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Regardless of how well you maintain your oral health, it’s common for teeth to shift, become discolored, or lose their enamel as you get older. When that happens, some people choose to enhance their smile’s aesthetic appearance with dental veneers. While Aflac network dental insurance doesn’t cover veneers, we offer coverage for a wide range of other procedures. Let’s explore how much veneers may cost, the factors that can affect this cost, and what dental insurance covers.
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Dental veneers work by bonding to the front surfaces of your teeth to hide natural imperfections like chips, cracks, gaps or discoloring. There are both permanent and removable veneers available in materials like composite resin, porcelain, or ultra-thin porcelain.
Dental veneers may cost between $500 to $2,500 per tooth. Here are cost ranges for the following types of veneers based on material:1
| Veneer material | Cost range |
|---|---|
| Composite resin (chairside ) | $500 - $1,400 |
| Composite resin (laboratory) | $800 - $2,300 |
| Porcelain | $900 - $2,500 |
| Ultra-thin porcelain | $800 - $2,000 |
One reason why some veneer materials are more expensive is durability. Porcelain veneers, for instance, can last 20 years or longer. Ultra-thin porcelain, which can also be more costly, may also last for up to 20 years or longer and they are not as easy to break.1
In addition to the material, here are some other factors that can affect the cost of veneers:
The more veneers you get, the more you should expect to spend. For instance, a single veneer will cost much less than getting veneers for every tooth. Keep in mind that some dentists may offer a discounted rate for multiple veneers.
If you need additional procedures before getting dental veneers, this could add to the overall cost. For instance, you may need gum contouring or treatment for tooth decay before the procedure.
Dental veneer costs can vary by dentist. The more skilled and experienced your dentist is, the more you’ll likely pay for veneers. You may be able to save money if the dental veneers are done by a less experienced dentist.
Likewise, dentist offices in cities tend to have higher prices than rural ones due to a higher cost of living. Staff and technicians need to earn more to live nearby, so dental offices usually must pass those increased costs on to customers.
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedDental insurance typically does not cover the cost of veneers because they are a cosmetic, elective procedure. However, other services could be deemed medically necessary in some cases, which may include:
Ultimately, the cost of dental services depend on your dental insurance policy and your dentist’s determination of whether the services are cosmetic or medically necessary. Speak with an Aflac agent to learn more about the dental insurance coverage we offer.
Dental insurance coverage depends on your specific policy. Aflac offers network dental insurance for individuals and families that typically covers preventative, basic, and major services. These include:2
| Preventative services | Basic services | Major services |
|---|---|---|
| 2-3 cleanings & routine exams per year | Treatments for gum disease | Crowns |
| X-rays | Extractions | Bridges |
| Sealants | Dental Fillings | Inlays |
| Root canals | Dentures |
Dental veneers offer a solution to address imperfections in your smile and increase your confidence. While dental insurance usually does not cover cosmetic procedures like dental veneers, there may be exceptions when they’re deemed medically necessary. Aflac network dental insurance for individuals and families offers coverage for a wide variety of procedures. Chat with an agent to explore our coverage options and get a quote today.
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1 Authority Dental – Dental Veneers Cost | Porcelain Veneers Pricing & Options. Updated January 24, 2026. https://www.authoritydental.org/veneers-cost. Accessed March 6, 2026.
2 Investopedia – Understanding Dental Insurance: Coverage, Costs, and Key Details. Updated February 17, 2026. https://www.investopedia.com/articles/personal-finance/111715/how-does-dental-insurance-work.asp. Accessed April 10, 2026.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees and other individuals should contact their own advisers about their situations. For complete details, include availability and costs of Aflac insurance, please contact your local Aflac agent.
Coverage underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York:
In Arkansas, Policies A81100AR–A81400AR, Policies A82100RAR–A82400RAR. In Delaware, Policies A81100–A81400, Policies A82100R–A82400R. . In Idaho, Policies A81100ID–A81400ID, Policies A82100RID–A82400RID. . In New York, Policies NY81100–NY81300, Policies NY82100–NY82400. In Oklahoma, Policies A81100OK–A81400OK, Policies A82100ROK–A82400ROK. In Oregon, Policies A81100OR–A81400OR, Policies A82100ROR–A82400ROR.. In Texas, Policies A81100TX–A81400TX. In Texas, Policies A82100RTX–A82400RTX. In Virginia, Policies A81100VA–A81200VA, Policies A82100RVA–A82400RVA. A81000 series is not available in MI.
Coverage underwritten by Tier One Insurance Company:
Dental, Vision and Hearing: In Arkansas Policy T80000AR. Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. In Oregon, Policy T8000OR, In Pennsylvania, Policy T80000PA-DEN only; T80000PA-DVH, In Texas, Policy T80000TX & T80000TXR. Not available in NY or VA.
Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (NAIC 92908).
This is a brief product overview only. Coverage/plan options may not be available in all states, including but not limited to NJ, NM, NY or VA. Benefits/premium rates may vary based on plan selected. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions. For availability and costs, please complete the form above.
Aflac WWHQ | Tier One | 1932 Wynnton Road | Columbus, GA 31999
Z2500221R1
EXP 4/27
