Navigating Health Care Reform

Get the resources you need to comply with Affordable Care Act (ACA) requirements.

The Cadillac Tax

Named after America’s luxury automobile, a 40 percent “Cadillac Tax” is scheduled to take effect for applicable coverage with plan years beginning on or after January 1, 2018. Although the tax is still several years away and regulations may evolve before it is implemented, employers can begin to determine how their plans may be affected when the tax goes into effect.

Out-of-pocket limits

Need-to-know details about out-of-pocket limits under the Affordable Care Act.

Benefits delivery options

Employers have several options to provide major medical insurance coverage for their employees in the new health care reform environment. Learn more about these options, and how they compare.