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Dental insurance plans offer a variety of different coverage types. Full coverage dental insurance helps cover routine visits, the basics and more invasive treatments. Some of the most sought-out treatments are implants and dentures.
The term “full coverage dental insurance” refers to the plan’s ability to help with various dental treatments and procedures. Even so, it does not mean that all treatments and procedures are fully covered every time. Aflac’s full coverage dental insurance doesn’t cover implants, but we can help you reach your oral health goals through our coverage options.
Unfortunately, nearly 23% of adults and 9% of children do not have dental insurance coverage.1 Beyond that, some dental-related emergencies may be prevented with proactive care. Having a dental plan in place can help protect your teeth and wallet from unforeseen costs that can arise without regular dental hygiene maintenance. Full coverage dental insurance may be the right choice for you if you are prone to dental issues.
It is important to understand that full coverage dental insurance does not guarantee you’ll be covered for everything. However, it will provide additional financial support for preventative services and major procedures that can allow you to save money in the long run.
Aflac may be a great choice for you if you want dental insurance that helps cover periodontal treatments, preventative care and other services. You can expect some level of coverage in the following categories if you choose Aflac’s dental insurance:
Dental implants may come in handy when you have a missing or severely cracked tooth. Implants have very high success rates and can last a lifetime.2 Dental insurance that covers implants can be very useful if you have difficulty chewing your food or have any pain associated with dentures.
On the other hand, dentures come in handy when your teeth feel loose, or you are unable to eat certain foods.3 If you have consistent toothaches and sensitive gums, it may be helpful to choose dental insurance that covers dentures.
Not all dental insurance covers implants and dentures, so we advise you to take a close look at the options you are considering.
Having dental insurance may encourage you to get cleanings and exams every six months. Maintaining your oral hygiene can help prevent a wide range of oral discomforts and emergencies. Starting early may prevent the need for dental implants and dentures later in life. If not, we can help you with our full coverage dental plans.
Without insurance, the average filling costs can range from $200 to $400, depending on the type you need.4 On top of those fees, x-rays, an exam and anesthesia may be needed – and may have hefty price tags. Dental insurance that covers preventative care and cavities can help save money and protect your oral health.
In addition to enhanced coverage, we give you the freedom to work with providers in and out-of-network. Our affordable dental rates fit most budgets, and can help provide the peace of mind that comes from knowing you'll have help with both routine and unexpected expenses.
On top of providing dental coverage for you and your family, we can also add support to your business. Get a quote to see what your dental coverage could look like today.
1 American Dental Association - National Trends in Dental Care Use, Dental Insurance Coverage, and Cost Barriers. Published November 2023. Accessed January 22, 2024. https://www.ada.org/-/media/project/ada-organization/ada/ada-org/files/resources/research/hpi/national_trends_dental_use_benefits_barriers.pdf?rev=7006dc9bd0e84269a62b4d27c2f630a4&hash=56B777DF468FF587325D1E7A3BBC56DF.
2 Journal of Oral Medicine and Oral Surgery - Implant failure rate and the prevalence of associated risk factors: a 6-year retrospective observational survey. Published April 8, 2022. Accessed January 22, 2024. https://www.jomos.org/articles/mbcb/full_html/2022/02/mbcb210065/mbcb210065.html.
3 Dolphin Dental Group LLC - 5 Signs You Might Need Dentures. Published April 30, 2022. Accessed January 22, 2024. https://www.dolphindental.com/5-signs-you-might-need-dentures/.
4 New Mouth - How Much Does a Filling Cost Without Insurance. Updated on December 11, 2023. Accessed January 23, 2024. https://www.newmouth.com/blog/filling-cost-without-insurance/.
NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA.
This is a limited benefit plan and provides dental benefits only.
Aflac's insurance plans are not an alternative for comprehensive health insurance. The policy provides limited dental, vision and hearing benefits only. Benefits are supplemental and are not intended to cover all medical expenses.
Coverage may not be available in all states including but not limited to DE, NM, NY or VA. Benefits/premium rates may vary based on coverage selected. Optional riders may be available at an additional cost. Policies have limitations and exclusions that may affect benefits payable. Refer to the specific policy form(s) for complete details, definitions, limitations and exclusions.
Dental, Vision, Hearing (DVH): Policy Series T80000 - In Arkansas, Policy T80000AR. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. In Oregon, Policy T80000OR. In Texas, Policy T80000TX.
Aflac Dental, Vision and Hearing insurance coverage is underwritten by Tier One Insurance Company. Aflac’s family of insurers include American Family Life Assurance Company of Columbus, American Family Life Assurance Company of New York, Continental American Insurance Company, and Tier One Insurance Company.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
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