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Cancer insurance can alleviate some financial stress if you receive a cancer diagnosis. Fortunately, it also often comes with affordable premiums. Let’s dive deeper into what cancer insurance is, how it works, and what it costs so you can decide if this type of policy makes sense for your unique situation.
With cancer insurance from a company like Aflac, you can reduce the out-of-pocket costs of a cancer diagnosis. You can get this type of plan as a supplement to your standard health insurance policy. Once you receive the funds from cancer insurance, you can use them to cover a number of medical and non-medical expenses that might arise during cancer treatment, such as lab tests, surgeries, home health care, household bills, and childcare. Typically, you must apply for cancer insurance before you receive a diagnosis.
Don’t wait until it’s too late. Help cover yourself and your family with affordable coverage from Aflac.
Compared to other types of insurance policies, cancer insurance tends to be very affordable. It’s wise to shop around to find the best deal on a cancer policy.
Some factors that may affect the price you pay for cancer insurance include:
Your risk of getting cancer goes up as you age. Therefore, the older you are, the more expensive your premiums will likely be.
When you apply for a cancer policy, many insurers will ask you if you’ve had cancer in the past 5 to 10 years. You might also have to state if you’ve been diagnosed with a pre-leukemic or similar condition in the previous 5 to 10 years.
Not all cancer insurance policies are created equal. If you want more comprehensive coverage, you should expect higher rates.
If you’re interested in cancer insurance, follow these steps:
Remember that, in most cases, you must apply for cancer insurance before you receive a diagnosis.
Those with a family history of cancer or who would like to be better prepared for a potential diagnosis may want to consider cancer insurance. Fortunately, you can obtain a plan without breaking the bank. Aflac offers cancer insurance with affordable premiums that fit most budgets. You can use the cash benefits to help pay for a variety of medical and non-medical expenses. Chat with a representative today for a quote or more information.
*Cancer insurance is also known as specified-disease insurance in some states.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
Cancer/Specified-Disease: B70000 series: In Delaware, Policies B70100DE, B70200DE & B70300DE. In Idaho, Policies B70100ID, B70200ID, B70300ID, B7010EPID, B7020EPID. In Oklahoma, Policies B70100OK, B70200OK, B70300OK, B7010EPOK, B7020EPOK. A75000 series: In Virginia, policies A75100VA–A75300VA.
Coverage underwritten by Tier One Insurance Company:
Cancer/Specified-Disease: In Delaware, Policy T70000. In Idaho, Policy T70000ID. In Oklahoma, Policy T70000OK. In Virginia, policies T70000VA & T70000GVA.
Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY or VA. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999.
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