With Aflac Always, you can keep your existing Aflac coverage even if you change jobs, retire, or no longer have payroll deduction – at the same rate.* Sign up for Aflac Always at no additional costs by providing an alternative method of payment to prevent losing your coverage. No re-qualifying. No coverage gaps. No surprises.
Update your payment method through MyAflac® or with your agent
3
Coverage Continues
Your policy stays active at the same rate, with no lapse
Designed for Life Changes.
Millions of policyholders rely on Aflac to provide you with cash benefits, unless otherwise assigned, to help with daily expenses when you’re sick or hurt – cash to be used as you wish to help you and your family with unexpected expenses. Aflac Always is one more way we help ensure your coverage stays with you – even when life changes.
Changing Jobs
Keep your coverage even if your new employer doesn’t offer payroll deduction
Retiring or leaving the workforce
Continue your coverage by paying directly – no lapse in coverage
Employment Gap
Avoid cancellation due to missed payroll deductions
Sign up today!
Life can be full of surprises, but when signing up for Aflac Always, you can make sure at least one thing stays consistent – your Aflac coverage.
No. Aflac Always does not add an additional cost to your policy. You simply switch how your premiums are paid.
Most individual Aflac policies are eligible. MyAflac® can confirm eligibility for your specific coverage.
Acceptable payment methods include Bank draft (ACH), Debit Card, or Credit Card.
You may still be able to sign up for Aflac Always. The sooner you act, the better your changes of avoiding a lapse in coverage.
No. Aflac Always allows you to continue your existing coverage without new medical underwriting.
The first premium payment is typically taken on day (1-28) of the month selected during sign up for Aflac Always after payroll deductions have ended. Aflac will notify you prior to starting to draft the alternative payment method you provide via Aflac Always.
If payroll deductions end and no alternative payment method is set up, your policy may lapse, and coverage could be lost.
Premiums can be set up to pay month, quarterly, semi-annually, or annually.
Aflac must receive all required notifications, forms, applications, supporting documentation and premium payment info by the communicated deadlines. Participation in Aflac Always is contingent upon successful enrollment.
*Premium rates may vary for residents of New York.
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