Help for those affected by recent natural disasters | Learn More

A message from Aflac

To our policyholders in areas affected by wildfires in designated California counties: Butte, Lake, Mendocino, Napa, Nevada, Orange, Solano, Sonoma, and Yuba, as well as those in areas affected by recent hurricanes in Puerto Rico and the Virgin Islands, please know that the thoughts and prayers of everyone at Aflac are with you. We are working with government agencies that represent all declared disaster areas, including those under emergency order, to ensure we do everything possible to help you. Based on that guidance, we have extended the due dates for policy premiums by 60 days for those living in places that have been declared disaster areas or are under emergency order. If you have a question about your policy or need help, contact us at 800-992-3522. To help with the recovery, Aflac made a $500,000 donation to the American Red Cross, and our employees are making their own private contributions. Please be safe, as the care of you and your families is paramount.

Un mensaje de parte de Aflac

A nuestros asegurados en las áreas afectadas por los recientes huracanes, queremos que sepan que todos en Aflac estamos pensando en, y orando por, ustedes. Estamos trabajando con agencias del gobierno que representan todas las áreas declaradas como zonas de desastre, para asegurarnos de hacer todo lo posible para ayudarles. Basándonos en su consejo, hemos extendido por 60 días las fechas de vencimiento de las primas de las pólizas de aquellos que viven en áreas declaradas como zonas de desastre. Si tiene una pregunta sobre su póliza o necesita ayuda, contáctenos al 800-992-3522. Para ayudar con la recuperación, Aflac ha donado $500,000 a la Cruz Roja Americana y nuestros empleados están efectuando sus propias donaciones. Por favor cuídense, ya que su bienestar y el de sus familias está por encima de todo.

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26% of U.S. adults (18-64) say someone in their household had problems or inability to pay medical bills in the past year.1

Hospital Insurance

A trip to the hospital can be a little intimidating. While we can’t take all the uncertainty out of a stay, Aflac hospital insurance can help your clients’ employees be better prepared for unexpected hospital expenses not covered by their major medical coverage.

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No Medical Questions

Guaranteed‐issue is available for select products, which means no underwriting questions.

May not be available in all states

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Customizable Add-Ons

Customizable benefit options designed to meet your clients' needs.

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HSA-Compatible Options

Offer a pre-tax saving account to supplement a variety of high deductible health plans.

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Here's how it works.2

Medical expenses don’t always come from an accident or critical illness; sometimes it starts with a visit to an urgent care clinic because of a sharp pain in the side. While health insurance typically covers some of the expense, your clients' employees will likely be responsible for a portion of the bill. Aflac Choice helps with those unexpected hospital expenses that may not be covered by health insurance. That way, your clients' employees may not have to sacrifice their vacation budget for those unexpected medical costs.

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Trouble strikes.

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The policyholder suddenly experiences a sharp pain in their side and goes to an urgent care clinic, where they’re diagnosed with appendicitis.
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The policyholder is in the ER.

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Aflac helps take the sting out.

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Policyholder gets their money fast.

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Choice 1

$1,600

Aflac Choice Policy
 

Choice 2

$2,200

Policy + Hospital Stay
and Surgical Care Rider


Choice 3

$2,010

Policy + Extended
Benefits Rider

Choice 4

$2,610

Policy + Both Riders
 


Insurance, explained.

Don’t play games with your health.

Aflac hospital insurance helps cover medical expenses resulting from a covered hospitalization.

Don’t play games with your business.

Aflac hospital insurance helps protect your employees from unexpected medical bills due to a covered hospitalization.


Benefits Estimator

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Average Yearly cost of youth asthma care

5,382

Benefits Estimator

If your clients’ employees are sick or injured, the costs can really start to pile up.

Aflac pays cash for those unexpected out-of-pocket costs, keeping your clients’ employees and their families financially secure.

Get The Real Cost
No direct cost to employers,

and affordable weekly rates as low as the cost of a "Get Well Soon"card.3

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Aflac duck with get well soon card