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26% of U.S. adults (18-64) say someone in their household had problems or inability to pay medical bills in the past year.1

Hospital Insurance

Our hospital insurance helps with the expenses not covered by major medical, which can help prevent high deductibles and out‐of‐pocket expenses from derailing your life plans. Choosing the right combination of benefits can be hard. Let Aflac help make it easy.

Ask your employer about Aflac Hospital insurance. This product is available through worksite payroll deduction only.

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No Medical Questions

Guaranteed‐issue is available for select products, which means no underwriting questions.

May not be available in all states

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Customizable
Add-Ons

Customizable benefit options designed to meet your unique lifestyle and needs.

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One Day PaySM †

We do everything possible to pay your claim fast, because expenses don’t wait. And neither should you.

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Here's how it works.2

Medical expenses don’t always come from an accident or critical illness; sometimes it starts with a visit to an urgent care clinic because of a sharp pain in your side. While health insurance typically covers some of the expense, you will likely be responsible for a portion of the bill. Aflac Choice helps with those unexpected hospital expenses that may not be covered by health insurance. That way, you may not have to sacrifice your vacation budget for those unexpected medical costs.

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Trouble strikes.

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You suddenly experience a sharp pain in your side and go to an urgent care clinic, where you’re diagnosed with appendicitis.
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You find yourself in the emergency room.

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Aflac helps take the sting out.

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You get your money fast.

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Choice 1

$1,600

Aflac Choice Policy
 

Choice 2

$2,200

Policy + Hospital Stay
and Surgical Care Rider


Choice 3

$2,010

Policy + Extended
Benefits Rider

Choice 4

$2,610

Policy + Both Riders
 


Insurance, explained.

Don’t play games with your health.

Aflac hospital insurance helps cover medical expenses resulting from a covered hospitalization.

Don’t play games with your business.

Aflac hospital insurance helps protect your employees from unexpected medical bills due to a covered hospitalization.


Benefits Estimator

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Average Yearly cost of youth asthma care

5,382

Benefits Estimator

If you're sick or injured, the costs can really start to pile up.

Aflac pays you cash for those costs that may not be covered by your major medical insurance.

Get The Real Cost
Peace of mind doesn't
have to break the bank

Don’t wait until it’s too late. Help cover yourself and your family with affordable coverage from Aflac.

Affordable

weekly rates as low as a "Get Well Soon" card.3

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Aflac duck with get well soon card