For decades America’s benefit plans have been based on the employees’ perceived needs, not necessarily financial risk. Help your clients understand where financial risk exists in their benefits package. Download a free copy of this white-paper for more information.
In the new retail market for health insurance, you must earn consumers based on your plan’s value, and keep them loyal by providing superior consumer experience. Design a benefits plan that helps address the pain points people face today as health care moves to a retail market.
The tension between brokers and agents is long documented. And while some brokers have forged strong relationships with agents, others simply don't want to go there. But why? Top concerns often include agent professionalism, shared commissions and difficulties working with agents on multi-state accounts. Here's a look at those concerns, as well as tactics for overcoming them.
Changes to the way major medical insurance is purchased and delivered have made voluntary insurance more critical to a complete benefits plan than ever. Voluntary insurance options benefit employees – and they're just plain good business for U.S. companies.
Companies offering voluntary accident and disability insurance report reductions in workers’ compensation claims and absenteeism.
Today’s workers are looking closely at their insurance coverage to identify gaps that might leave them vulnerable to medical expenses they’re ill-equipped to pay. Enter voluntary insurance, a type of coverage that’s not required or mandated, with enrollment that’s completely optional – which is why it’s known as “voluntary.”