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Does Dental Insurance Cover Dentures?

Dentures can be a helpful device for replacing missing teeth and helping you regain the ability to eat and speak normally. However, dentures can be quite costly. Patients looking to reduce the cost of these devices may wonder how much dental insurance can help.

Dental insurance generally covers treatments like cleanings, X-rays, and minor repairs — and fortunately, it may also help pay for major services. This article will explain how dentures work and how dental insurance can help with major services.

What dental insurance covers

Dental insurance is a type of plan that comes with monthly premiums and helps lower the cost of dental procedures and treatments. This supplemental insurance plan helps with the following:

  • Preventative care: This consists of cleanings and exams so the dentist can keep your teeth clean and examine your mouth, jaw, and neck for early signs of problems.

  • Basic services: This entails procedures to fix minor damage.

  • Major services: These fix more significant dental issues.

How dentures work

Dentures are removable oral devices that contain artificial teeth and gums to replace missing or removed teeth.1  To create these appliances, the dental professional will take measurements and an impression of your jaw. Then, they’ll create denture models for you to try on. The dental professional then assesses the models to ensure shape, color, and fit are natural. Finally, the provider casts the dentures and makes the final adjustments to ensure a comfortable, custom fit.

How much do dentures cost?

Dentures can cost from $1,000 to $28,000 without insurance.2 However, costs vary widely by provider and type of dentures. For example, implant-supported dentures can be more costly due to the need for implant devices and surgery. Other factors that may drive up out-of-pocket costs include:

  • Oral exams
  • Tooth extractions
  • X-rays
  • Diagnostic casts
  • Denture adjustments
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Are dentures covered by dental insurance?

Dentures are considered a major dental service, so many dental insurance plans may help patients pay for them. Plans vary but many can help with the costs of major services. Aflac can help with dental care on major services.

Types of dentures

Several types of dentures exist to suit different situations:1

Full dentures

Full dentures, or complete dentures, replace all your teeth at once. These aim to restore your smile and everyday function for eating and talking. Full dentures can be a better solution if most or all your teeth are gone. If a few teeth remain, and the dental professional deems that full dentures are best, they will remove the remaining teeth.

Partial dentures

Partial dentures only replace some of your teeth, making them suitable for people who only need a few teeth replaced. When some teeth are missing, others may shift, leading to various dental problems like crooked teeth, eating difficulties, and pain. So, partial dentures may be a good solution if some of your teeth can be saved. Teeth can be added to partial dentures as well.

Implant dentures

Implant dentures attach directly to your jawbone via implants installed into your gums rather than simply sitting on top of them. They do not move when eating or talking, more closely mimicking real teeth and potentially offering more comfort. However, they can cost more due to the need for implants and the accompanying surgery.

Removable and non-removable implant dentures exist. You can remove removable implanted dentures at home for cleaning or when you don’t need to wear them. Non-removable dentures stay on, requiring you to clean them like regular teeth and gums. Dentists can remove them if necessary.

Immediate dentures

Immediate dentures, also called temporary dentures, are a special type of dentures inserted on the same day as natural teeth removal. These are not custom-made, so they will likely slip and move around. However, they can restore some regular function for eating and talking while your long-term dentures are made.

Aflac dental insurance helps with major services

Aflac can be an excellent option if you’re looking for an affordable way to help with your dental needs. Our dental insurance has an annual maximum benefit that increases over time. Plus, some plans have deductibles that decrease over time. With no waiting period on some plans for preventative care and reduced costs for in-network providers, an Aflac plan can help you save money and maintain good oral health. Chat with an agent to learn more and get a quote today.

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