A dental insurance plan can help reduce the costs of various dental care expenses to help you keep your teeth healthy. Premiums tend to be affordable, although exact rates vary by insurer and policy type.1 Aflac offers primary and supplemental dental insurance (additional insurance that can help you pay for dental care expenses your primary insurance doesn't cover) with coverage for crowns. Read on to learn more about crown costs and dental insurance.
Table of Contents
Dental insurance is type of policy that can help policyholders pay for dental care costs. A primary dental insurance plan from Aflac can help cover the following types of care:
Additionally, Aflac offers supplemental dental insurance for individuals that can help policyholders pay for dental care costs not covered by their primary insurance. This policy provides cash benefits to help cover a variety of services. We also offer the option for policyholders to get three types of supplemental coverage in one plan with our Dental, Vision and Hearing Insurance. You can purchase a primary or supplemental dental insurance policy directly through Aflac.
Dental crowns are custom-made caps designed to permanently replace weak, damaged, or decayed teeth. These devices fit snugly over the target tooth, restoring its appearance and function. They help you eat and speak normally while preventing further damage and decay. Plus, they restore your smile by mimicking natural teeth. Dentists can make crowns with various materials, such as:2
Since medically necessary crowns are considered a major restorative procedure, most dental insurance plans, including Aflac’s primary dental insurance, cover 50% of the cost.3 We offer primary dental insurance plans with various coverage levels, including full coverage. These plans also have an annual maximum benefit that increases over time, along with a deductible that decreases if you maintain your plan for several years.
Aflac’s supplemental dental insurance can pay cash benefits for various dental care expenses, including crowns. Chat with an agent to learn more about our coverage options.
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedCrown costs vary widely depending on the provider, materials, and the tooth. However, on average, crowns tend to cost around $800 to $2,500 without insurance.2 As mentioned earlier, many dental plans, including Aflac’s primary dental insurance, can cover 50% of the cost of crowns. With insurance, you might pay $400 to $1,250 after deductibles, copays, or coinsurance. This means you can save hundreds on crowns while maintaining dental coverage for just a few dollars a month.
For example, let’s say Emily needed a crown on one of her molars, and her dentist quoted her $1,200 for the procedure. Thanks to her dental insurance plan covering 50% of the cost, and after a $50 deductible, she ended up paying $650 out of pocket. Without insurance, the full cost would’ve made a much bigger dent in her monthly budget.
Dental crowns vary widely in cost based on several factors:
Here are the steps you can take to get a dental insurance plan from Aflac:
You can also call 1-855-782-5850 to start the process over the phone.
Crowns restore the appearance and function of your teeth but can be expensive when paid out of pocket. The right dental insurance policy can put this treatment within financial reach, helping you get the care you need without breaking the bank.
Aflac offers primary and supplemental dental insurance plans for individuals, with rates and terms to help suit your dental care needs and budget. Speak with an agent today to learn more and get a quote.
Get StartedEmergency dental care can be costly without insurance. Learn what to do in a dental emergency and how dental insurance can help.
Dental insurance can save you money on dental care. Learn how it works, what it covers, and how to get a dental insurance plan.
1Forbes - How Much Is Dental Insurance? (Coverage and Cost). Updated February 15, 2024. https://www.forbes.com/advisor/health-insurance/dental-insurance/dental-insurance-coverage-and-cost/. Accessed April 3, 2024.
2GoodRx Health – How Much Does a Dental Crown Cost? Average Prices With and Without Insurance. Updated September 3, 2024. https://www.goodrx.com/conditions/dental-care/dental-crown-cost. Accessed April 10, 2025.
3Investopedia – Does Dental Insurance Cover Crowns? Updated December 15, 2023. https://www.investopedia.com/ask/answers/113015/does-dental-insurance-cover-crowns.asp. Accessed April 3, 2024.
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York: 81000: In Delaware, Policies A81100–A81400. In Idaho, Policies A81100ID–A81400ID. In Oklahoma, Policies A81100OK–A81400OK. In Virginia, Policies A81100VA–A81200VA. 82000: In Delaware, Policies A82100R–A82400R. In Idaho, Policies A82100RID–A82400RID. In Oklahoma, Policies A82100ROK–A82400ROK. In Virginia, Policies A82100RVA–A82400RVA.
Coverage underwritten by Tier One Insurance Company. Dental, Vision and Hearing: In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Plans not available in New York, Pennsylvania or Virginia. Dental claims are administered by Aflac Benefits Solutions, Inc. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent. Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY or VA. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
Z2400331
EXP 5/25