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Brokers

Individuals & Families

Learn how Aflac pays cash benefits to help with out-of-pocket expenses that your major medical may not cover.
Business Owners

Aflac lets you provide your employees with outstanding benefits without costing you a penny.
Agents

Explore the unlimited potential and flexibility that comes with the opportunity to become an Aflac insurance agent.
Brokers

Offer your clients better benefit options with Aflac supplemental insurance policies.

Contact Aflac

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Deliver a winning benefits gameplan with Aflac.

Nearly two-thirds of employers say their employees are more likely to enroll in supplemental benefits if Aflac is the carrier.¹

A single solution for benefits

A robust portfolio of dental, vision, life and disability solutions, plus supplemental insurance products.
Value-added services* to complement benefits strategies and support employees’ health, wealth and well-being.
A committed eye on the future, refining our portfolio to help meet employees’ changing needs.

Technology with a competitive edge

Fully integrated enrollment experience for core and Aflac insurance products through our proprietary system.
Integration with leading enrollment technology partners, ensuring end-to-end, streamlined enrollments for all benefits.
Flexible capabilities to meet employees where they are: face-to-face, call center, virtual call center and 24/7 web-based self-service.

Personalized communication and education

Communication strategies and an extensive mix of print and digital materials to promote employee engagement.
One of the nation’s largest national networks of trained benefits counselors, experienced in core and supplemental enrollments.
An iconic brand that employees know and trust — which boosts enrollment participation.

Dedication to customer service

Simple processes for quick, accurate and fair claims review.
Dedicated phone, apps and website for convenient service.

We offer many options to help protect your clients’ employees.

Accident

Get peace of mind and help paying for emergency treatment.

Cancer

Get help coping with the financial and emotional effects of cancer.

Critical Illness

Get help with the cost of treating covered critical illnesses.

Dental

Get the benefits you need–with no networks or deductibles.

Hospital

Help keep high deductibles from derailing your life plans.

Life

Help protect the financial future of your loved ones.

Short-Term Disability

Help ease the financial stress caused by a covered injury.

Vision

Find the care you need to help maintain healthy vision.

Talk with your broker sales professional to learn how Aflac can deliver solutions – for you and your clients.

*Where available.

Aflac agents are independent contractors and are not employees of Aflac.

Individual coverage is underwritten by Aflac. Group coverage is underwritten by Continental American Insurance Company (CAIC), a wholly owned subsidiary of Aflac Incorporated. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company. For individual coverage in New York or coverage for groups sitused in New York, coverage is underwritten by Aflac New York. WWHQ | 1932 Wynnton Road | Columbus, GA 31999

Continental American Insurance Company | Columbia, SC

For Informational and Training Purposes Only. These materials contain proprietary information and material that is owned by Aflac and/or its licensors, and is protected by applicable intellectual property and other laws, including but not limited to copyright. By accessing these materials, you agree that you will not use such proprietary information or materials in any way whatsoever except for informative and training purposes. You further agree not to modify, loan, sell, distribute or create derivative works based on these materials. Any use not specifically permitted herein is strictly prohibited and may subject you to civil and criminal penalties. The value-added services mentioned herein are offered by multiple providers. Aflac’s affiliation with the value-added service providers is limited only to a marketing alliance.

Other than this marketing alliance, Aflac and the value-added service providers are not affiliated in any way. Aflac makes no representations or warranties regarding the value-added service providers, and is not responsible for any of the products or services provided by the value-added service providers. The value-added services may not be available in all states, and benefits/services may vary by state. Each value-added service provider offers its products and services subject to its own terms, limitations and exclusions. Refer to plan details for further information on terms, limitations and exclusions.

Aflac refers to the following companies: American Family Life Assurance Company of Columbus, American Family Life Assurance Company of New York, Continental American Insurance Company and Continental American Life Insurance Company. Dental and vision plans are administered by Aflac Benefits Solutions Inc.

NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.

The content within is for informational purposes, for broker-facing audiences only.

AGC1901117R5

EXP 11/25

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VIEW LEGAL

Except in New York, individual insurance and group dental and vision insurance is offered by American Family Life Assurance Company of Columbus. In NY both group and individual coverage is offered by American Family Life Assurance Company of New York. Group policies are offered by Continental American Insurance Company (CAIC). CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. In CA, CAIC does business as Continental American Life Insurance Company (CAIC NAIC 71730)

Dental and Vision plans are administered by Aflac Benefit Solutions, Inc.

Aflac Worldwide Headquarters | Columbus, GA

Aflac Group | Columbia, SC

American Family Life Assurance Company of New York | Albany, NY

Aflac’s Premium Life, Absence and Disability Services are available in all states, except Puerto Rico, Guam or the Virgin Islands, and are offered by Continental American Insurance Company (CAIC). Self-funded plans and absence services are administered by CAIC in all states but NY. In NY, self-funded plans and absence services are administered by and insurance is offered by American Family Life Assurance Company of NY. Administrative services are not insurance and are not considered legal advice. Products may not be available in all states and may vary depending on state law.

Direct to Consumer Business is underwritten by Tier One Insurance Company, doing business as Tier One Life Insurance Company in California (Tier One NAIC 92908)

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