Guaranteed‐issue is available, which means no underwriting questions for your employees to complete.
Provide a plan that pays benefits for routine medical exams to encourage early detection and prevention.
Protect your employees with cash to help with bills in the event of an injury. And now they can get their claims paid the next day.
Policyholder falls off of a ladder. Ambulance ride to the ER.
Physician visit & X-ray in the ER reveals a dislocated hip and a broken wrist.
Policyholder submits via Aflac SmartClaim® by 3pm and receives benefits in just a day.
Payable to: Policyholder
and affordable weekly rates as low as one box of adhesive bandages.3
1Injury Facts, 2014 Edition, National Safety Council
2The above example is based on a scenario for Accident Indemnity Advantage® – Plan 2 (domicile state) that includes the following benefit conditions: Ground ambulance transportation (Ambulance Benefit) of $200, physician visit (Accident Emergency Treatment Benefit) of $120, x‐ray (X‐Ray Benefit) of $25, dislocated hip – open reduction under general anesthesia ( Accident Specific‐Sum Injuries Benefit) of $2,500, broken wrist – closed reduction (Accident Specific‐Sum Injuries Benefit) of $325, Initial Accident Hospitalization Benefit of $1,000, Accident Hospital Confinement Benefit (hospitalized for 5 days) of $1,250, Major Diagnostic Exams Benefit (CT scan) of $200, Physical Therapy Benefit (8 treatments) of $280, Appliances Benefit (wheelchair) of $125, Accident Follow‐Up Treatment Benefit (3 days) of $105. Benefits may vary by state, benefit option, and level of coverage selected. Review your state-specific brochure below for a “How It Works” scenario customized for your state.
3Assumes the average cost of a package of adhesive bandages is $5*. Comparison is based on the average weekly premium for Nebraska Payroll Premium rates for industry Class B, Accident Indemnity Advantage 24-hour accident essentials - Series A-35B24; Individual Age 18-70. Premiums may vary by coverage type, account, state of issue, and the election of additional/optional benefits.
*Source: cvs.com, 2015.