Guaranteed‐issue is available, which means no underwriting questions for your employees to complete.
Guaranteed renewable plans up to age 75.
Provide your employees with claims paid in an average of 4 days.2
Individual is injured in a covered accident.
Individual is totally disabled and cannot work for 6 weeks.
Aflac Short-Term Disability coverage pays benefits directly to the policyholder.
Payable to: Policyholder
and affordable weekly rates as low as a movie ticket.4
1 Facts From LIMRA, 2013 Disability Insurance Awareness Month, LIMRA
2 Aflac processes most properly documented claims in four days. Payment generally disbursed the following day. Aflac Individual Company Statistic, Y.E. 2014.
3 The above example is based on a scenario for Aflac Short‐Term Disability (domicile state) that includes the following benefit conditions: ages 18–49, employed full‐time at the time disability began, $2,000 monthly disability benefit amount, $40,000 annual salary, elimination period 0/7 days, 3 month benefit period, benefits based on policy premiums being paid with after‐tax dollars. Benefit periods, elimination periods, monthly disability benefit amounts may vary by state, benefit option, and level of coverage selected. Review your state‐specific brochure below for a “How It Works” scenario customized for your state.
4Assumes the national average cost for a movie ticket is $8.17*. Comparison is based on the average weekly premium for Nebraska Payroll Premium rates for industry Class B; Aflac Short-Term Disability - Series A-57600; Annual income = $20,000; Age 18-49; Benefit Period = 3 months; Elimination Period Accident/Sickness - 0/7 DAYS. Premiums may vary by coverage type, account, state of issue, and the election of additional/optional benefits.
*Source: Motion Picture Association of America, 2014.