For existing account servicing call: 800.992.3522

Business Hours

Monday thru Friday . 8:00 AM - 5:00 PM EST

Request a Quote
Provide the following information about your company.

Learn about individual policies.
For companies with fewer than three employees, please check out our individual and family coverage. Learn more.

I'm Interested in:

All fields are required.

*Indicates required field

By hitting "Submit" I agree to receive autodialed calls and texts from Aflac, independent contractors acting on Aflac’s behalf, and third parties acting on Aflac’s behalf, including but not limited to Five9 at the number I have provided. Messages and data rates may apply. I understand that I am not required to provide my consent as a condition of accessing Aflac’s website, purchasing any product or receiving any Aflac services.

Thank You!

An Aflac representative will contact you.

Your confirmation number is .

If you have any questions regarding your request, contact us at addbenefits@aflac.com

Please provide your confirmation number listed above for reference.


2016 Aflac WorkForces Report results for businesses with fewer than 50 employees

Employer results at a glance:

chart icon
  • Surveyed 323 business decision-makers.
  • 14 percent of those who offer major medical health insurance to employees offer a high-deductible health plan with an individual deductible over $1K.
  • 19 percent have a wellness program.
  • 10 percent offer voluntary insurance.

Changes to employee benefits packages

Chart data - please download PDF for chart data

Employer Concerns

40% say staying competitive in today’s marketplace is their company’s most important business objective.
38% say lack of qualified talent results in the most productivity lost within their organization.
19% say taking care of my employees by offering the widest range of benefits options is the most important objective of their benefits programs.
26% are interested in outsourcing employee benefits communications services to a third party.

Legislative issues

36% understand health care reform legislation extremely or very well.
16% of employers offering major medical/health insurance say they are very concerned about the excise tax on high-value medical plans, often referred to as the Cadillac Tax; 5 percent are not familiar with this tax.

Chart data - please download PDF for chart data

34% have children under 18 covered on their health plans.
21% have adult children ages 18-26 covered on their major medical health plan.


51% are extremely or very satisfied with their benefits packages.
67% are extremely or very satisfied with their jobs.
44% are at least somewhat likely to look for a job in the next 12 months.

Value of benefits

71% say a benefits package offering is extremely or very important to their job satisfaction, and 60 percent say it’s extremely or very important to their employer loyalty.
55% of employees are at least somewhat likely to accept a job with slightly lower pay but better benefits.
36% say improving their benefits package is one thing their employer could do to keep them in their jobs.
15% have left or turned down a job due to the benefits it offered in the last 12 months.

Growing importance of voluntary insurance

50% agree that they regularly underestimate the total cost of an injury or illness, including medical, household and out-of-pocket costs.
55% say that if their employer did not provide adequate health insurance coverage, they would purchase additional, affordable insurance products to ensure their coverage is adequate.
77% would be at least somewhat likely to purchase voluntary insurance if their employers offered the benefits.1

Financial well-being

66% would be able to pay less than $1,000 for out-of-pocket expenses if an unexpected serious illness or accident occurred today.
35% would use a credit card to cover unexpected out-of-pocket expenses, and 16 percent would borrow/withdraw money from their 401(k) or other retirement account.
14% say high medical costs have negatively affected their credit scores.
16% have been contacted by a collection agency related to outstanding medical bills.


79% participate in their employers’ wellness programs.2
53% would participate in an exercise program through their workplace to help lower their health insurance cost.

About the Study

The 2016 Aflac WorkForces Report was conducted by Lightspeed/GMI on behalf of Aflac.

Archived Results

View previous Aflac WorkForces Report research:

- 2015 AWR Findings
- 2014 AWR Findings
- 2013 AWR Findings
- 2012 AWR Findings
- 2011 AWR Findings