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Dental Insurance for Orthodontics

Many people seeking out orthodontic insurance coverage are looking for ways to bring down the cost of braces. One of the best ways to get braces at a more affordable rate is to find dental insurance that covers orthodontics.1 You may be able to receive help paying for orthodontic services through Aflac Dental Insurance.

In our full coverage dental plans, you may have the option to add on orthodontic care. On the other hand, our supplemental dental plans offer three levels of payable benefits depending on your unique needs. These payments work with your primary dental provider to help cover a variety of dental treatments and procedures.

What Is Orthodontic Care?

Orthodontics is a specific branch of dental care that focuses on teeth and jaw irregularities. More commonly, orthodontics is known for helping with bites and larges spaces between teeth.2 There are a variety of treatments and procedures specific to orthodontic care that correct these jaw and teeth issues.

Some traditional orthodontic services are braces, retainers and bands.3 Braces are metal, ceramic or plastic bonds attached to the teeth to make teeth straight. All three of these orthodontic services can help treat crooked teeth, jaw misalignment, crowded teeth and bite issues.4

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Does Dental Insurance Cover Orthodontics?

Not all kinds of dental insurance cover orthodontics, so it’s important to find a plan that meets all your needs. On average, braces can cost anywhere from $3,000 to $10,000. It’s also more likely for braces to be covered for children than it is for adults in many dental insurance plans.5

If your primary dental insurance doesn’t cover orthodontics, it may be a good idea to look into a new full-coverage dental plan or a supplemental dental plan to help make the costs for the treatments you need more manageable.

Here are some additional orthodontic treatments and average costs without insurance:*

  • Standard Metal Braces: $3,000 - $7,5006
  • Ceramic Braces: $2,000 - $8,5007
  • Invisalign: $3,000 - $7,0008

Should I Get Dental Insurance for Orthodontics?

Getting dental insurance for orthodontics may make sense if you or your family members are exploring getting braces. This may be particularly beneficial if you have a medical history that points toward the need for jaw or teeth alignment. Additionally, braces are used for cosmetic purposes to straighten smiles.9

How to Choose the Right Dental Insurance for Orthodontics

There are three main buckets we recommend you consider when finding the right dental insurance plan for orthodontics:

  • Coverage: We recommend finding out what treatments and procedures each dental insurance plan covers—for pre-orthodontic treatments like x-rays and actual devices.
  • Costs: Measuring the cost of insurance against the cost of orthodontic treatments may help you determine which dental insurance plan is best for you. It can also be helpful to consider if you have any children or dependents that will also need braces later.
  • Coverage Limits: Some plans require coverage limits that restrict how much insurance can help cover. Assessing your needs ahead of time can help you find a dental plan with coverage limits you can work with.10

Aflac Dental Insurance: Get a Quote

Aflac Dental Insurance may be able to help you cover specific orthodontic treatments and procedures after the waiting period has passed. We also offer supplemental dental insurance that works with your primary dental insurance provider to make oral care more affordable.

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