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Life insurance plans don’t have to be expensive. Term life insurance is a popular choice for those looking to save money upfront. At Aflac, our plans are affordable and reliable. We’ll work with you to find the term length that makes the most sense.
Try our life insurance calculator to see how rates are impacted by age, lifestyle, medical history, and coverage goals.
Term life insurance provides coverage for a set period. This contrasts whole life insurance, which requires scheduled payments your entire life. Basic term life insurance lengths are 10, 20, or 30 years. Below are some of the main features of a term life insurance policy:
Are you wondering, what does term life insurance mean for me? It depends on what you are looking for in a plan. There are a variety of term types to choose from:
Many people also wonder how group term life insurance works. This type of plan functions similarly to direct term life insurance, but it’s purchased through your employer. It functions as a workplace plan and deems all employees eligible for coverage. Direct term life insurance allows the consumer to apply for a policy directly from an insurance company.
Most commonly, group term insurance is assigned to a company’s employees. However, this type of coverage can also be used for families. You can get a term life insurance quote from Aflac to see which plan matches your needs and budget best.
One of the biggest choices you may face when choosing a life insurance policy is whether to go with a term or whole plan. There are some crucial differences that can highlight which decision is best for you:
Don’t wait until it’s too late. Help cover yourself and your family with affordable coverage from Aflac.
At Aflac, we can provide you a term life insurance quote with no medical exam necessary. This makes it easier for you to get your answers quickly and easily. On average, term life insurance rates are determined by age, lifestyle, medical history, and coverage needs. Here are a few additional benefits to consider:
At Aflac, we prioritize your life insurance needs. Our coverage is affordable, comprehensive, and fast. Term life insurance is a popular choice for those who have a specific timeline they want to plan around. To see if term life insurance is the right choice for you, talk to an Aflac agent about your options.
Explore your life insurance options.
Content within this article is for informational purposes and does not constitute legal, tax or accounting advice regarding any specific situation. Aflac cannot anticipate all the facts that a particular employer will have to consider in their benefits decision-making process. For complete details, including availability and costs of Aflac supplemental insurance, please contact your local Aflac agent.
For Aflac insurance, coverage is underwritten by Aflac | WWHQ | 1932 Wynnton Road | Columbus, GA 31999 | In New York, coverage is underwritten by Aflac New York | 22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211.