Cadillac Tax Frequently Asked Questions and Answers

Get answers to commonly asked questions about the health care law's excise tax and its potential effect on businesses.

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Have 50 or more full-time equivalent employees?

Discover five things to prepare for potential employer penalties.

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Employer's guide to health care reform

With the Affordable Care Act (ACA) in full swing, this guide helps to answer important questions facing small businesses and offers solutions to help strike the right benefits balance.

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Resources for employees

Straightforward information and tools to help employees make sense of changes to their benefits.

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Health Care Reform Timeline

There have been some big changes made to health care, and more are on the way.
Click the milestones to explore how the changes might affect you.













HCR15013R2 4/27/16

News & Events

June 21, 2016

Are private exchanges meeting employer expectations? – Employee Benefits News

In the emerging private health insurance exchange market, some blue-chip companies are pioneering their way through a space that was seen as transformative just a few short years ago.

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July 1, 2016

ACA in 2016: 10 changes to the Affordable Care Act – Benefits Pro

Although the Affordable Care Act was passed in 2010, there has been a timeline of implementation – with some components being immediately implemented, while others have been implemented over time in 2012, 2013, 2014 and 2015.

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July 6, 2016

5 ACA facts for expatriates – Benefits Pro

U.S residents who live overseas might not realize they need to abide by some of the requirements of the Affordable Care Act, including the Individual Shared Responsibility payment, minimum essential coverage, ways to qualify for an exemption from the ACA rules, and more.

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July 7, 2016

Why you can’t take a vacation from the ACA … just yet – Benefits Pro

Summer is here and Affordable Care Act (ACA) annual reporting for tax year 2015 is over. It’s time to kick back, relax and take that well-deserved vacation, right?

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