Voluntary benefits are fundamental in today’s health care market. They are a win for all concerned – for the employer, who provides competitive benefits that help retain and attract top talent; for the employee, who can choose the supplemental health insurance options that suit his or her family’s needs and budget; and for the broker, who increases business by helping to provide cost-effective solutions for both their clients and their workers.
Hear how Aflac is working hard to become a stronger partner for you from Dan Lebish, executive vice president and chief operating officer of Aflac Group Insurance.
Each year, open enrollment offers employees the chance to reevaluate their benefits needs. But if they aren’t properly informed, their selections could cost them. Download a free copy of this infographic for more information.
For decades America’s benefit plans have been based on the employees’ perceived needs, not necessarily financial risk. Help your clients understand where financial risk exists in their benefits package. Download a free copy of this white-paper for more information.
In the new retail market for health insurance, you must earn consumers based on your plan’s value, and keep them loyal by providing superior consumer experience. Design a benefits plan that helps address the pain points people face today as health care moves to a retail market.
The tension between brokers and agents is long documented. And while some brokers have forged strong relationships with agents, others simply don't want to go there. But why? Top concerns often include agent professionalism, shared commissions and difficulties working with agents on multi-state accounts. Here's a look at those concerns, as well as tactics for overcoming them.
Changes to the way major medical insurance is purchased and delivered have made voluntary insurance more critical to a complete benefits plan than ever. Voluntary insurance options benefit employees – and they're just plain good business for U.S. companies.
Companies offering voluntary accident and disability insurance report reductions in workers’ compensation claims and absenteeism.
Voluntary insurance offers the workforce a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury or illness. This booklet addresses commonly asked questions regarding the relevance of voluntary insurance, as well as who needs these policies and what is covered in them.