Guaranteed‐issue is available for select products, which means no underwriting questions.
May not be available in all states
We do everything possible to pay your claim fast, because expenses don’t wait. And neither should you.
We’ve got multiple levels of coverage so you can find the one that meets your needs and fits your budget.
Individual has a high fever and goes to the ER.
Doctor performs exam and admits individual into a hospital room for 24 hours of observation.
Policyholder is released from hospital and submits via Aflac SmartClaim® by 3pm. Benefits are received in just a day.
Payable to: You
weekly rates as low as a "Get Well Soon" card.3
1Employer Health Benefits Survey 2013, Kaiser Family Foundation.
2The above example is based on a scenario for the Select 1500 level of coverage. Benefits may vary by state, benefit option, and level of coverage selected. Please refer to the brochure for your state for information on policy benefits, limitations, and exclusions.
3Assumes the average cost of a greeting card is $3.99*, and the average cost of postage to mail is $0.49**. Comparison is based on the average weekly premium for Nebraska Payroll Premium rates for industry Class A; Aflac Hospital Advantage Essentials - Option1 Series A49100; Individual Age 18-75. Premiums may vary by coverage type, account, state of issue, and the election of additional/optional benefits.
*Source: Hallmark.com, 2015.
**Source: U.S. Postal Service, April 2015.