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Dental Insurance for Orthodontics

Orthodontic treatments like braces and Invisalign can help you straighten your teeth, improve your bite and help you feel more confident in your smile. However, this dental care can be expensive. While dental insurance can help manage the cost, not all plans include orthodontic coverage. Read on to learn what orthodontic treatments cost and how supplemental dental insurance for orthodontics may help manage these expenses.

3 Min Read

Table of Contents

Key Takeaways

  • Orthodontic treatments can help correct teeth and jaw alignment issues, resulting in a straighter smile and healthier bite.
  • Most dental insurance plans for adults don’t include orthodontic coverage, including Aflac’s network dental insurance. However, our supplemental dental insurance can help you reduce your dental costs by providing cash benefits for eligible services.

What is orthodontics?

Orthodontics is a branch of dentistry that addresses the following issues:

  • Crooked or crowded teeth
  • Large gaps between teeth
  • Overbites
  • Underbites
  • Jaw misalignment

Orthodontists use a variety of devices to gradually shift teeth into proper alignment, including:

  • Braces, which use brackets and wires to move teeth over time.
  • Clear aligners, such as Invisalign, that fit closely over the teeth.
  • Retainers, which help keep teeth in their new position after treatment.

By correcting alignment issues, orthodontic care can improve your oral health and enhance your confidence.

How much do orthodontic services cost without dental insurance?

Orthodontic treatments can be expensive. Their cost depends on the type of treatment you need, the complexity of your alignment issues and whether you have dental insurance for orthodontics.

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Does dental insurance cover orthodontics?

While some dental insurance plans may cover braces for children, most affordable plans don't include orthodontic coverage for patients over 18. As a result, dental insurance that covers orthodontics for adults is less common.

If your dental insurance plan doesn't cover orthodontics, you may want to consider getting supplemental dental insurance. These plans can help offset the cost of treatments your network plan doesn't cover. For example, you may be able to use cash benefits from Aflac's supplemental dental insurance to cover eligible orthodontic expenses.

How to choose the best dental insurance for orthodontics?

If you want to purchase dental insurance with orthodontic coverage, follow these steps as you compare policies:

  • Review the plan's annual maximum, which limits the amount of coverage you receive.
  • Look for waiting periods that may delay the start date of your orthodontic coverage.
  • Consider supplemental dental insurance to help cover costs your primary plan doesn't cover.

Taking time to understand these details can help you choose a dental insurance plan that fits your orthodontic needs and budget.

Explore Aflac's dental insurance plans.

While Aflac's network dental insurance doesn't cover orthodontics, it can help reduce your costs for preventive care, basic services and major procedures. Meanwhile, our supplemental insurance can help offset your out-of-pocket expenses for dental care that your primary plan doesn't cover. You can purchase these plans directly from Aflac.

Want to learn if Aflac's network dental insurance or supplemental dental insurance are right for you? Chat with an Aflac agent and get a quote today!

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