The cost to fix a chipped tooth can range from $288 to $7,000, depending on factors like the type of treatment you need.1,2 What’s often true, however, is that you’ll pay more out-of-pocket without dental insurance than you would if you have an insurance plan. Aflac’s network and supplemental dental insurance plans for individuals can help cover the treatment needed to fix a chipped tooth. Read on to learn how much it costs to fix a chipped tooth without insurance and how dental insurance can help reduce your costs.
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Depending on the level of damage, there are several treatment options for a chipped tooth:
With dental bonding, a dentist or oral surgeon fuses a tooth-colored composite resin material to your natural tooth. This treatment can repair chips, close gaps, or change the shape or color of a tooth.3
A dental crown is a cap that goes over a tooth to restore damage. They may be made from metal, resin, porcelain-fused-to-metal, or other materials. Dental crowns can be used to repair teeth that have decay or chips or cover dental implants or severely discolored teeth.4
Dental veneers are custom-made shells created to fit over the front surfaces of your teeth to conceal cracks, chips, and other cosmetic issues.3 These may be used to cover up significant chips.
Dental implants are a surgical tooth replacement option, filling gaps in your smile with artificial teeth like crowns, bridges, or dentures.5 They may be used to replace severely chipped teeth that have to be removed entirely.
Without insurance, you’ll be on the hook for the full cost of repairing a chipped tooth. These costs range depending on the type of procedure:
Type of procedure | Cost |
---|---|
Dental bonding | $288 - $9151 |
Dental crowns | $800 - $2,5006 |
Dental veneers | $500 - $2,8957 |
Dental implants | $3,000 - $7,0002 |
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedThe type of procedure is one of the most significant factors that affects the cost of fixing a chipped tooth, but it’s not the only one. Some others include:
Dental insurance usually helps with a part of the cost to fix a chipped tooth if fixing the issue is deemed medically necessary by a dentist. If it’s purely cosmetic and the chip poses no risk of damaging the tooth further, insurance may not cover the procedure.
Aflac’s network dental insurance plans can help cover many dental services. We also offer supplemental dental insurance that can provide a cash benefit direct to the policyholder, unless assigned otherwise, for out-of-pocket expenses not covered by your primary insurance plan.
Repairing a chipped tooth can be a significant expense without insurance, but there are a few other ways you can save money:
While chipping a tooth can be painful, a dentist can help fix this issue, and a dental insurance plan can help reduce your out-of-pocket costs. Aflac offers both primary dental insurance and supplemental dental insurance plans to help reduce your out-of-pocket costs when getting procedures to fix chipped teeth. Chat with an agent today to learn more about the coverage we offer and get a quote.
Ready to get dental insurance ?
Get StartedDental insurance covers a variety of preventative care costs, including X-rays. Discover how much dental X-rays cost with and without insurance.
The cost of a root canal can vary based on several factors, such as the dental insurance plan you have and the tooth’s location. Discover how much it may cost.
1 CareCredit – How Much Does Teeth Bonding Cost? Price and Procedure Guide. Updated December 13, 2024. Accessed May 15, 2025. https://www.carecredit.com/well-u/health-wellness/teeth-bonding/.
2 GoodRX Health – How Much Do Dental Implants Cost? Review Current Prices and Insurance Coverage. Updated August 7, 2024. Accessed May 15, 2025. https://www.goodrx.com/health-topic/procedures/dental-implant-cost.
3 Cleveland Clinic – Cosmetic Dentistry. Updated November 6, 2024. Accessed May 15, 2025.https://my.clevelandclinic.org/health/treatments/23914-cosmetic-dentistry.
4 WebMD – Dental Crowns. Updated October 15, 2024. Accessed May 15, 2025.https://www.webmd.com/oral-health/dental-crowns.
5 Cleveland Clinic – Dental Implants. Updated August 6, 2024. Accessed May 15, 2025.https://my.clevelandclinic.org/health/treatments/10903-dental-implants.
6 GoodRX Health – How Much Does a Dental Crown Cost? Average Prices With and Without Insurance. Updated September 3, 2024. Accessed May 15, 2025.https://www.goodrx.com/conditions/dental-care/dental-crown-cost.
7 CareCredit – How Much Do Veneers Cost? Pricing and Coverage Guide. Updated January 30, 2025. Accessed May 15, 2025.https://www.carecredit.com/well-u/health-wellness/dental-veneers-cost-dental-veneers-financing/.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, Aflac coverage is underwritten by American Family Life Assurance Company of New York.
Dental: In Delaware, Policies A82100R–A82400R. In Idaho, Policies A82100RID–A82400RID. In Oklahoma, Policies A82100ROK–A82400ROK. In Virginia, A82100RVA–A82400RVA.
Dental, Vision, and Hearing coverage is underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (Tier One NAIC 92908).
Dental, Vision and Hearing: In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Coverage may not be available in all states, including but not limited to NJ, NM, NY or VA. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
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