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Health insurance premiums for families have increased 80% since 2003. 1

Hospital Insurance

A trip to the hospital can be a little intimidating. And while we can’t take all the uncertainty out of your stay, Aflac can help you make some of those unexpected costs a bit more manageable.

Ask your employer about Aflac Hospital insurance. This product is available through worksite payroll deduction only.

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No Medical Questions

Guaranteed‐issue is available for select products, which means no underwriting questions.

May not be available in all states

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One Day PaySM †

We do everything possible to pay your claim fast, because expenses don’t wait. And neither should you.

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Flexibility and Choice of product offerings

We’ve got multiple levels of coverage so you can find the one that meets your needs and fits your budget.

How it works2

Individual has a high fever and goes to the ER.

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Doctor performs exam and admits individual into a hospital room for 24 hours of observation.

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Policyholder is released from hospital and submits via Aflac SmartClaim® by 3pm. Benefits are received in just a day.

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Payable to: You


Benefits Estimator

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Average Yearly cost of youth asthma care


Benefits Estimator

If you're sick or injured, the costs can really start to pile up.

Aflac pays you cash for those costs that may not be covered by your major medical insurance.

Get The Real Cost

weekly rates as low as a "Get Well Soon" card.3

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