Regular dental cleanings are an important part of preventive oral health care. The Centers for Disease Control and Prevention (CDC) recommends maintaining good oral health habits and visiting a dentist regularly, based on individual oral health needs and a dentist's recommendations.1 Even so, many people put off cleanings due to cost concerns.2 Many dental insurance plans include coverage for preventive services, including network dental insurance. Keep reading to learn more about dental cleaning costs, factors that may affect out-of-pocket expenses, and how dental insurance may help offset eligible dental care costs.
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Without insurance, the average teeth cleaning costs ranges from $75 to $200.
Pricing varies based on the following factors:
The good news? Many dental insurance plans cover dental cleanings and other preventive services, including Aflac’s network dental insurance.
Even if you brush and floss regularly, plaque and tartar can build up on your teeth over time. Tartar is hardened plaque that cannot be removed through brushing alone and may be associated with gum disease and other oral health concerns.4
During a dental cleaning, a hygienist or dentist uses special tools to remove this buildup. After that, they’ll polish and floss your teeth.
Routine dental appointments may also include:
A routine dental cleaning usually takes around 30 minutes to an hour. The exact time depends on how busy the office is and the types of services you receive.
If tartar develops below your gumline, a standard dental cleaning may not be sufficient. In this case, your dentist may recommend a deep cleaning, which typically involves the following procedures:
Because these procedures are typically more extensive than a routine cleaning, they may require additional time and involve different charges.
Coverage and reimbursement for dental services vary by policy. Refer to your policy, certificate, or plan documents for information about covered services, limitations, exclusions, and any applicable cost-sharing requirements.
Aflac offers primary dental insurance for individuals and families that may help individuals manage the cost of dental care. Meanwhile, our supplemental dental insurance can provide cash benefits for eligible dental expenses that may not be covered by your primary plan.
Protect yourself and your family with coverage from Aflac.
Get StartedMany dental insurance plans may cover preventative services if you see an in-network provider. Aflac offers dental insurance options designed to help individuals and families manage the cost of dental care. Just keep in mind that coverage for dental services varies by policy, so be sure to review your policy documents for information about covered services, limitations, exclusions, and any applicable cost-sharing requirements.
Yes, you can schedule a dental cleaning even if you don’t have insurance. Most dental offices accept self-pay patients, but you’ll typically need to pay the full cost at the time of your appointment. If you’re concerned about pricing, you can ask the office for a cost estimate before booking your visit.
Along with daily brushing and flossing, regular dental visits can play an important role in maintaining oral health. Preventive dental care may help identify oral health concerns early and support overall dental wellness.
Aflac primary dental insurance offers coverage for preventive care, basic services and major services, while our supplemental dental insurance can help you save on eligible expenses your primary plan may not cover. If you also want vision and hearing options, our DVH insurance bundles dental, vision, and hearing under a single premium.
Want to learn which dental insurance plan is right for you? Connect with an Aflac agent and request a quote today.
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1 Cleveland Clinic - Dental Cleaning. Updated January 5, 2026. https://my.clevelandclinic.org/health/treatments/11187-dental-check-up. Accessed July 6, 2026.
2 NIH - Dental treatment affordability and oral outcomes among U.S. adults: NHANES 2015–2018. Updated August 8, 2025.https://pmc.ncbi.nlm.nih.gov/articles/PMC12333115/. Accessed July 6, 2026.
3 HealthInsurance.org - How much do dental cleanings cost without insurance? Updated October 30, 2025.https://www.healthinsurance.org/blog/how-much-do-dental-cleanings-cost-without-insurance/. Accessed July 6, 2026.
4 The Courier Express - How to Remove Tarter from Your Teeth. Updated July 6, 2026. https://www.thecourierexpress.com/online_features/health_and_wellness/how-to-remove-tartar-from-your-teeth/. Accessed July 6, 2026.
The plans advertised herein offer supplemental insurance coverage and are not major medical insurance plans.
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
81000 series: In Delaware, Policies A81100–A81300. In Idaho, Policies A81100ID–A81300ID. In New York, Policies NY81100–NY81300. In Oklahoma, Policies A81100OK–A81300OK. In Virginia, Policies A81100VA–A81200VA. Not available in MI. 82000 series: In Delaware, Policies A82100R-A82400R. In Idaho, Policies A82100RID-A82400RID. In Oklahoma, Policies A82100ROK-A82400ROK. In Virginia, Policies A82100RVA-A82400RVA. Not available in NM.
Coverage is underwritten by Tier One Insurance Company. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (Tier One NAIC 92908).
Dental, Vision, Hearing (DVH): Policy Series T80000 - In Arkansas, Policy T80000AR. In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Not available in NJ, NM, NY or VA.
Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing.
NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
This is a brief product overview only. Coverage may not be available in all states including but not limited to New York and Virginia. Benefits/premium rates may vary based on plan selected. Optional riders are available at an additional cost. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
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