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Life Insurance Calculator

Find out how much coverage you need to ensure your loved ones will be financially secure.

Get Started

How much life insurance do I need?

Take our quick 8-question assessment for an approximate coverage level you’d need to care for your loved ones, help protect the things you value, and help meet your financial goals.

To help get you started, we’ve already filled in some averages. If your situation is different, simply update the numbers to match to your life.

What is your individual income (prior to taxes and other deductions)?

$ 55,775

At what age would you like to retire?


How much total debt do you have today? Examples: credit cards, home mortgage, car loans, personal loans, etc.

$ $136,206

If you have dependents, how much will you need for college funds?

$ $101,160

How much money do you have invested?

$ 11,700

How much have you saved for retirement?

$ 107,000

How much life insurance do you have?

$ 0

What do you expect the costs associated with your burial/funeral, uninsured medical costs, estate taxes/probate, etc. to be?

$ 7,181

Benefits of Life Insurance

If something happened to you, would the financial future of your loved ones be protected? Help ease your mind with coverage that you and your family can rely on. Discover how much life insurance you need. Guaranteed-issue is available for select products, meaning no underwriting questions.

Learn More

Life Insurance Calculator

Having the right amount of life insurance will give you peace of mind that your loved ones will be financially secure.

Life Insurance Results

We’ve tallied up your answers and here is how much life insurance we estimate you’ll need.

$ 0

Life Insurance Estimate

Aflac Life Insurance helps take care of your loved one’s immediate and future financial needs following your death. Aflac’s Life Insurance policies more financial freedom for your family in their time of need.

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Weekly rates as low as a gallon of gas8
Affordable for individuals and families at no direct cost to employers.
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