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Supplemental
coverage
for all
life’s moments.

For more than 60 years, Aflac has been a leading supplemental insurance provider helping millions of people get back on their feet—letting them focus on recovery instead of how they’ll pay the bills.

I would like coverage for:

Myself

My Employees

Life moves fast.
So do our benefits.

How it works:

Apply

Select the coverage that best fits your family and lifestyle.

File fast

Conveniently file your claim through the Aflac SmartClaim® app.

Step-by-step support

We’ll guide you at every turn to make sure you have everything you need.

One Day PaySM

Get your claim in by 3:00 PM EST on a weekday and we’ll get you processed and paid within one business day.†

So many
ways to
help
cover you.

ambulance icon

Accident

accident icon

Accident

Get peace of mind and help paying for emergency treatment.

cancer ribbon icon

Cancer

cancer ribbon icon

Cancer

Get help coping with the financial and emotional effects of cancer.

heart ekg icon

Critical Illness

heart ekg icon

Critical Illness

Get help with the cost of treating covered critical illnesses.

tooth icon

Dental

tooth icon

Dental

Get the benefits you need—with no networks or deductibles.

hospital icon

Hospital

hospital icon

Hospital

Help keep high deductibles from derailing your life plans.

person with heart icon

Life

person with heart icon

Life

Help protect the financial future of your loved ones.

crutches icon

Short-Term Disability

crutches icon

Short-Term Disability

Help ease the financial stress caused by a covered injury.

eyeball icon

Vision

eyeball icon

Vision

Find the care you need to help maintain healthy vision.

Simply put, Aflac gives you cash to help with expenses health insurance doesn’t cover like deductibles and copayments.

I would like coverage for:

Myself

My Employees

Out-of-pocket bills
will cost you.

See how much you could end up owing even with health insurance.

  • Heart Attack
  • Broken Leg
  • Asthma
  • Colorectal Cancer
  • Lung Cancer
  • Stroke
  • Show more+
  • Breast Cancer
  • Prostate Cancer
  • Pneumonia
  • Leukemia
  • Show less -
  • Heart Attack
  • Broken Leg
  • Colorectal Cancer
  • Lung Cancer
  • Stroke
  • Asthma
  • Breast Cancer
  • Prostate Cancer
  • Pneumonia
  • Leukemia

Cost Calculator

Medical Expenses $125,013
Avg. Insurance Coverage 60%

Remaining Expenses*
$50,005

Aflac Supplemental Coverage:
Accident up to $2,450
Hospital up to $2,450
Short-Term Disability up to $2,720
Critical Care & Recovery up to $9,859
Cancer/Specified-Disease up to $9,859

Aflac pays you: $15,049

Help protect your future.

Aflac offers coverage that helps meet your needs—even if you’re self-employed or your employer doesn’t offer benefits.

Built for your
business.

Enhance your employee benefits at no direct cost to your business.

Questions?
Aflac Agents
are here to help.

Agents

Want to join our sales team? Become an agent and give outstanding customer care and solutions to your clients.‡

Brokers

A partnership built for success. Help your clients provide a better benefits package with Aflac coverage.