Many people seeking out orthodontic insurance coverage are looking for ways to bring down the cost of braces. One of the best ways to get braces at a more affordable rate is to find dental insurance that covers orthodontics.1 You may be able to receive help paying for orthodontic services through Aflac Dental Insurance.
In our full coverage dental plans, you may have the option to add on orthodontic care. On the other hand, our supplemental dental plans offer three levels of payable benefits depending on your unique needs. These payments work with your primary dental provider to help cover a variety of dental treatments and procedures.
Orthodontics is a specific branch of dental care that focuses on teeth and jaw irregularities. More commonly, orthodontics is known for helping with bites and larges spaces between teeth.2 There are a variety of treatments and procedures specific to orthodontic care that correct these jaw and teeth issues.
Some traditional orthodontic services are braces, retainers and bands.3 Braces are metal, ceramic or plastic bonds attached to the teeth to make teeth straight. All three of these orthodontic services can help treat crooked teeth, jaw misalignment, crowded teeth and bite issues.4
You have options.
Not all kinds of dental insurance cover orthodontics, so it’s important to find a plan that meets all your needs. On average, braces can cost anywhere from $3,000 to $10,000. It’s also more likely for braces to be covered for children than it is for adults in many dental insurance plans.5
If your primary dental insurance doesn’t cover orthodontics, it may be a good idea to look into a new full-coverage dental plan or a supplemental dental plan to help make the costs for the treatments you need more manageable.
Here are some additional orthodontic treatments and average costs without insurance:
Getting dental insurance for orthodontics may make sense if you or your family members are exploring getting braces. This may be particularly beneficial if you have a medical history that points toward the need for jaw or teeth alignment. Additionally, braces are used for cosmetic purposes to straighten smiles.9
There are three main buckets we recommend you consider when finding the right dental insurance plan for orthodontics:
Aflac Dental Insurance may be able to help you cover specific orthodontic treatments and procedures after the waiting period has passed. We also offer supplemental dental insurance that works with your primary dental insurance provider to make oral care more affordable.
Explore your dental insurance options.
1, 10 Investopedia - Best Dental Insurance for Braces. Updated Sep 10, 2021. https://www.investopedia.com/best-dental-insurance-for-braces-4845657. Accessed Oct 18, 2021.
2-4 WebMD - What Is an Orthodontist? Updated Jun 28, 2021. https://www.webmd.com/a-to-z-guides/what-is-an-orthodontist. Accessed Oct 18, 2021.
5-9 Healthline – How Much Do Braces Cost. Updated April 1, 2021. https://www.healthline.com/health/average-cost-of-braces. Accessed Oct 18, 2021.
Individual coverage is underwritten by Aflac. In New York, coverage is underwritten by Aflac New York. Coverage is underwritten by Tier One Insurance Company
Dental, Vision, Hearing (DVH): Policy Series T80000 - In Arkansas, Policy T80000AR. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. In Oregon, Policy T80000OR. In Texas, Policy T80000TX. In Arkansas, Policies A81100RAR through A81400RAR. In Idaho, Policies A81100RID through A81400RID. In New York, Policies NY81100 through NY81400. In Oklahoma, Policies A81100OK throughA81400OK. In Oregon, Policies A81100OR through A81400OR. In Pennsylvania, Policies A81100PA through A81400PA. In Texas, Policies A81100TX through A81400TX. In Virginia, Policies A81100VA through A81300VA.
This is a brief product overview only. Coverage may not be available in all states including but not limited to New York and Virginia.
Benefits/premium rates may vary based on plan selected. Optional riders are available at an additional cost. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent.
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