New messages from Aflac | View Notifications opens a dialog Close X dismisses the notification alert
Request Info

For existing account servicing call: 800.992.3522

Business Hours

Monday thru Friday . 8:00 AM - 5:00 PM EST

Request a Quote
Provide the following information about your company.

Learn about individual policies.
For companies with fewer than three employees, please check out our individual and family coverage. Learn more.

I'm interested in:

Select all that apply

All fields are required.

*Indicates required field

By hitting "Submit" I agree to receive autodialed calls and texts from Aflac, independent contractors acting on Aflac’s behalf, and third parties acting on Aflac’s behalf, including but not limited to Five9 at the number I have provided. Messages and data rates may apply. I understand that I am not required to provide my consent as a condition of accessing Aflac’s website, purchasing any product or receiving any Aflac services.

Thank You!

An Aflac representative will contact you.

Your confirmation number is .

If you have any questions regarding your request, contact us at

Please provide your confirmation number listed above for reference.

Private Sector icon

Benefits Trends

Private Sector

Workforce dynamics

Four generations represented:

5% Gen Z (18-22)
38% Millennials (23-38)
36% Gen X (39-54)
20% Baby boomers (55-73)
family portraits icon
44% have children under 26 covered on their health plan.
clock icon
61% have been at their company for five or more years and 18% for less than two years.
tablet icon showing remaining battery life
55% say their current level of burnout due to work is moderate to very high.

Fragile financials

calendar icon
40% couldn’t go a month without a paycheck.
bill and credit card icon
52% couldn’t afford an out-of-pocket expense of $1,000 or more if an unexpected serious illness or accident occurred today.
medication in blister pack pills icon
44% have held off on seeing a medical professional because of cost concerns.
takeout food container icon
61% who have more than one job or “gig” say it’s to help make ends meet.

Benefits preference and enrollment

Most necessary insurance plans:

1 Major medical/health insurance
2 Dental
3 Vision
4 Life
5 Critical illness

Participants ranked first, second or third most necessary.

puzzle pieces icon
39% say the ongoing national debate about health care has helped them better understand their options; meanwhile, 25% say it has made them more confused about their choices.
insurance card icon
71% of employees are enrolled in major medical/health insurance through their employer.
locked safe icon
91% of employees enrolled in supplemental insurance say the coverage helps to protect their financial security.

Most desired nontraditional benefits:

1 Flexible work schedule
2 Wellness stipend
3 Health advocacy or medical bill negotiation
4 Employee assistance program
5 Identity theft

Participants ranked first, second or third most necessary.

Power of benefits

Employees say their benefits package is extremely or very important to their:

74% financial health
70% job satisfaction
stethoscope and magnifying glass icon
61% rank health benefits as one of the top-three most important aspects of looking for a new job.

Top value-added services desired by employees

Flexible work schedule

64% National average
64% Private Sector

Wellness stipend

40% National average
40% Private Sector

Health advocacy or medical bill negotiation

34% National average
34% Private Sector

Employee assistance program

32% National average
33% Private Sector

Identity theft protection

30% National average
30% Private Sector

Legal assistance

23% National average
24% Private Sector

Percentage ranking benefit first, second or third important.

About the Study

The 2019-2020 Aflac WorkForces Report is the ninth annual Aflac employee benefits study examining benefits trends and attitudes. Conducted by Kantar on behalf of Aflac, the study captured responses from 2,000 employees and 1,200 employers across the United States in various industries.

Archived Results

View previous Aflac WorkForces Report research:

- 2018 AWR Findings
- 2017 AWR Findings
- 2016 AWR Findings
- 2015 AWR Findings
- 2014 AWR Findings