Regular dental cleanings can help support healthier gums and a brighter smile. The CDC recommends getting a dental cleaning at least once a year to protect your oral health.1 Even so, many people put off cleanings due to cost concerns.2 Luckily, dental insurance plans often cover up to two dental cleanings per year, including Aflac’s network dental insurance. Keep reading to learn how dental insurance can lower your teeth-cleaning costs and other out-of-pocket expenses.
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Without insurance, the average teeth cleaning costs $104, though it can range from $50 to $350.
Pricing varies based on the following factors:
The good news? Many dental insurance plans cover dental cleanings and other preventive services, including Aflac’s network dental insurance.
Even if you brush and floss regularly, tartar can build up on your teeth over time. Tartar is hardened plaque that you can’t remove with brushing alone and may contribute to gum disease and other issues.4
During a dental cleaning, a hygienist or dentist uses special tools to remove this buildup. After that, they’ll polish and floss your teeth.
Routine dental appointments may also include:
A routine dental cleaning usually takes around 30 minutes to an hour. The exact time depends on how busy the office is and the types of services you receive.
If tartar develops below your gumline, a standard dental cleaning may not be sufficient. In this case, your dentist may recommend a deep cleaning, which typically involves the following procedures:
Since deep cleanings are more complex, they typically take longer and cost more than routine cleanings. Fortunately, some dental insurance plans may cover a portion of the cost.
Aflac’s primary dental insurance for individuals and families can help cover deep cleanings. Meanwhile, our supplemental dental insurance provides cash benefits for eligible dental expenses that aren’t covered by your primary plan.
Protect yourself and your family with coverage from Aflac.
Get StartedMany dental insurance plans cover routine cleanings in full if you see an in-network provider. Aflac’s network dental insurance plans cover two dental cleanings per year, along with routine X-rays and exams. Just keep in mind that coverage levels can vary, so it’s always a good idea to review your benefits before booking your dental cleaning appointment.
Yes, you can schedule a dental cleaning even if you don’t have insurance. Most dental offices accept self-pay patients, but you’ll typically need to pay the full cost at the time of your appointment. If you’re concerned about pricing, you can ask the office for a cost estimate before booking your visit.
Along with daily brushing and flossing, dental cleanings play a crucial role in protecting your oral health. By keeping up with these appointments, you may reduce your risk of more serious and expensive dental problems later.
Aflac primary dental insurance offers coverage for preventive care, basic services and major services, while our supplemental dental insurance can help you save on eligible expenses your primary plan doesn’t cover. If you also want vision and hearing benefits, our DVH insurance bundles dental, vision, and hearing under a single premium.
Want to learn which dental insurance plan is right for you? Connect with an Aflac agent and request a quote today.
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1 CDC. Oral Health Tips for Adults. Updated May 15, 2024. https://www.cdc.gov/oral-health/prevention/oral-health-tips-for-adults.html. Accessed February 27, 2026.
2 NIH. Dental treatment affordability and oral outcomes among U.S. adults: NHANES 2015–2018. Updated August 8, 2025.https://pmc.ncbi.nlm.nih.gov/articles/PMC12333115/. Accessed February 27, 2026.
3 GoodRX. How Much Does a Dental Cleaning Cost Without Insurance? Updated January 26, 2024.https://www.goodrx.com/conditions/dental-care/dental-cleaning-cost-without-insurance?. Accessed February 27, 2026.
4 Cleveland Clinic. Tartar. Updated June 19, 2023. https://my.clevelandclinic.org/health/diseases/25102-tartar. Accessed February 27, 2026.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, Aflac coverage is underwritten by American Family Life Assurance Company of New York.
Dental: In Delaware, Policies A82100R–A82400R. In Idaho, Policies A82100RID–A82400RID. In Oklahoma, Policies A82100ROK–A82400ROK. In Virginia, Policies A82100RVA–A82400RVA.
Dental, Vision, and Hearing coverage is underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (NAIC 92908).
Dental, Vision and Hearing: In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Coverage may not be available in all states, including but not limited to NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
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