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26% of U.S. adults (18-64) say someone in their household had problems or inability to pay medical bills in the past year.1

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Hospital Insurance

Aflac hospital insurance can help your clients’ employees be better prepared for unexpected hospital expenses not covered by their major medical coverage, which can prevent high deductibles and out‐of‐pocket expenses from derailing their life plans.

HSA-Compatible Options are available. Offer a pre-tax saving account to supplement a variety of high deductible health plans.

Family cooking dinner and playing with their children
1

Trouble strikes.

Your client's employee suddenly experiences a sharp pain in their side and goes to an urgent care clinic, where they're diagnosed with appendicitis.

Doctor discussing treatment plans with patient
2

They find themselves in the emergency room.

They’re taken by ambulance to the emergency room, where lab tests and diagnostic exams report back that they need surgery right away.

Person using a cellular telephone
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Aflac helps take the sting out.

After a 3-day stay in the hospital they’re feeling much better, but hospital bills add up quickly. Cash benefits are paid directly to the policyholder (unless otherwise assigned), which can help ease the financial stress of their illness.

Father helping his son learn how to ride a bicycle
4

They get their money fast.

Claims made on their Aflac Choice2 policy are eligible for One Day PaySM Now that's fast.

How could an asthma attack affect your clients' employees financially?

The average cost of a first time asthma attack is $10,709.3

After major medical coverage, they could still owe $4,284 in out-of-pocket medical expenses not covered by their insurance.4

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Cost Calculator

Medical Expenses $10,709
Avg. Insurance Coverage 60%

Remaining Expenses*
$4,284

Aflac Supplemental Coverage:

$1,352
No direct cost to employers,

and affordable weekly rates as low as a "Get Well Soon" card.5

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Offer Aflac to your clients

Companies choose to make Aflac policies available to increase benefits options without impacting their bottom line.