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Life can change in a second. Be ready.

Accidents happen. Financial hardship doesn't have to. We pay the policyholder* cash benefits in the event of a covered injury, so they can focus on recovery instead of their finances.

Aflac Accident Insurance

Provide your employees access to Aflac accident insurance that pays cash benefits to help provide peace of mind during the different stages of accident care and recovery. Benefits can be used to help pay for emergency treatment, as well as for treatment‐related transportation and lodging.

Accidents can happen all around the home, like when you are cleaning your gutters.

Trouble strikes.

An employee is cleaning their gutters when the ladder slips and they fall off.

Doctor exams the broken arm in an x-ray.

They are taken to the ER by ambulance.

The physician visit and x-ray in the ER reveals a dislocated hip and a broken wrist.

Woman checking the SmartClaim Aflac app on her mobile device.

Aflac helps give them peace of mind.

Cash benefits are paid directly to the policyholder (unless assigned otherwise), helping ease the financial stress of their accident.

Father and his son hugging.

They get their money fast.

Claims made on their Aflac Accident Indemnity Advantage® 1 policy are paid fast, so unexpected bills don't have to leave them sidelined.

No direct cost to employers,

and affordable weekly rates as low as one box of adhesive bandages.2

Aflac duck with first-aid bandage
Offer Aflac to your employees

Companies choose to make Aflac policies available to increase benefits options without impacting their bottom line.