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Dental, Vision and Hearing (DVH) Insurance Plans

Help ensure added peace of mind for you and your loved ones with coverage for routine check-ups, corrective lenses, hearing aids and more.

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Traditional health insurance typically doesn't cover most of the costs involved in maintaining oral, ear and eye health. Even routine preventative care can be costly when paid out-of-pocket.

Aflac's Dental, Vision and Hearing Insurance combines all three types of insurance into one comprehensive plan to provide competitive rates to help with the cost of treatments and safeguard your well-being.

Dental, Vision, & Hearing Insurance Highlights

 

Choose Your Plan:

DVH Elite Plan

DVH Core Plan

basic dental sevices

Dental

 
 
 

Annual Dental Deductible

Per Policy Year

Year 1 $75/person
Year 2 $50/person
Year 3 $25/person

Year 1 $75/person
Year 2 $50/person
Year 3 $25/person

 

Annual Dental Maximum

Year 1 $1,500/person
Year 2 $1,750/person
Year 3 $2,000/person

Year 1 $1,000/person
Year 2 $1,250/person
Year 3 $1,500/person

 

Dental Services Coverages

Per Policy Year

Basic Dental Service Coverage

60% after 6-month waiting period
70% after 1 year
80% after 2 years

Major Dental Service Coverage

30% after 6-month waiting period
50% after 1 year
70% after 2 years

Basic Dental Service Coverage

60% after 6-month waiting period
70% after 1 year
80% after 2 years

Major Dental Service Coverage

30% after 6-month waiting period
50% after 1 year
70% after 2 years

annual vision exam

Vision

 
 
 

Frames, Lens, & Contact Lenses

$250 allowance every 24 mo. after copay with no waiting period

$150 allowance every 24 mo. after copay with no waiting period

 

Annual Vision Exam

100% coverage after copay

100% coverage after copay

hearing aids and repair allowance

Hearing

 
 
 

Hearing Aids & Repair Allowance

$500 per year with a 9-month waiting period

$500 per year with a 12-month waiting period

 

Annual Hearing Exam

Up to $75 reimbursement with no waiting period

Up to $75 reimbursement with no waiting period

Annual Dental Deductible

Per Policy Year:

Year 1 $75/person
Year 2 $50/person
Year 3 $25/person

Maximum:

Year 1 $1,500/person
Year 2 $1,750/person
Year 3 $2,000/person

Basic Dental Service Coverage

60% after 6-month waiting period
70% after 1 year
80% after 2 years

Major Dental Service Coverage

30% after 6-month waiting period
50% after 1 year
70% after 2 years

Annual Dental Deductible

Per Policy Year:

Year 1 $75/person
Year 2 $50/person
Year 3 $25/person

Maximum:

Year 1 $1,000/person
Year 2 $1,250/person
Year 3 $1,500/person

Basic Dental Service Coverage

60% after 6-month waiting period
70% after 1 year
80% after 2 years

Major Dental Service Coverage

30% after 6-month waiting period
50% after 1 year
70% after 2 years

DVH Insurance Combines 3 Policies into 1 Comprehensive Plan

  • Dental Insurance

    Dental insurance helps protect you from the high costs of dental care. It helps cover a range of services:

    • Preventative care: Cleanings, exams and routine x-rays
    • Basic procedures: Root canals, periodontal scaling, fillings and non-routine x-rays
    • Major procedures: Complex oral surgery, dental implants, crowns and bridges
  • Vision Insurance Option

    Vision insurance can offer partial or full coverage for the following to help you maintain your vision:

    • Routine eye exams
    • Prescription frames and lenses
    • Contact lenses
    • Surgery
    • Specific eye diseases and disorders
  • Hearing Insurance Option

    Hearing insurance helps you pay for costs related to maintaining your hearing and ear health. Specific expenses this policy helps cover may include the following:

    • Routine hearing exams
    • Hearing aid repairs
    • Hearing aids — fitting and devices
    • Hearing aid supplies, such as batteries

Enjoy the Benefits of Dental, Vision and Hearing Insurance Coverage

Discover the combined benefits of Aflac's Dental, Vision and Hearing Insurance:

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Cover Routine and Unexpected Health Expenses

Our insurance can help with the costs of routine care and unexpected dental, vision and hearing procedures.

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Gain Added Peace of Mind

Knowing you have a cost effective way to get dental, vision and hearing care can help provide added peace of mind.

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Maintain Good Health for the Whole Family

By paying for a DVH insurance plan, you may feel more incentivized to use the benefits. This can encourage you and your loved ones to get routine care and help providers catch warning signs early.

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Simplicity

With Dental, Vision and Hearing Insurance, you can manage one plan with one insurance company. It's easier to understand your plan's features and benefits, pay premiums and get answers to any questions you may have.

The Aflac duck

Get a Quote for DVH Insurance

Don't wait to get insurance coverage and help protect your well-being. Get a quote for Aflac Dental, Vision and Hearing Insurance today.

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DVH Insurance FAQs

DVH insurance allows you to add vision and hearing coverage to a dental plan. This can help simplify coverage for both routine and unexpected dental, vision and hearing care costs.