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Dental Insurance for Seniors

With age, it becomes even more important to take care of your dental hygiene. It can seem like a daunting task to make it to the dentist, but Aflac offers affordable dental insurance for senior citizens. Depending on your coverage goals, there are various dental insurance options to choose from.

Regulations and coverage for dental plans vary from state to state, so it’s important to seek out choices accordingly. Dental insurance for seniors in California may look very different from those in Georgia. Regardless, we can help you find an insurance plan that makes the most sense for seniors over 65.

How Dental Insurance for Seniors Works

Not surprisingly, both dental and vision insurance for seniors are important areas to focus on. They work differently than other insurance types but are just as crucial to overall health. For example, regular eye and oral exams can detect early signs of more serious conditions, like brain tumors, cancer and diabetes.1

Most seniors over 65 automatically qualify for a Medicare policy.2 However, not all Medigap and Medicare policies cover dental or vision treatments and procedures. Having supplemental dental insurance for seniors on Medicare could be a smart move.

Luckily, Aflac’s dental insurance allows you to add vision and hearing coverage to your plan. This way, you can make sure all your bases are covered with one holistic policy.

Our dental insurance plan helps cover preventative care, minor treatments, and some major procedures. There’s no waiting period for most routine services and a short wait for more invasive treatments. The best dental insurance plan for seniors will depend on which specific procedures you need.

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Types of Dental Insurance Plans for Seniors

Discover which plan works best for your unique needs and compare dental insurance plans for seniors. Researching dental insurance for seniors and their reviews can help you gather more information to make an informed decision.

Network Dental Insurance

Network dental insurance may be a good choice if your usual dentist is a member of a specific network. A network is a group of dentists that agree to provide services at a set rate within an insurance company. The insurance company then provides benefits if you visit an in-network dental provider. You may have to pay higher rates if you choose to see an out-of-network dentist.3

With Aflac’s dental insurance, you have the choice to work with any of our participating dentists, regardless of the network they are in.

Supplemental Dental Insurance

Dental insurance for senior citizens is an area of wellness that shouldn’t be neglected. Even if you have a primary dental insurance plan, there may still be expenses to be paid out-of-pocket. Supplemental dental insurance helps provide coverage in areas not covered by a standard dental plan.

Aflac also provides supplemental dental insurance if you already have a primary plan and need additional support.

Dental Discount Plan

A dental discount plan can be affordable for seniors but does not offer annual benefits like a network or supplemental dental insurance plan would. A dental discount plan requires you to pay a membership fee per year and then offers you discounts on specific dental treatments and procedures.4 This kind of plan is not offered at Aflac.

What Does Dental Insurance for Seniors Cover?

Dental insurance plans for seniors can provide coverage for many treatments and procedures, but varies depending on the insurance company you choose to work with. From preventative care to major diagnostic procedures, you can meet your coverage goals with Aflac’s dental insurance.

  • Preventative Care: Exams and cleanings
  • Basic Services: Simple dental care
  • Major Services: Major dental care

Optional Hearing and Vision Coverage

Unlike most dental coverage, with Aflac’s dental insurance you have the option to add hearing and vision coverage to your plan. We make it easy to care for many aspects of your health with just one plan.

Is Dental Insurance Worth It for Seniors?

As mentioned, vision and dental insurance aren’t always covered in standard healthcare plans. Therefore, it’s crucial to research your options and find the best options for vision and dental insurance for seniors. Supplemental dental insurance can also be a wise move to maintain a strong oral hygiene routine.

Some plans may seem like they are offering cheap dental insurance for seniors, but there may be surprising fees that arise later. However, low-cost dental insurance is feasible. At Aflac, you can find affordable dental insurance options for senior citizens.

Aflac Offers Dental Insurance Coverage for Your Dental Care Needs

Aflac’s dental insurance is a great choice for seniors because you have the option to add vision and hearing to your existing plan rather than enrolling in multiple plans. You have the freedom to work with any dentist, and we offer budget-friendly rates. Chat with an agent today to see how you can take charge of your dental hygiene.

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