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Guaranteed‐issue options are available for select products, which means no underwriting questions for your employees.
May not be available in all states
Give your employees portable coverage options, so they can take the plan with them if they change jobs or retire.
Your employees can help protect their children’s future by providing insurability as an adult and giving them a jump start on the road to financial independence.
Aflac Life Insurance coverage for $50,000 is selected.
Aflac Accidental-Death Benefit Rider is selected.
The insured passes away due to injuries from a car accident.
Payable to: Beneficiary
$100,000
The above example is based on the Aflac Group Life Term to 120 insurance product that includes the following benefit conditions: $50,000 death benefit and $50,000 accidental death benefit. Benefits may vary by state, benefit option, and level of coverage selected. Review state‐specific brochures and plan documents for more details.
and competitive weekly rates as low as a gallon of gas.2
Companies choose to make Aflac plans available to increase benefits options without impacting their bottom line.
The following plans offer coverage that is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York:
Individual Juvenile Life (B61000 series): In Arkansas, Idaho, Oklahoma, Oregon, Pennsylvania, Texas, & Virginia, Policies: ICC18B61JWO & ICC18B61JTO. In Delaware, Policies B61JWO, B61JTO.
Individual Direct Whole & Term Life (B60000 Series): In Arkansas, Oklahoma, Pennsylvania, Texas & Virginia, Policies: ICC18B60C10, ICC18B60100, ICC18B60200, ICC18B60300, & ICC18B60400. These policies are not available in Delaware, Oregon, New York.
Group Whole Life (Q60000 series): In Arkansas, Delaware & Oregon, Policy Q60100M. In Idaho Policy Q60100MID. In Oklahoma, Policy Q60100MOK. In Pennsylvania, Policy Q60100MPA. In Texas, Policy Q60100MTX. Not available in New York or Virginia.
Group Term Life (Q60000 series): In Delaware, Policies Q60200M. In Arkansas, Idaho, Oklahoma, Oregon & Texas, Policies ICC18Q60200M. Not available in New York or Virginia.
The remaining plans listed below offer coverage that is underwritten by Continental American Insurance Company (CAIC), a wholly owned subsidiary of Aflac Incorporated. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. For groups sitused in California, insurance coverage is underwritten by Continental American Life Insurance Company. For groups sitused in New York, insurance coverage is underwritten by American Family Life Assurance Company of New York.
Group Life Term to 120
Series ICC22 C93000
Group Term Life
Series C91000, C90000, and CAI9100
Group Whole Life
Series C60000 and WL9800
1 This is a brief product overview only. Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY or VA. Benefits/premium rates may vary based on state and plan levels. For Group plans, plan design and optional benefits are selected at the employer level. Optional riders may be available at an additional cost. Policies, certificates and riders may also contain a waiting period. Receipt of accelerated death benefits may affect eligibility for public assistance programs. Benefits may also be taxable, and are not expected to receive the same favorable tax treatment as other types of accelerated death benefits that may be available. The plans have limitations and exclusions that may affect benefits payable. Refer to the exact policy, certificates and rider forms for benefit details, definitions, limitations, and exclusions.
2 Assumes the average cost of a gallon of gasoline is $3.42*. Comparison is based on the average weekly premium for Georgia resident, Aflac Life Direct WHOLE LIFE POLICY – Series B60000; Female, non-smoker, age 18-21, face amount $20,000. Premiums may vary by coverage type, account, state of issue, and the election of additional/optional benefits.
*Source: Federal Reserve Bank of St. Louis, August 2024.
Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999
Aflac New York | 22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211
Continental American Insurance Company | Columbia, SC
AGC2300217R1
