While we hope you never have to receive a cancer diagnosis, they are common. The bad news Health insurance doesn't cover everything. Cancer treatment without insurance could be financially destabilizing.
Having a standard health insurance plan may cover some of the costs, but there can still be large sums expected to be paid out-of-pocket. Co-pays, travel, lodgings and home health service costs can add up fast – which is why having a cancer insurance policy may be worth it.
Aflac Cancer Insurance helps you with unexpected expenses following a covered cancer diagnosis, so you can focus on getting better. Our lump-sum cash benefits can be used however you see fit, whether it be for medication, transportation, treatments or everyday bills.
Explore our plans.
Aflac’s cancer insurance is a kind of supplemental plan that helps cover a wide variety of expenses that your primary insurance plan may not completely cover. Our plan works with your existing health insurance to help with costs associated with cancer treatments.
Benefits can be used as you see fit. Aflac cancer insurance is here to help you and your family better cope financially – and emotionally.
Some cancer treatments are more expensive than others, but they almost always come with considerable fees. Cancer costs can range depending on the stage and location of the disease.
The National Cancer Institute found the average cost of medical care and drugs to be over $42,000 in the year after a cancer diagnosis.1 Supplemental cancer insurance can help protect your income from the out-of-pocket expenses that may still arise with a primary insurance plan.
It’s not uncommon for cancer patients to have a hard time paying medical bills, let alone everyday bills like groceries and utilities. Our cancer insurance pays out lump-sum cash benefits upon a covered claim that you can use however you see fit – whether it be for lost wages or paying rent.
Having cancer without health insurance can be stressful, but having primary and supplemental cancer insurance can help protect your savings and emotional well-being.
Having cancer without insurance can be risky. Below are some of the factors you may want to consider when deciding if you need supplemental cancer insurance:
Getting tested for cancer without insurance can start the journey in a stressful place. Getting Aflac Cancer Insurance before a diagnosis is something to consider to receive coverage. These are all things to consider when deciding whether to apply for supplemental cancer insurance.
Supplemental cancer insurance may be worth the cost because it can help save you money in the long term if you're diagnosed with a covered health event. It may be challenging to pay for cancer treatments entirely out-of-pocket.
There are a few cases where having cancer insurance is particularly worth it:
We hope you never find yourself in a position where you have cancer and no form of support. Aflac Cancer Insurance can help pay for various costs associated with covered cancer treatments that your primary insurance may not cover. From preventative care to ongoing support, we create affordable and detailed plans to meet your needs best.
Explore your cancer insurance options.
1 NPR - Cancer Costs. Updated July 9, 2022. Accessed Oct. 14, 2022. https://www.npr.org/sections/health-shots/2022/07/09/1110370391/cost-cancer-treatment-medical-debt#.
Cancer insurance is also known as Specified-Disease Insurance in some states.
AFLAC CANCER PROTECTION ASSURANCE – B70000 SERIES
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
This is a brief product overview only. Coverage may not be available in all states including but not limited to ID, NJ, NM, NY, or VA. Benefits/premium rates may vary based on plan selected. Optional riders are available at an additional cost. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent.
Aflac Cancer plans:
B70000 series: In Arkansas, Policies B70100AR, B70200AR, B70300AR, B7010EPAR, B7020EPAR. In Delaware, Policies B70100DE, B70200DE & B70300DE. In Idaho, Policies B70100ID, B70200ID, B70300ID, B7010EPID, B7020EPID. In Oklahoma, Policies B70100OK, B70200OK, B70300OK, B7010EPOK, B7020EPOK. In Oregon, Policies B70100OR, B70200OR, B70300OR, B7010EPOR, B7020EPOR. In Texas, Policies B70100TX, B70200TX, B70300TX, B7010EPTX, B7020EPTX. A78000 series: In New York, Policies, NY78100–NY78400. A76000 series: In Pennsylvania, Policy A76100PA. A75000 series: In Virginia, policies A75100VA–A75300VA.
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