Help for those affected by recent natural disasters | Learn More

A message from Aflac

Ohio Consumers and Field Force members affected by severe storms and flooding beginning on Feb. 19, 2018:

To help provide relief for Ohio policyholders and field force members in counties that have been declared disaster areas by the Ohio Department of Insurance, Aflac has enacted the following measures:

  • 60-day deferment of premium payments coming due, starting on regular premium due date.
  • At least a 60-day (longer, if reasonable) extension of policy provisions that impose a time limit on an insured/claimant to perform an act, including transmittal of information or funds to Aflac.
  • This order will be effective for any premium coming due, or any time limit on insured/claimant action, between February 19, 2018 and May 24, 2018. Any deferment of payment or extension of time limit is not to extend past May 24, 2018.

Indiana Consumers and Field Force members affected by severe storms and flooding beginning on Feb. 15, 2018:

To help provide relief for Indiana policyholders and field force members in counties that have been declared disaster areas by the Indiana Department of Insurance, Aflac has enacted the following measures:

  • Provide a 60-day suspension of policy termination due to late payment in affected counties, and a case by case review in unnamed counties in Indiana
  • Provide a 60-day suspension of producer appointment cancellations due to producer failure to supply proof of renewal of license in affected counties, and a case by case review in unnamed counties in Indiana
  • 60-day suspensions would be enforced for terminations or cancellations falling between February 14, 2018 through May 1, 2018

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Over 37 million Americans are classified as disabled. More than 50% of those disabled are ages 18-64.1

Short-Term Disability Insurance

An employee’s income is often their most important financial asset. Aflac short-term disability insurance offers income replacement benefits to help with the loss of income due to a covered illness or injury.

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No Medical Questions

Guaranteed‐issue is available for select products, which means no underwriting questions.

May not be available in all states

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Aflac Value Rider

Guaranteed Payout. Pays policyholders up to $1,000 every 5 consecutive years just for keeping the policy and rider.2

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HSA-Compatible Options

Offer a pre-tax saving account to supplement a variety of high deductible health plans.

How it works3

Individual is injured in a covered accident.

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Individual is totally disabled and cannot work for 6 weeks.

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Aflac Short-Term Disability coverage pays benefits directly to the policyholder.

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Payable to: Policyholder

$2,800

No direct cost to employers,

and affordable weekly rates as low as a movie ticket.4

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