Help for those affected by recent natural disasters | Learn More

A message from Aflac

To our policyholders in areas affected by wildfires in designated California counties: Butte, Lake, Mendocino, Napa, Nevada, Orange, Solano, Sonoma, and Yuba, as well as those in areas affected by recent hurricanes in Puerto Rico and the Virgin Islands, please know that the thoughts and prayers of everyone at Aflac are with you. We are working with government agencies that represent all declared disaster areas, including those under emergency order, to ensure we do everything possible to help you. Based on that guidance, we have extended the due dates for policy premiums by 60 days for those living in places that have been declared disaster areas or are under emergency order. If you have a question about your policy or need help, contact us at 800-992-3522. To help with the recovery, Aflac made a $500,000 donation to the American Red Cross, and our employees are making their own private contributions. Please be safe, as the care of you and your families is paramount.

Un mensaje de parte de Aflac

A nuestros asegurados en las áreas afectadas por los recientes huracanes, queremos que sepan que todos en Aflac estamos pensando en, y orando por, ustedes. Estamos trabajando con agencias del gobierno que representan todas las áreas declaradas como zonas de desastre, para asegurarnos de hacer todo lo posible para ayudarles. Basándonos en su consejo, hemos extendido por 60 días las fechas de vencimiento de las primas de las pólizas de aquellos que viven en áreas declaradas como zonas de desastre. Si tiene una pregunta sobre su póliza o necesita ayuda, contáctenos al 800-992-3522. Para ayudar con la recuperación, Aflac ha donado $500,000 a la Cruz Roja Americana y nuestros empleados están efectuando sus propias donaciones. Por favor cuídense, ya que su bienestar y el de sus familias está por encima de todo.

855.502.3522

For existing account servicing call: 800.992.3522

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Benefits Solutions: For the Public Sector

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Do more with less

Public sector employees expect and deserve competitive benefits, but budget cuts and rising healthcare costs are making it difficult for employers to provide their employees with the expected coverage. Since benefits are important to job satisfaction, many employers are looking for ways to offer more benefits by shifting some healthcare responsibilities to their employees.

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65% of Education Employees
and
62% of Government Employees

say a benefits package is extremely or very important to their job satisfaction.1

65% of Education Employees
and
62% of Government Employees

say a benefits package is extremely or very important to their job satisfaction.1

teacher in classroom

8 out of 10 Employers in the public sector believe their employees understand the benefits communication they provide.1

8 out of 10 Employers in the public sector believe their employees understand the benefits communication they provide.1

7out of 10 Employees are confused about their benefits.3

7out of 10 Employees are confused about their benefits.3

How Aflac can help

With more than 60 years of experience serving the public sector, Aflac understands the challenges that public sector employers are facing around their benefits. Our goal is to help clients get through the challenges of today by utilizing us for more than just supplemental benefits. We aim to provide cost-containment solutions and help with the administrative burden associated with employee benefits. We have carefully created a suite of services and solutions tailored specifically for the public sector.

Through utilizing our Benefits Advisors, we provide value and support for all your benefits, not just the products provided directly by Aflac.

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Communicate and educate employees on all benefits, not just supplemental. This includes important items such as plan design details and changes, wellness programs and Flexible Spending Accounts.

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Help employees understand the real value of their benefits. This can help with retention and employee satisfaction.

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Enroll employees in their benefits utilizing either our own online platform, Everwell, or other technology that may be in place.

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Confirm important information such as dependent eligibility, beneficiary updates, phone numbers, home addresses and email addresses.

Aflac is proud to service more than 33,000 total clients within the public sector.5

Aflac is proud to service more than 33,000 total clients within the public sector.5

Product and service solutions beyond supplemental

Our Benefits Advisors are dedicated to serving the needs of the public sector and are available to speak with you about any of our policies. Aflac now offers the following additional value-added services, potentially at no cost to you or your employees, to help you provide a more comprehensive package to your employees2:

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Fraud Protection

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Accidental Death and Dismemberment

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Telemedicine

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Flexible Spending Accounts

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Benefits Statements & Benefits Booklets

38% of Education Employees
and
33% of Government Employees

say improving their benefits package is one thing their employer could do to keep them in their jobs.1

38% of Education Employees
and
33% of Government Employees

say improving their benefits package is one thing their employer could do to keep them in their jobs.1

Aflac product solutions4

Aflac is #1 in voluntary insurance sales at the worksite6 and a brand dedicated to serving the Public Sector. Our family-friendly voluntary policies help cover costs that may not be covered by helping deliver competitive employee benefits packages with little to no additional cost to the employer, such as:

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Accident Insurance:
Helps with out-of-pocket costs associated with a covered accident such as ambulance transportation, doctor visits and medical exams

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Hospital Insurance:
Helps cover costs associated with a covered hospital stay

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Cancer Insurance:
Helps with both medical and non-medical out-of-pocket costs associated with a diagnosis such as doctor visits, medical exams and treatment

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Short-Term Disability Insurance:
Helps provide a source of income if the policyholder is unable to work due to a covered illness or injury

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Critical Illness Insurance:
Pays the policyholder a lump sum if he or she is diagnosed with a specified illness

Aflac developed a customized Public Sector underwriting offer for clients with 250 or more employees, including higher guarantee issue amounts for critical illness, increased whole life insurance face amounts and higher benefits for hospital confinement insurance. Specific requirements may apply.