Orthodontic treatments like braces and Invisalign can help you straighten your teeth, improve your bite and help you feel more confident in your smile. However, this dental care can be expensive. While dental insurance can help manage the cost, not all plans include orthodontic coverage. Read on to learn what orthodontic treatments cost and how supplemental dental insurance for orthodontics may help manage these expenses.
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Orthodontics is a branch of dentistry that addresses the following issues:
Orthodontists use a variety of devices to gradually shift teeth into proper alignment, including:
By correcting alignment issues, orthodontic care can improve your oral health and enhance your confidence.
Orthodontic treatments can be expensive. Their cost depends on the type of treatment you need, the complexity of your alignment issues and whether you have dental insurance for orthodontics.
While some dental insurance plans may cover braces for children, most affordable plans don't include orthodontic coverage for patients over 18. As a result, dental insurance that covers orthodontics for adults is less common.
If your dental insurance plan doesn't cover orthodontics, you may want to consider getting supplemental dental insurance. These plans can help offset the cost of treatments your network plan doesn't cover. For example, you may be able to use cash benefits from Aflac's supplemental dental insurance to cover eligible orthodontic expenses.
If you want to purchase dental insurance with orthodontic coverage, follow these steps as you compare policies:
Taking time to understand these details can help you choose a dental insurance plan that fits your orthodontic needs and budget.
While Aflac's network dental insurance doesn't cover orthodontics, it can help reduce your costs for preventive care, basic services and major procedures. Meanwhile, our supplemental insurance can help offset your out-of-pocket expenses for dental care that your primary plan doesn't cover. You can purchase these plans directly from Aflac.
The costs of dental care can add up quickly without insurance. Learn how you can save money on dental care costs with Aflac dental insurance.
Looking for dental insurance that covers implants and dentures? Aflac walks through all the benefits of full coverage dental insurance like preventative care, basics, and major services.
*These are average cost and subject to change. These are not Aflac rates. They do not imply coverage.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
In Arkansas, Policies A82100RAR–A82400RAR. In Delaware, Policies A82100R–A82400R. In Idaho, Policies A82100RID–A82400RID. In New York, Policies NY82100–NY82400. In Oklahoma, Policies A82100ROK–A82400ROK. In Oregon, Policies A82100ROR–A82400ROR. In Pennsylvania, Policies A82100RPAR–A82400RPAR. In Texas, Policies A82100RTX–A82400RTX. In Virginia, Policies A82100RVA–A82400RVA.
Coverage underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (NAIC 92908).
In Arkansas, Policy T80000AR. In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. In Oregon, Policy T80000OR. In Pennsylvania, Policy T80000PA-DEN ONLY; T80000PA-DVH. In Texas, Policy T80000TX & T80000TXR.
Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing.
NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
This is a brief product overview only. Coverage may not be available in all states, including but not limited to NH, NJ, NM, NY, or VA. Benefits/premium rates may vary based on plan selected. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policies and riders for benefit details, definitions, limitations and exclusions. For availability and costs, please complete the form above.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
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