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Life Insurance Calculator

Find out how much coverage you need to help ensure your loved ones will be financially secure.

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How to use our life insurance calculator

Take our quick 8-question assessment for an approximate coverage level you’d need to care for your loved ones and help meet your financial goals. To help get you started, we’ve already filled in some averages. If your situation is different, simply update the numbers to match to your life.

$
$0
$100K+

<55
77+

$
$0
$200K+

$
$0
$200K+

$
$0
$60K+

$
$0
$200K+

$
$0
$500K+

$
$0
$24K+

Additional tips to calculate how much life insurance you need

In addition to using our life insurance calculator, here are some tips to help you determine how much life insurance coverage is right for you and your loved ones:

  • Discuss coverage options with your family: What financial needs would your partner, children, or other dependents have if the unexpected occurs? Have an open conversation with your loved ones to get a better sense of coverage options that could work best.
  • Consider buying more than one life insurance policy: Instead of relying on a single policy, you may want to layer multiple policies to help cover different financial needs over time. For example, you might have one policy to help cover a mortgage and another to support your family’s long-term expenses.
  • Factor in your occupation and hobbies: If you have a high-risk job or engage in dangerous hobbies like skydiving or rock climbing, you may need more coverage to account for the added risk.
  • Assess your health: Your current health and family medical history can impact both your life insurance rates and the amount of coverage you may need. If you have existing health conditions or a family history of serious illnesses, you might consider additional coverage to ensure long-term protection.
Benefits

Get life insurance from Aflac

If something happened to you, would the financial future of your loved ones be protected? Help ease your mind with coverage that you and your family can rely on.

Aflac can help you discover how much life insurance you need. We offer term life insurance and whole life insurance policies with the option to add on riders. Guaranteed-issue options are also available for select products, meaning no underwriting questions.

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Life Insurance Calculator

Having the right amount of life insurance will help give you peace of mind that your loved ones will be more financially secure.

Life Insurance Results

We’ve tallied up your answers and here is how much life insurance we estimate you’ll need.

$ 0

Life Insurance Estimate

Aflac Life Insurance can help take care of your loved one’s immediate and future financial needs following your death. Aflac’s Life Insurance policies offer more financial freedom for your family in their time of need.

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Competitive
weekly rates as low as a gallon of gas*
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