While some employers provide health insurance for their employees, vision care can be left out. For this reason, insurance companies like Aflac have created separate vision insurance plans to account for those who don’t have enough coverage.
Your eyes allow you to see and experience the world with color and clarity. Missing a routine eye exam or neglecting to renew your prescription may negatively affect your vision health. Having vision insurance may be worth it if you care about prioritizing your eyes and helping to protect your wallet from high out-of-pocket vision care.
At Aflac, you can purchase a vision insurance plan individually, or your employer may offer it to you through employee payroll deduction. In both cases, you pay regular premiums to help with covered eye surgeries, specific eye disorders and glasses when needed.
For some vision insurance plans, you must see an in-network provider. In others, you can see any qualified and accredited optometrist or ophthalmologist. Vision benefits are typically offered once a year or every two years. Aflac Vision Insurance provides benefits for exams, glasses, contacts and more—for both in and out-of-network providers.
You have options.
In addition to full-coverage vision insurance, Aflac offers supplemental vision insurance that works with your primary vision plan to help cover out-of-pocket expenses. This vision plan is only offered through employee payroll. Our supplemental vision insurance plan pays you cash benefits to help assist with exam fees and other eye care expenses.
If you’re an employer, Aflac Supplemental Vision Insurance can help give your employees the support they need to take care of their eyes. If you’re an employee, starting this conversation with your employer can make all the difference. Supplemental vision coverage is worth it because It's important to support your employee’s overall health—and vision is an important part of that.
The cost of each vision insurance plan depends on your age, location and desired benefits. If you want to provide coverage for your partner and children too, the cost of premiums may decrease for each individual covered.
Aflac Vision Insurance may be worth looking into because premiums are affordable, and the benefits can make caring for your eyes less financially stressful in the long run. We recommend chatting with an agent to understand your vision insurance cost estimate better.
Since standard health insurance usually only provides coverage for emergency eye surgeries, having a vision insurance plan in place can help you save money and pay for the eye support you need.
Regular eye exams may help you detect signs of other diseases early on. Aflac Vision Insurance can help you take care of your eyes at an affordable rate. Chat with an agent today to learn more about why our vision insurance plans may be worth it.
Explore your vision insurance options.
In Arkansas, Policy T80000AR. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. In Oregon, Policy T80000OR. In Texas, Policy T80000TX. In Arkansas, Policy VSN100AR. In Idaho, Policy VSN100ID. In New York, Policy NYVSN100. In Oklahoma, Policy VSN100OKR. In Oregon, Policy VSN100OR. In Pennsylvania, Policy VSN100PA. In Texas, Policy VSN100TX. In Virginia, Policy VSN100VA. This is a brief product overview only. Coverage may not be available in all states. Benefits/premium rates may vary based on plan selected. Optional riders are available at an additional cost. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent.
Except in New York, individual insurance and group dental and vision insurance is offered by American Family Life Assurance Company of Columbus. In NY both group and individual coverage is offered by American Family Life Assurance Company of New York. Group policies are offered by Continental American Insurance Company (CAIC). CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. In CA, CAIC does business as Continental American Life Insurance Company (CAIC NAIC 71730) Dental and Vision plans are administered by Aflac Benefit Solutions, Inc.
Aflac Worldwide Headquarters | 1932 Wynnton Road Columbus, GA
Aflac’s Premium Life, Absence and Disability Services are available in all states, except Puerto Rico, Guam or the Virgin Islands, and are offered by Continental American Insurance Company (CAIC). Self-funded plans and absence services are administered by CAIC in all states but NY. In NY, self-funded plans and absence services are administered by and insurance is offered by American Family Life Assurance Company of NY. Administrative services are not insurance and are not considered legal advice. Products may not be available in all states and may vary depending on state law.
Direct to Consumer Business is underwritten by Tier One Insurance Company, doing business as Tier One Life Insurance Company in California (Tier One NAIC 92908). Individual coverage is underwritten by Aflac. Group coverage is underwritten by CAIC.