Cadillac Tax Frequently Asked Questions and Answers

Get answers to commonly asked questions about the health care law's excise tax and its potential effect on businesses.

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Have 50 or more full-time equivalent employees?

Discover five things to prepare for potential employer penalties.

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Employer's guide to health care reform

With the Affordable Care Act (ACA) in full swing, this guide helps to answer important questions facing small businesses and offers solutions to help strike the right benefits balance.

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Resources for employees

Straightforward information and tools to help employees make sense of changes to their benefits.

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Health Care Reform Timeline

There have been some big changes made to health care, and more are on the way.
Click the milestones to explore how the changes might affect you.











HCR15013R 09/03/2015

March 23, 2010

January 1, 2011

Aug. 1, 2012

September 23, 2012

October 1, 2012

January 1, 2013

October 1, 2013

January 1, 2014

January 1, 2015

June 25, 2015

November 1, 2015

January 1, 2016

November 8, 2016

January 1, 2018

News & Events

September 17, 2015

Senate bill aims to repeal Cadillac tax – Employee Benefit News

U.S. Sens. Dean Heller (R-Nev.) and Martin Heinrich (D-N.M.) introduced legislation Thursday seeking to repeal the Affordable Care Act’s excise tax on high-cost group plans. Rep. Joe Courtney (D-Conn.) has introduced similar legislation in the House.

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September 21, 2015

A private exchange for brokers who don’t have one – Employee Benefit News

It is not a question of trust, but sometimes employers are looking for more services than a broker can provide. Listen as Gerry Leonard, president of ADP Benefit Services, discusses why brokers are partnering with human capital management companies to acquire technology tools clients want, such as private exchanges.

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September 16, 2015

ACA helped pull uninsured rate down to 10.4% in 2014 – Employee Benefit News

(Bloomberg) The share of people without health insurance in the U.S. fell to 10.4 percent last year as the Affordable Care Act’s expansion of public and private coverage programs took effect, the Census Bureau said Wednesday.

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September 18, 2015

PPACA state exchanges have work to do – BenefitsPro

The federal government still has a lot of work to do to improve the performance of the 14 state-run health insurance exchanges that were set up as part of the Patient Protection and Affordable Care Act.

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