No qualifying medical questions means your coverage is guaranteed.
We do everything possible to pay your claim fast, because expenses don’t wait, and neither should you.
You can choose treatment-based benefits that pay over time or lump-sum benefits paid upon initial diagnosis.
Policyholder suffers a heart attack and is transported to the hospital by ambulance.
He has heart surgery to implant a stent and is hospitalized. After leaving the hospital, he receives physical therapy.
Several months later, he has heart valve surgery and is hospitalized.
Policyholder submits via Aflac SmartClaim® by 3pm and receives benefits in just a day.
Payable to: You
weekly rates as low as a gallon of milk.3
1Middle-Income America's Perspectives on Critical Illness and Financial Security, Washington National Institute for Wellness Solutions, April 2013.
2The above example is based on a scenario for Aflac Critical Care Protection – Option 3 that includes the following benefit conditions: First-Occurrence Benefit (heart attack) of $7,500, Ambulance Benefit (ground ambulance transportation) of $250, Specified Heart Surgery Benefit – Tier Two (Coronary Stent Implantation) of $2,000, Hospital Intensive Care Unit Benefit (4 days) of $3,200, Hospital Confinement Benefit (8 days) of $2,400, Specified Heart Surgery Benefit – Tier One (heart valve surgery) of $4,000, and Continuing Care Benefit (30 days) of $3,750.
3Assumes the average cost of a gallon of whole fresh milk is $3.48*. Comparison is based on the average weekly premium for Nebraska Payroll Premium rates for industry Class A, Critical Care Protection Policy - Series A74100; Individual aged 18-35. Premiums may vary by coverage type, account, state of issue, and the election of additional/optional benefits.
*Source: Bureau of Labor Statistics, March 2015.