Cadillac Tax Frequently Asked Questions and Answers

Get answers to commonly asked questions about the health care law's excise tax and its potential effect on businesses.

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Have 50 or more full-time equivalent employees?

Discover five things to prepare for potential employer penalties.

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Employer's guide to health care reform

With the Affordable Care Act (ACA) in full swing, this guide helps to answer important questions facing small businesses and offers solutions to help strike the right benefits balance.

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Resources for employees

Straightforward information and tools to help employees make sense of changes to their benefits.

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Health Care Reform Timeline

There have been some big changes made to health care, and more are on the way.
Click the milestones to explore how the changes might affect you.











HCR15013R 09/03/2015

March 23, 2010

January 1, 2011

Aug. 1, 2012

September 23, 2012

October 1, 2012

January 1, 2013

October 1, 2013

January 1, 2014

January 1, 2015

June 25, 2015

November 1, 2015

January 1, 2016

November 8, 2016

January 1, 2018

News & Events

November 12, 2015 signs up 543,000 in week one, outpacing 2014 results – LifeHealthPro

(Bloomberg) – More than half a million people selected Patient Protection and Affordable Care Act (PPACA) exchange plans through the public exchange enrollment system during the first week that the public exchanges were open, in what is projected to be a challenging year of trying to reach new people who haven’t yet gotten insurance under the law.

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November 13, 2015

Lockton: IRS survey may hint at PPACA employer reporting delay – LifeHealthPro

Officials at the Internal Revenue Service (IRS) might be thinking about postponing the Patient Protection and Affordable Care Act (PPACA) employer coverage reporting requirement, or providing some other kind of temporary relief.

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November 13, 2015

What happens when PPACA plan users turn 65? – LifeHealthPro

State insurance regulators are getting ready to think harder about whether they, or federal agencies, should be doing more to help 64-year-old consumers understand their health coverage options.

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November 12, 2015

17 private exchange leaders shaping the future of health care – Employee Benefit News

Private benefit exchanges expect massive growth in the next few years. Listed in alphabetical order, these executives from all parts of the industry are leaders in the space, forecasting trends and serving as ushers for what some are calling a new era of health care.

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