Help for those affected by recent natural disasters | Learn More

A message from Aflac

Ohio Consumers and Field Force members affected by severe storms and flooding beginning on Feb. 19, 2018:

To help provide relief for Ohio policyholders and field force members in counties that have been declared disaster areas by the Ohio Department of Insurance, Aflac has enacted the following measures:

  • 60-day deferment of premium payments coming due, starting on regular premium due date.
  • At least a 60-day (longer, if reasonable) extension of policy provisions that impose a time limit on an insured/claimant to perform an act, including transmittal of information or funds to Aflac.
  • This order will be effective for any premium coming due, or any time limit on insured/claimant action, between February 19, 2018 and May 24, 2018. Any deferment of payment or extension of time limit is not to extend past May 24, 2018.

Indiana Consumers and Field Force members affected by severe storms and flooding beginning on Feb. 15, 2018:

To help provide relief for Indiana policyholders and field force members in counties that have been declared disaster areas by the Indiana Department of Insurance, Aflac has enacted the following measures:

  • Provide a 60-day suspension of policy termination due to late payment in affected counties, and a case by case review in unnamed counties in Indiana
  • Provide a 60-day suspension of producer appointment cancellations due to producer failure to supply proof of renewal of license in affected counties, and a case by case review in unnamed counties in Indiana
  • 60-day suspensions would be enforced for terminations or cancellations falling between February 14, 2018 through May 1, 2018
855.502.3522

For existing account servicing call: 800.992.3522

Business Hours

Monday thru Friday . 8:00 AM - 5:00 PM EST

Request a Quote
Provide the following information about your company.

Learn about individual policies.
For companies with fewer than three employees, please check out our individual and family coverage. Learn more.

I'm interested in:

Select all that apply

All fields are required.

*Indicates required field

By hitting "Submit" I agree to receive autodialed calls and texts from Aflac, independent contractors acting on Aflac’s behalf, and third parties acting on Aflac’s behalf, including but not limited to Five9 at the number I have provided. Messages and data rates may apply. I understand that I am not required to provide my consent as a condition of accessing Aflac’s website, purchasing any product or receiving any Aflac services.

Thank You!

An Aflac representative will contact you.

Your confirmation number is .

If you have any questions regarding your request, contact us at addbenefits@aflac.com

Please provide your confirmation number listed above for reference.

Close

By: John Hickman and Carolyn Smith, Alston & Bird LLP

The devastation of recent hurricanes has left many Americans in turmoil, facing losses that could potentially take years to recover from. While Aflac took action to assist those in areas affected by this tragedy, including making a $500,000 donation to the American Red Cross, we realize that small businesses have also been greatly affected. As small-business owners attempt to reestablish operations, many will require assistance from a variety of government resources:

Federal Emergency Management Agency (FEMA)

www.fema.gov

The mission of FEMA is to support citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

DisasterAssistance.gov

www.disasterassistance.gov

The mission of the Disaster Assistance Improvement Program (DAIP) is to provide disaster survivors with information, support, services, and a means to access and apply for disaster assistance through joint data-sharing efforts between federal, tribal, state, local, and private-sector partners. The DisasterAssistance.gov website allows you to:

  • Find disaster assistance that meets your personal needs.
  • Learn about more than 70 forms of assistance from 17 federal agencies.
  • Apply for disaster assistance and reduce the number of forms you have to fill out.
  • Check the status of your application
  • Find a FEMA Disaster Recovery Center (DRC) near you.
  • Find a hotel or a new place to live.
  • Find programs to help with food and nutrition needs.
  • Change the address for your Social Security, VA, or other federal benefits.
  • Learn about Small Business Administration (SBA) loans for homeowners, renters, and businesses.

Small Business Administration (SBA)

www.sba.gov

The SBA offers low-interest, long-term disaster loans to small businesses, private non-profit organizations, homeowners, and renters to repair or replace uninsured or underinsured disaster-damaged property. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition. The SBA works alongside FEMA at Disaster and Business Recovery Centers, where disaster survivors are able to apply in person and get counseling on the next steps toward recovery.

For those impacted by Hurricanes Harvey and Irma, the SBA is also providing a 12-month deferment of principal and interest payments for SBA-serviced business and disaster loans that were in “regular servicing” status on August 25, 2017 in those primary counties designated as federal disaster areas.

Find more information at:

www.sba.gov/loans-grants/see-what-sba-offers/sba-loan-programs/disaster-loans

Benefits.gov

www.benefits.gov

Benefits.gov is the official benefits website of the U.S. government, with a mission to reduce the expense and difficulty of interaction with the government while increasing citizen access to benefit information. The website provides online access to information from 17 federal agencies.

Internal Revenue Service (IRS)

www.irs.gov

Special tax relief and assistance is available to taxpayers in Presidential Disaster Areas. The IRS has provided information about special provisions for those impacted by natural disasters including Hurricanes Harvey and Irma. These include:

  • Relief from certain tax filing deadlines.
  • Deducting casualty losses from income.
  • Special relief to encourage leave-donation programs for victims of Hurricane Harvey.
  • Allowing 401(k) plan loans and hardship distributions to victims of Hurricane Harvey and members of their families.

Anti-Fraud Resources

While disasters often pull us together as a community, they also bring out those who look to profit from the misfortune of others. Disaster-related scams include fly-by-night contractors, identity theft and fraudulent charities. Fraudulent scams relating to federal taxes are an ongoing concern.

Anti-fraud resources include:

Federal Emergency Management Agency (FEMA)
www.fema.gov/news-release/2017/08/31/fema-advises-disaster-applicants-beware-rumorsmisinformation-and-fraud

United States Department of Justice
www.justice.gov/opa/pr/authorities-announce-formation-working-group-fight-hurricane-harveyrelated-illegal-activity. This link includes information about the Disaster Fraud Hotline, which is staffed by a live operator 24 hours a day, seven days a week. The phone number is 1-866-720-5721. Members of the public can also fax information to 225-334-4707.

IRS
www.irs.gov/newsroom/tax-scams-consumer-alerts. The IRS provides information relating to tax scams, including how to identify and how to report.

Federal Trade Commission (FTC)
www.consumer.ftc.gov/blog/2017/08/wise-giving-wake-hurricane-harvey. The FTC provides information on how to help ensure donations are going to legitimate charities.

Find state-specific information by visiting your state’s Attorney General’s Office website.