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Dental insurance can help cover routine dental check-ups, the basics, and more invasive treatments. Aflac’s primary and supplemental dental insurance plans for individuals (which provide additional coverage for costs not covered by your primary insurance) don’t cover implants, but we can help you reach your oral health goals through our coverage options. Read on to learn more about what dental insurance covers.
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Aflac may be a great choice for you if you want dental insurance that helps cover periodontal treatments, preventative care and other services. You can expect some level of coverage in the following categories if you choose Aflac’s primary dental insurance:
Aflac also offers supplemental dental insurance, or additional coverage for expenses your primary plan doesn’t cover. With Aflac’s supplemental plan, you can receive cash benefits paid directly to you to help cover the cost of dental procedures.
Dental implants typically cost between $3,000 to $7,000 for one tooth. This includes the device and the actual surgical procedure. Dental implant costs are high because they are complex procedures and can take a few months to complete.2
Many dental insurance policies will not cover dental implants. However, some plans may help cover the cost if implants are deemed medically necessary. Aflac’s primary and supplemental dental insurance plans do not currently have benefits for dental implants.
Not all dental insurance covers implants and dentures, so we advise you to take a close look at the options you are considering.
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedAlthough Aflac dental insurance doesn’t cover implants, there are still many advantages to having a plan. For instance, dental insurance may encourage you to get cleanings and exams every six months. Maintaining your oral hygiene can help prevent a wide range of oral discomforts and emergencies.
Without insurance, the average filling costs can range from $200 to $400, depending on the type you need.1 On top of those fees, X-rays, an exam and anesthesia may be needed – and may have hefty price tags. Dental insurance for individuals that covers preventative care and cavities can help save money and protect your oral health.
With Aflac’s primary dental insurance, we give you the freedom to work with providers in and out-of-network. Additionally, our supplemental dental insurance for individuals can provide you with the additional coverage you need. Our affordable dental rates fit most budgets, and can help provide the peace of mind that comes from knowing you'll have help with both routine and unexpected expenses. Get a quote to see what your dental coverage could look like today.
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Read on to learn how dental insurance works, how much it costs, and some affordable policy options Aflac offers.
Having some type of cost-efficient dental plan, like the ones offered at Aflac, can help you avoid the high fees that may come from buying dental care without insurance.
Read on to learn how dental insurance works, how much it costs, and some affordable policy options Aflac offers.
Having some type of cost-efficient dental plan, like the ones offered at Aflac, can help you avoid the high fees that may come from buying dental care without insurance.
1 New Mouth - How Much Does a Filling Cost Without Insurance? Updated on April 25, 2024. Accessed January 30, 2025. https://www.newmouth.com/blog/filling-cost-without-insurance/.
2 GoodRX - How Much Do Dental Implants Cost? Published July 19, 2022. Accessed April 2, 2025. https://www.goodrx.com/health-topic/procedures/dental-implant-cost.
Aflac coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
Dental: 82000: In Delaware, Policies A82100R-A82400R. In Idaho, Policies A82100RID-A82400RID. In Oklahoma, Policies A82100ROK-A82400ROK. In Virginia, Policies A82100RVA-A82400RVA.
Coverage underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance does business as Tier One Insurance Life Insurance Company (Tier One NAIC 92908).
In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Not available in NJ, NY or VA.
Dental claims are administered by Aflac Benefits Solutions, Inc. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits. Tier One Insurance Company is part of the Aflac family of insurers.
Aflac’s insurance plans are not an alternative for comprehensive health insurance. They policy provides limited dental, vision and hearing benefits only. Benefits are supplemental and are not intended to cover all medical expenses. Coverage may not be available in all states, including but not limited to, DE, ID, NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
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