Help for those affected by recent natural disasters | Learn More

A message from Aflac

Ohio Consumers and Field Force members affected by severe storms and flooding beginning on Feb. 19, 2018:

To help provide relief for Ohio policyholders and field force members in counties that have been declared disaster areas by the Ohio Department of Insurance, Aflac has enacted the following measures:

  • 60-day deferment of premium payments coming due, starting on regular premium due date.
  • At least a 60-day (longer, if reasonable) extension of policy provisions that impose a time limit on an insured/claimant to perform an act, including transmittal of information or funds to Aflac.
  • This order will be effective for any premium coming due, or any time limit on insured/claimant action, between February 19, 2018 and May 24, 2018. Any deferment of payment or extension of time limit is not to extend past May 24, 2018.

Indiana Consumers and Field Force members affected by severe storms and flooding beginning on Feb. 15, 2018:

To help provide relief for Indiana policyholders and field force members in counties that have been declared disaster areas by the Indiana Department of Insurance, Aflac has enacted the following measures:

  • Provide a 60-day suspension of policy termination due to late payment in affected counties, and a case by case review in unnamed counties in Indiana
  • Provide a 60-day suspension of producer appointment cancellations due to producer failure to supply proof of renewal of license in affected counties, and a case by case review in unnamed counties in Indiana
  • 60-day suspensions would be enforced for terminations or cancellations falling between February 14, 2018 through May 1, 2018
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Benefits Trends

National

Employer Results

Surveyed 1,800 Business Decision Makers

27% offer voluntary insurance.
Current Benefits Landscape
current benefits landscape chart data
Employer Concerns
34% staying competitive in today’s marketplace.
27% finding the right amount and level of talent to achieve business goals.
20% managing the productivity of their workforce.

Employee Results

Surveyed 5,000 Employees

31% are enrolled in voluntary insurance.
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Happiness
75% say improving their benefits package would make them happier employees.
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Growing Importance of Voluntary Insurance
48% agree that they regularly underestimate the total cost of an injury or illness, including medical, household and out-of-pocket costs.
27% of employees say that if their employer did not provide adequate health insurance coverage, they would purchase additional, affordable insurance products.
Value of Benefits
65% say a benefits package offering is extremely or very important to their job satisfaction, and 58 percent say it’s extremely or very important to their employer loyalty.
58% are at least somewhat likely to accept a job with slightly lower pay but better benefits.
39% say improving their benefits package is one thing their employer could do to keep them in their jobs.
21% have left a job or turned down a job offer due to the benefits offered.
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Financial Well-being
65% of employees would be able to pay less than $1,000 for out-of-pocket expenses if an unexpected serious illness or accident occurred today.
12% of employees say high medical costs have negatively impacted their credit scores.
About the Study

The 2017 Aflac WorkForces Report was conducted by Lightspeed/GMI on behalf of Aflac.

Archived Results

View previous Aflac WorkForces Report research:

- 2016 AWR Findings
- 2015 AWR Findings
- 2014 AWR Findings
- 2013 AWR Findings
- 2012 AWR Findings