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Give your employees access to an extra layer of financial protection with the Aflac Plus Rider1

Aflac Plus Rider2

A sudden and serious health condition such as a heart attack or COVID-19 can be costly. More than ever, employees are looking to their employers to offer solutions to help them safeguard their physical, emotional and financial well-being. The Aflac Plus Rider is an affordable solution that provides benefits for a wide range of covered conditions – heart attack, stroke, type 1 diabetes, human coronavirus, traumatic brain injury and many more – to help with the costs health insurance doesn't cover. Should an unexpected illness happen, rest assured knowing your employees will have the financial peace of the mind that the Aflac Plus Rider helps provide.


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Guaranteed issue, no medical questions asked.

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Available on select accident, cancer, hospital indemnity and short-term disability products.

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HSA-compatible options.

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Added protection

Individual applies for an Aflac Accident insurance policy with the Aflac Plus Rider added.

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ER visit

Policyholder is diagnosed with a heart attack.

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Aflac steps in to help

Aflac Plus Rider pays $5,000.*

* The above example is based on a scenario for Aflac Lump Sum Critical Illness Benefit Rider that includes the following benefit conditions: heart attack (Tier One Critical Illness Event Benefit) of $5,000. The Tier One Critical Illness Event Benefit pays $5,000 for a covered Tier One critical illness event.


Monthly rates as low as a gallon of milk.3

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Peace of mind doesn't
have to break the bank

Don’t wait until it’s too late. Help cover yourself and your family with affordable coverage from Aflac.