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Annual eye exams can help prevent serious eye conditions from developing later. However, routine preventative eye care can be expensive. Without insurance, an eye exam can cost hundreds of dollars.1 Vision insurance can not only support preventative care, but also helps cover the cost of contact lenses, glasses, and medical intervention. Aflac offers supplemental vision insurance for individuals and families to lower the cost of eye care, along with Dental, Vision and Hearing (DVH) Insurance plans. Read on to learn how much an eye exam without insurance costs, how vision insurance works, and what this type of plan covers.
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Eye issues become more likely with age. Whether or not you have insurance, routine eye exams are important to help you proactively check on signs of eye strain, astigmatism, nearsightedness and farsightedness.1 If you go too long without an eye exam, you may be less likely to catch these issues early on.
Additionally, eye complications can point to greater health issues like diabetes and abnormal blood pressure.1 In general, regular checkups are a great way to take care of yourself proactively. With vision insurance, you can reduce your out-of-pocket costs for these routine visits
The cost of an eye exam without insurance varies depending on if you are a new or returning patient. In general, it can cost $200 or more if it's your first time getting an eye exam and around $150 if you are a recurring patient.1 If your doctor recommends coming back for a second checkup shortly after, you could be looking at an even larger bill for the two appointments. Without insurance, the cost of an eye exam could be financially stressful, depending on your circumstances.
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedMost vision insurance plans will partially cover routine eye exams. On average, patients only pay $10 to $40 out-of-pocket for routine or preventative vision checkups.1 Knowing the costs for vision care are much lower with insurance may help motivate you to get your eyes checked annually.
Vision insurance is a type of supplemental health insurance plan that helps cover the costs associated with routine eye care, including eye exams, glasses, and contact lenses. Policyholders pay a monthly premium and receive coverage for specific services and benefits within a network of eye care providers, often with a copay or deductible.
Every vision insurance plan works differently, so it’s important to review the details of each plan. Here’s what a common vision insurance plan may provide coverage for:2
To learn more about the specifics of Aflac supplemental vision insurance, talk to an agent today.
Getting an eye exam without insurance can be costly. Aflac supplemental vision insurance for individuals and families can help reduce your out-of-pocket costs for eye care, giving you a stronger incentive to get the care you need. You can also combine multiple types of coverage by getting a Dental, Vision and Hearing (DVH) Insurance plan. Chat with an agent today to discuss your eye care needs and find vision coverage that works for your budget.
Get Started
Having vision insurance may be worth it if you care about prioritizing your eyes and helping to protect your wallet from high out-of-pocket vision care. Read on to learn how vision insurance works so you can decide if getting a plan is worth it for you.
Vision insurance can help you lower eye care expenses and maintain good eye health. Learn how vision insurance works and how much it costs.
Having vision insurance may be worth it if you care about prioritizing your eyes and helping to protect your wallet from high out-of-pocket vision care. Read on to learn how vision insurance works so you can decide if getting a plan is worth it for you.
Vision insurance can help you lower eye care expenses and maintain good eye health. Learn how vision insurance works and how much it costs.
1 Vision Center - What You Need to Know: Eye Exam Costs and Financing Options. Updated September 24, 2024. Accessed February 14, 2025. https://www.visioncenter.org/blog/eye-exam-without-insurance/.
2 St Lucie Eye - Medical Insurance vs. Vision Insurance. Updated September 25, 2024. Accessed February 14, 2025. https://www.stlucieeye.com/medical-insurance-vs-vision-insurance/.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, Aflac coverage is underwritten by American Family Life Assurance Company of New York.
In Arkansas, Policy VSN100AR. In Delaware, Policy VSN100. In Idaho, Policy VSN100ID. In New York, Policy NYVSN100. In Oklahoma, Policy VSN100OKR. In Oregon, Policy VSN100OR. In Pennsylvania, Policy VSN100PA. In Texas, Policy VSN100TX. In Virginia, Policy VSN100VA.
Coverage underwritten by Tier One Insurance Company.
Dental, Vision and Hearing: In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (NAIC 92908).
Aflac WWHQ | Tier One | 1932 Wynnton Road | Columbus, GA 31999
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