Term life insurance is a popular choice for policyholders who need temporary coverage with reasonable premiums. At Aflac, our term life insurance plans for individuals are competitive and reliable. Try our life insurance calculator to see how rates are impacted by age, lifestyle, medical history, and coverage goals.
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Term life insurance is a temporary policy that provides coverage for a set period, such as 10, 20, or 30 years. Below are some of the main features of a term life insurance policy:
The right term life insurance plan for you can vary based on your coverage needs and budget. There are a variety of plans to choose from, including:
Aflac offers term life insurance for individuals that you can purchase directly from Aflac. If you’re interested in term life insurance for individuals, get a quote to see which plan matches your needs and budget best.
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedOne of the biggest choices you may face when getting a life insurance policy is deciding between term vs. whole life insurance. They have some key differences, suiting them to different policyholders:
Aflac term life insurance may save you money upfront and provide your family with ample security. Here are a few key advantages our term life insurance plans for individuals offer:
At Aflac, we prioritize your life insurance needs. Our term life insurance coverage for individuals is portable, fits most budgets, and fast. Term life insurance is a popular choice for those who have a specific timeline they want to plan around. To see if term life insurance is the right choice for you, talk to an Aflac agent about your options.
Get StartedWondering what life insurance policy is best for you? Find out which type of life insurance can offer you the best coverage.
The rates you'll pay for term life insurance depend on your age and other factors. Find out how rates vary with age and how to find the best term life insurance plan for you.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, Aflac coverage is underwritten by American Family Life Assurance Company of New York.
Aflac life plans – B61000 series: In Arkansas, Idaho, Oklahoma & Virginia, Policy: ICC18B61JTO. In Delaware, Policy, B61JTO. B60000 series: In Arkansas, Oklahoma & Virginia, Policies: ICC18B60C10, ICC18B60100, ICC18B60200, ICC18B60300, & ICC18B60400. Q60000 series/Term: In Delaware, Policies Q60200CM. In Arkansas, Idaho, Oklahoma, Policies ICC18Q60200C, ICC18Q60300C, ICC18Q60400C. Not available in Virginia.
Aflac Final Expense insurance coverage is underwritten by Tier One Insurance Company, a subsidiary of Aflac Incorporated and is administered by Aetna Life Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (NAIC 92908).
In AR, DE, ID, OK and VA: Policies ICC21-AFLLBL21 and ICC21-AFLRPL21; and Riders ICC21-AFLABR22, ICC21-AFLADB22, and ICC21-AFLCDR22. Aflac Final Expense policies are not available in New York.
Receipt of accelerated death benefits may affect eligibility for public assistance programs. Benefits may also be taxable, and are not expected to receive the same favorable tax treatment as other types of accelerated death benefits that may be available.
Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations, and exclusions.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
Aflac New York | 22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211
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