.

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Policyholder gets their money fast.

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Choice 1

$1,600

Aflac Choice Policy
 

Choice 2

$2,200

Policy + Hospital Stay
and Surgical Care Rider


Choice 3

$2,010

Policy + Extended
Benefits Rider

Choice 4

$2,610

Policy + Both Riders
 


Insurance, explained.

Don’t play games with your health.

Aflac hospital insurance helps cover medical expenses resulting from a covered hospitalization.

Don’t play games with your business.

Aflac hospital insurance helps protect your employees from unexpected medical bills due to a covered hospitalization.


Offer Aflac to your employees

Companies choose to make Aflac policies available to increase benefits options without impacting their bottom line.

Benefits Estimator

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Average Yearly cost of youth asthma care

5,382

Benefits Estimator

When your employees are sick or injured, the costs can really start to pile up.

Aflac pays cash for those unexpected out-of-pocket costs, keeping your employees and their families financially secure.

Get the real cost
No direct cost to employers,

and affordable weekly rates as low as a "Get Well Soon" card.3

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Aflac duck with get well soon card