Cadillac Tax Frequently Asked Questions and Answers

Get answers to commonly asked questions about the health care law's excise tax and its potential effect on businesses.

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Have 50 or more full-time equivalent employees?

Discover five things to prepare for potential employer penalties.

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Employer's guide to health care reform

With the Affordable Care Act (ACA) in full swing, this guide helps to answer important questions facing small businesses and offers solutions to help strike the right benefits balance.

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Resources for employees

Straightforward information and tools to help employees make sense of changes to their benefits.

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Health Care Reform Timeline

There have been some big changes made to health care, and more are on the way.
Click the milestones to explore how the changes might affect you.











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March 23, 2010

January 1, 2011

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September 23, 2012

October 1, 2012

January 1, 2013

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January 1, 2014

January 1, 2015

June 25, 2015

November 1, 2015

January 1, 2016

November 8, 2016

January 1, 2018

News & Events

October 2, 2015

Economists say Cadillac tax needs to stay – BenefitsPro

It's difficult to find a prominent politician who will issue a full-throated defense of the "Cadillac tax," a provision of the Patient Protection and Affordable Care Act that imposes a 40 percent excise tax on the most generous health care plans.

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October 1, 2015

Self-managed plans vs. private exchanges: What’s the future? – Employee Benefit News

In a heated and lively ‘game show’ discussion at Employee Benefit Adviser’s Workplace Benefits Summit in Orlando Tuesday, expert panelists debated the future of employer-paid health care in this country: self-managed plans versus private benefit exchanges. But in the end, by an audible audience vote, it was an even draw as both sides made a compelling argument for their views.

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October 1, 2015

5 ways to determine which private benefit exchange is right for you – Employee Benefit News

Almost all employers are experiencing rising costs and pressure to move to higher deductible health plans. Wanting another route, Envision Healthcare undertook an eight-month process to decide which private benefit exchange was right for them. Don King, Envision’s VP of compliance and benefits, shared questions all employers should consider when deciding to move to an exchange at EBA’s Workplace Benefits Summit in Orlando.

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October 1, 2015

Senate passes bill to repeal ACA small group market expansion – Employee Benefit News

The Senate today passed legislation that makes possible a repeal of the Affordable Care Act’s controversial expansion of the definition of a small employer, a bill hailed by the benefits industry for protecting the small and mid-size businesses they feel the expansion threatens to harm.

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