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Dental, Vision and Hearing (DVH) Insurance Plans

  • Dental insurance coverage with increasing annual maximums and coverage for preventative, basic and major services.
  • Optional vision insurance coverage for frames, lenses and contact lenses, along with an annual vision exam and allowance.
  • Optional hearing insurance coverage with an allowance for hearing aids and repairs, along with an annual hearing exam.
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Why get dental, vision and hearing insurance from Aflac?

Traditional health insurance typically doesn't cover dental, vision or hearing care. Without additional coverage, your out-of-pocket costs can get expensive. Fortunately, Aflac's DVH insurance combines all three types of coverage into one comprehensive plan with competitive rates and a convenient monthly premium.

Dental, vision and hearing insurance highlights

 

Choose your plan:

DVH Elite Plan

DVH Core Plan

basic dental sevices

Dental

 
 
 

Annual dental deductible per policy year:

Year 1 $75/person
Year 2 $50/person
Year 3+ $25/person

Year 1 $75/person
Year 2 $50/person
Year 3+ $25/person

 

Annual dental maximum

Year 1 $1,500/person
Year 2 $1,750/person
Year 3+ $2,000/person

Year 1 $1,000/person
Year 2 $1,250/person
Year 3+ $1,500/person

 

Dental services coverage per policy year:

Basic dental service coverage:

(6-month waiting period)
Year 1 60%
Year 2 70%
Year 3+ 80%

Major dental service coverage:

(9-month waiting period)
Year 1 30%
Year 2 50%
Year 3+ 70%

Basic dental service coverage

(6-month waiting period)
Year 1 50%
Year 2 60%
Year 3+ 60%

Major dental service coverage:

(12-month waiting period)
Year 1 N/A
Year 2 50%
Year 3+ 50%

annual vision exam

Vision

 
 
 

Frames, lenses, and contact lenses:

$250 allowance every 24 months after $25 copay with no waiting period

$150 allowance every 24 months after $25 copay with no waiting period

 

Annual vision exam:

100% coverage after $10 copay

100% coverage after $10 copay

hearing aids and repair allowance

Hearing

 
 
 

Hearing aids and repair allowance:

$500 per year with a 9-month waiting period

$500 per year with a 12-month waiting period

 

Annual hearing exam:

Up to $75 reimbursement with no waiting period

Up to $75 reimbursement with no waiting period

 

Hearing benefit deductible:

$25 per year

$25 per year

Annual dental deductible

per policy year:

Year 1 $75/person
Year 2 $50/person
Year 3+ $25/person

Annual dental maximum:

Year 1 $1,500/person
Year 2 $1,750/person
Year 3+ $2,000/person

Basic dental service coverage:

(6-month waiting period)
Year 1 60%
Year 2 70%
Year 3+ 80%

Major dental service coverage:

(9 month waiting period)
Year 1 30%
Year 2 50%
Year 3+ 70%

Annual dental deductible

per policy year:

Year 1 $75/person
Year 2 $50/person
Year 3+ $25/person

Annual dental maximum:

Year 1 $1,000/person
Year 2 $1,250/person
Year 3+ $1,500/person

Basic dental service coverage:

(6 month waiting period)
Year 1 50%
Year 2 60%
Year 3+ 60%

Major dental service coverage:

(12 month waiting period)
Year 1 N/A
Year 2 50%
Year 3+ 50%

DVH insurance combines three policies into one comprehensive plan.

  • Dental insurance:

    Dental insurance helps you afford essential dental care by covering the following types of services:

    • Preventative care, including exams, cleanings and X-rays (plus sealants for those 16 and under).
    • Basic procedures, such as fillings, simple extractions and minor oral surgeries (initial year waiting period may apply).
    • Major procedures, such as crowns, oral surgeries and major restorative services (initial year waiting period may apply).
  • Vision insurance:

    Vision insurance helps you maintain your eye health by covering:

    • Annual eye exams
    • Prescription frames and lenses
    • Contact lenses
  • Hearing insurance:

    Hearing insurance supports your hearing and ear health by covering a portion of the following costs:

    • Routine hearing exams
    • Hearing aids (fitting and devices)
    • Hearing aid repairs
    • Hearing aid supplies (e.g., batteries)

Advantages of DVH insurance coverage:

Aflac's DVH insurance offers comprehensive benefits.

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Coverage for routine and unexpected health expenses:

Helps manage costs for both regular care and unforeseen dental, vision, and hearing procedures.

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Peace of mind:

Offers a cost-effective way to secure essential care, bringing you a greater sense of tranquility.

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Proactive protection for your health:

Encourages regular check-ups and early detection of dental, vision and hearing issues, supporting better overall health.

simplicity icon

Simplicity

Manage all your dental, vision and hearing needs through one convenient plan and one insurance company.

The Aflac duck

Get a quote for DVH insurance:

Get the coverage you need to support your overall health. Request a quote for Aflac DVH insurance today.

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DVH insurance FAQs:

DVH insurance bundles hearing, vision and dental insurance into one plan, simplifying coverage for routine and unexpected care costs across all three areas.