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One Day PaySM is available for certain individual claims submitted online through the Aflac SmartClaim® process. Claims may be eligible for One Day Pay processing if submitted online through Aflac SmartClaim®, including all required documentation, by 3 p.m. ET. Documentation requirements vary by type of claim; please review requirements for your claim(s) carefully. Aflac SmartClaim® is available for claims on most individual Accident, Cancer, Hospital, Specified Health, and Intensive Care policies. Processing time is based on business days after all required documentation needed to render a decision is received and no further validation and/or research is required. Individual Company Statistic, 2018.
1 Treatment & Diagnosis: Broken leg diagnosis & Treatment: Treatment of pathological fractures of the long bones. Julie J. Willeumier, Yvette M. van der Linden, Michiel A.J. van de Sande,et al, 2016.
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5367617/.
Costs of diagnosis and treatment(s) are based on:
Transport - Ambulance Ride (1): $800.00
Source: http://health.costhelper.com/emergency-room.html.
ER - ER Visit (1): $1,575.00
Source: http://health.costhelper.com/emergency-room.html.
Diagnostic - X-Ray (1): $360.00
Source: http://health.costhelper.com/x-rays.html.
Treatment - Open reduction surgery (1): $4,389.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=747&g=Lower+Leg+Fracture+Treatment.
Post-Treatment - Walking cast (1): $549.00
Source: https://healthcarebluebook.com/page_ProcedureDetails.aspx?cftId=345&g=Leg+(Walking+Cast).
Post-Treatment - Crutches (1 set): $227.50
Source: http://health.costhelper.com/crutches.html.
Wellness Maintenance - Physical Therapy (7 visits): $200.00
Source: http://health.costhelper.com/physical-therapist.html.
Total Cost: $9,300.00
2 The information provided in the Benefits Estimator is illustrative only. Plans may not be available in all states, and benefits may vary by state, coverage, and plan level selected. Policies have limitations and exclusions that may affect benefits payable. The Aflac payout values do not guarantee an amount to be paid for the listed conditions. Benefits paid by Aflac (if any) will depend on the severity of the accident or illness, the physician diagnosis, and the treatment received. The “Aflac Pays You” data is an average of historical payments made to Aflac policyholders/certificateholders who qualified for benefits under their specific plans and does not reflect instances when benefits were not paid for a particular claim. Whether benefits are payable will be determined when a claim is processed. You must be 18 or older to apply for Aflac insurance. Availability varies by product; see your local Aflac agent for details. The out-of-pocket expenses displayed are estimated at 40% of the total medical cost, assuming that average major medical plans cover approximately 60% of the expense. Your major medical coverage may be more or less, and if an individual or family incurs expenses for non-covered benefits, these out-of-pocket expenses may increase potential unexpected costs. You will also need to pay for any limits or exclusions on your benefits which may include the number of refills for certain drugs, visits to certain specialists, or days covered for certain benefits. View Data Sources to see our underlying sources.
3 Latest Smartphone costs are based on latest smartphone release, 10/17. This is how much the new iPhone will cost, Megan Rose Dickey, TechCrunch.com, September 12, 2017. https://techcrunch.com/2017/09/12/this-is-how-much-the-new-iphones-will-cost/.
4 Average Cost of a Coachella General Admission ticket. What it Really Costs to Attend Coachella 2017, Megan Leonhardt. April 6, 2017. http://time.com/money/4724712/cost-coachella-2017/.
5 Average Cost of a Cell Phone Bill. How to Cut the Average Cell Phone Bill by More than 80%. Howlifeworks.com, Updated September 22, 2017. http://www.howlifeworks.com/technology/cell_phone_savings.
6 Facts about Life, 2016. LIMRA, Life Insurance Awareness Month, September, 2016. https://www.limra.com/uploadedFiles/limra.com/LIMRA_Root/Posts/PR/_Media/PDFs/Facts-of-Life-2016.pdf.
