Cadillac Tax Frequently Asked Questions and Answers

Get answers to commonly asked questions about the health care law's excise tax and its potential effect on businesses.

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Have 50 or more full-time equivalent employees?

Discover five things to prepare for potential employer penalties.

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Employer's guide to health care reform

With the Affordable Care Act (ACA) in full swing, this guide helps to answer important questions facing small businesses and offers solutions to help strike the right benefits balance.

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Resources for employees

Straightforward information and tools to help employees make sense of changes to their benefits.

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Health Care Reform Timeline

There have been some big changes made to health care, and more are on the way.
Click the milestones to explore how the changes might affect you.













HCR15013R2 4/27/16

News & Events

August 11, 2016

5 things is telling agents and brokers now – Benefits Pro

The managers of are proceeding on the assumption that they'll still have a Web-based health insurer supermarket to run, and health insurance products to sell, for the 2017 plan year.

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August 8, 2016

Why private benefit exchange adoption is tempered – Employee Benefits News

One of the main things holding back adoption of private benefit exchanges is the definition of what exactly a private exchange is, a panel of experts said recently at a conference sponsored by PlanSource in Park City, Utah.

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August 3, 2016

How listening to customer needs led one adviser to create her own exchange – Employee Benefits News

Sima Reid is an insurance broker who does not like following others in pursuit of the best products for her clients. It’s about finding the best options on the market for clients of twentytwenty Insurance Services – the Long Beach, Calif.-based brokerage that she founded in 2001 – even if she has to build the technology herself.

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July 28, 2016

Are employers finally embracing public exchanges? – Employee Benefits News

More than half (56%) of U.S. employers are confident that public exchanges will be a viable option for their pre-age 65 retirees who are not yet eligible for Medicare, according to a new Willis Towers Watson survey.

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