We care about Aflac’s policyholders affected by the recent weather:
To help provide relief for California policyholders residing in Santa Cruz County who were affected by the coastal storms, Aflac will provide a premium grace period starting Dec. 23, 2024, and ending Apr. 15, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Mar. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
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Cancer insurance can alleviate some financial stress if you receive a cancer diagnosis. Fortunately, it also often comes with affordable premiums. Let’s dive deeper into what cancer insurance is, how it works, and what it costs so you can decide if this type of policy makes sense for your unique situation.
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With cancer insurance from a company like Aflac, you can reduce the out-of-pocket costs of a cancer diagnosis. You can get this type of plan as a supplement to your standard health insurance policy. Once you receive the funds from cancer insurance, you can use them to help cover a number of medical and non-medical expenses that might arise during cancer insurance, such as lab tests, surgeries, home health care, household bills, and childcare. Typically, you must apply for cancer insurance before you receive a diagnosis.
Compared to other types of insurance policies, cancer insurance tends to be very affordable. It’s wise to shop around to find the best deal on a cancer policy.
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedSome factors that may affect the price you pay for cancer insurance include:
Your risk of getting cancer goes up as you age. Therefore, the older you are, the more expensive your cancer insurance premiums will likely be.
When you apply for a cancer insurance policy, many insurers will ask you if you’ve had cancer in the past 5 to 10 years. You might also have to state if you’ve been diagnosed with a pre-leukemic or similar condition in the previous 5 to 10 years.
Not all cancer insurance policies are created equal. If you want more comprehensive coverage, you should expect higher rates.
If you’re interested in cancer insurance, follow these steps:
Remember that, in most cases, you must apply for cancer insurance before you receive a diagnosis.
When deciding if cancer insurance is worth it, it’s important to consider factors like your family medical history and personal financial situation. If you think you would need financial assistance if you got a cancer diagnosis, then you may want to consider getting this type of policy. Consulting with a financial advisor or insurance agent can also provide valuable insights into whether cancer insurance is right for your needs.
Those with a family history of cancer or who would like to be better prepared for a potential diagnosis may want to consider cancer insurance. Fortunately, you can obtain a plan without breaking the bank. Aflac offers cancer insurance with affordable premiums that fit most budgets. You can use the cash benefits to help pay for a variety of medical and non-medical expenses. Chat with a representative today for a quote or more information.
Get Started
Getting cancer treatment without insurance is expensive. Aflac discusses the costs of cancer treatments, the dangers of cancer without insurance, and what cancer insurance helps cover.
Supplemental health insurance covers what your normal health insurance plan may not. Learn more about the types of supplemental health insurance plans available to you.
Getting cancer treatment without insurance is expensive. Aflac discusses the costs of cancer treatments, the dangers of cancer without insurance, and what cancer insurance helps cover.
Supplemental health insurance covers what your normal health insurance plan may not. Learn more about the types of supplemental health insurance plans available to you.
*Cancer insurance is also known as specified-disease insurance in some states.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
Cancer/Specified-Disease: B70000 series: In Delaware, Policies B70100DE, B70200DE & B70300DE. In Idaho, Policies B70100ID, B70200ID, B70300ID, B7010EPID, B7020EPID. In Oklahoma, Policies B70100OK, B70200OK, B70300OK, B7010EPOK, B7020EPOK. A75000 series: In Virginia, policies A75100VA–A75300VA.
Coverage underwritten by Tier One Insurance Company:
Cancer/Specified-Disease: In Delaware, Policy T70000. In Idaho, Policy T70000ID. In Oklahoma, Policy T70000OK. In Virginia, policies T70000VA & T70000GVA.
Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY or VA. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999.
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