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Dental, Vision and Hearing (DVH) Insurance Plans

  • Dental insurance coverage with increasing annual maximums and coverage for preventative, basic,and major services.
  • Optional vision insurance coverage for frames, lenses, and contact lenses, along with an annual vision exam and allowance.
  • Optional hearing insurance coverage with an allowance for hearing aids and repair, along with an annual hearing exam.
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Why Get Dental, Vision and Hearing Insurance from Aflac?

Traditional health insurance typically doesn't cover most dental, vision, and hearing costs, making routine care expensive out-of-pocket. Aflac's Dental, Vision, and Hearing Insurance solves this by combining all three coverages into one comprehensive plan. This offers competitive rates to help with treatment costs and safeguard your overall well-being.

Aflac's Dental, Vision and Hearing Insurance combines all three types of insurance into one comprehensive plan to provide competitive rates to help with the cost of treatments and safeguard your well-being.

Dental, Vision, & Hearing Insurance Highlights

 

Choose Your Plan:

DVH Elite Plan

DVH Core Plan

basic dental sevices

Dental

 
 
 

Annual Dental Deductible

Per Policy Year

Year 1 $75/person
Year 2 $50/person
Year 3+ $25/person

Year 1 $75/person
Year 2 $50/person
Year 3+ $25/person

 

Annual Dental Maximum

Year 1 $1,500/person
Year 2 $1,750/person
Year 3+ $2,000/person

Year 1 $1,000/person
Year 2 $1,250/person
Year 3+ $1,500/person

 

Dental Services Coverage

Per Policy Year

Basic Dental Service Coverage

6 month waiting period
Year 1 60%
Year 2 70%
Year 3+ 80%

Major Dental Service Coverage

9 month waiting period
Year 1 30%
Year 2 50%
Year 3+ 70%

Basic Dental Service Coverage

6 month waiting period
Year 1 50%
Year 2 60%
Year 3+ 60%

Major Dental Service Coverage

12 month waiting period
Year 1 N/A
Year 2 50%
Year 3+ 50%

annual vision exam

Vision

 
 
 

Frames, Lens, & Contact Lenses

$250 allowance every 24 mo. after $25 copay with no waiting period

$150 allowance every 24 mo. after $25 copay with no waiting period

 

Annual Vision Exam

100% coverage after $10 copay

100% coverage after $10 copay

hearing aids and repair allowance

Hearing

 
 
 

Hearing Aids & Repair Allowance

$500 per year with a 9-month waiting period

$500 per year with a 12-month waiting period

 

Annual Hearing Exam

Up to $75 reimbursement with no waiting period

Up to $75 reimbursement with no waiting period

 

Hearing Benefit Deductible

$25 per year

$25 per year

Annual Dental Deductible

Per Policy Year:

Year 1 $75/person
Year 2 $50/person
Year 3+ $25/person

Annual Maximum:

Year 1 $1,500/person
Year 2 $1,750/person
Year 3+ $2,000/person

Basic Dental Service Coverage

6 month waiting period
Year 1 60%
Year 2 70%
Year 3+ 80%

Major Dental Service Coverage

9 month waiting period
Year 1 30%
Year 2 50%
Year 3+ 70%

Annual Dental Deductible

Per Policy Year:

Year 1 $75/person
Year 2 $50/person
Year 3+ $25/person

Annual Maximum:

Year 1 $1,000/person
Year 2 $1,250/person
Year 3+ $1,500/person

Basic Dental Service Coverage

6 month waiting period
Year 1 50%
Year 2 60%
Year 3+ 60%

Major Dental Service Coverage

12 month waiting period
Year 1 N/A
Year 2 50%
Year 3+ 50%

DVH Insurance Combines 3 Policies into 1 Comprehensive Plan

  • Dental Insurance

    Dental insurance protects you from high costs by covering various services:

    • Preventative care: Includes exams, cleanings, and X-rays (plus sealants for those 16 and under).
    • Basic procedures: Covers fillings, simple extractions, and minor oral surgeries (initial year waiting period may apply).
    • Major procedures: Covers crowns, oral surgery, and major restorative services (initial year waiting period may apply).
  • Vision Insurance

    Vision insurance helps you maintain your vision by covering:

    • Annual eye exams
    • Prescription frames and lenses
    • Contact lenses
  • Hearing Insurance

    Hearing insurance supports your hearing and ear health by helping to cover costs for:

    • Routine hearing exams
    • Hearing aid repairs
    • Hearing aids (fitting and devices)
    • Hearing aid supplies (e.g., batteries)

Advantages of Dental, Vision and Hearing Insurance Coverage

Discover the comprehensive advantages of Aflac's Dental, Vision, and Hearing Insurance:

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Cover Routine and Unexpected Health Expenses

Helps manage costs for both regular care and unforeseen dental, vision, and hearing procedures.

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Provides Peace of Mind

Offers a cost-effective way to secure essential care, bringing you added tranquility.

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Promotes Family Health

Encourages regular check-ups and early detection for everyone, fostering better overall health.

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Offers Simplicity

Manage all your dental, vision, and hearing needs through one convenient plan and one insurance company.

The Aflac duck

Get a Quote for DVH Insurance

Protect your well-being now. Get a quote for Aflac Dental, Vision, and Hearing Insurance today.

Request a Quote

DVH Insurance FAQs

DVH (Dental, Vision, and Hearing) insurance bundles vision and hearing coverage with a dental plan, simplifying coverage for both routine and unexpected care costs across all three areas.