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26% of U.S. adults (18-64) say someone in their household had problems or inability to pay medical bills in the past year.1

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Hospital Insurance

Our hospital insurance helps with the expenses not covered by major medical, which can help prevent high deductibles and out‐of‐pocket expenses from derailing your life plans. Choosing the right combination of benefits can be hard. Let Aflac help make it easier.

Family cooking dinner and playing with their children

Trouble strikes.

Your employee suddenly experiences a sharp pain in their side and goes to an urgent care clinic, where they're diagnosed with appendicitis.

Doctor discussing treatment plans with patient

They find themselves in the emergency room.

They’re taken by ambulance to the emergency room, where lab tests and diagnostic exams report back that they need surgery right away.

Person using a cellular telephone

Aflac helps take the sting out.

After a 3-day stay in the hospital they’re feeling much better, but hospital bills add up quickly. Cash benefits are paid directly to the policyholder (unless otherwise assigned), which can help ease the financial stress of their illness.

Father helping his son learn how to ride a bicycle

They get their money fast.

Claims made on their Aflac Choice2 policy are paid fast.

How could an asthma attack affect your employees financially?

The average cost of a first time asthma attack is $8,929.3

After major medical coverage, they could still owe $3,572 in out-of-pocket medical expenses not covered by their insurance.4

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Cost Calculator

Medical Expenses $8,929
Avg. Insurance Coverage 60%

Remaining Expenses*

Aflac Supplemental Coverage:

No direct cost to employers,

and affordable weekly rates as low as a "Get Well Soon" card.5

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Offer Aflac to your employees

Companies choose to make Aflac policies available to increase benefits options without impacting their bottom line.