Getting annual eye exams can help prevent serious eye conditions from happening later. However, proactively taking care of your eye health isn’t always inexpensive. Preventative, routine, and extensive eye care can be costly. Having a vision insurance plan in place can help minimize financial stressors around your eye health.
The typical cost of an eye exam without insurance can end up being hundreds of dollars.1 This, in combination with the price of contact lenses or glasses can quickly become a stressful medical bill. Luckily, Aflac offers full coverage and supplemental vision insurance to lower the cost of eye care.
Vision plans help provide coverage for frames, contacts, progressive lenses, polarized lenses and eye exams. On the other hand, our supplemental vision insurance works with your primary vision plan to provide better coverage and is only offered through your employer.
With age, it can become more likely for eye issues to develop. Routine eye exams can help you proactively check on signs of eye strain, astigmatism, nearsightedness and farsightedness.2 If you go too long without an eye exam, you may be less likely to catch these issues early on.
Additionally, eye complications can point to greater health issues like diabetes and abnormal blood pressure.3 In general, regular checkups are a great way to take care of yourself proactively.
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The cost of an eye exam without insurance varies depending on if you are a new or returning patient. Routine eye exams may also be considered preventative checkups.
In general, it can cost around $200 if it’s your first time getting an eye exam and around $150 if you are a recurring patient.4 If your doctor recommends coming back for a second checkup shortly after, you could be looking at a $350 bill in total for the two appointments. Without insurance, the cost of an eye exam could be financially stressful, depending on your circumstances.
On the other hand, most vision insurance plans will partially cover routine eye exams. On average, patients only pay $10 to $40 out-of-pocket for routine or preventative vision checkups.5 Knowing the costs for vision care are much lower with insurance may help motivate you to get your eyes checked annually.
Most optometrists check to make sure your vision is clear, whether your prescription is up to date or requires changes, how your eye muscles are functioning and your overall ocular health.6 Since these exams cover a lot of ground, it can be helpful to ensure you aren’t left paying the eye exam price without vision insurance.
Every vision insurance plan works differently, so it’s important to look at the fine details within each plan. Here are some common denominators among most vision plans:
To learn more about the specifics within an Aflac Supplemental Vision Insurance, talk to an agent today.
Aflac vision insurance can help you get the support you need to care for your eyes. Our full coverage plans can help you pay for wellness exams and prescription updates. On the other hand, our supplemental vision insurance plans are only offered through employee payroll and give you cash benefits to pay for expensive vision bills. Get the vision coverage you need today with Aflac.
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1-6 Vision Center - How Much Is an Eye Exam Without Insurance. Updated April 21, 2022. https://www.visioncenter.org/blog/eye-exam-without-insurance/. Accessed Apr 26, 2022.
7-10 Investopedia - Is Vision Insurance Worth It. Updated May 25, 2021. https://www.investopedia.com/articles/pf/11/vision-care-insurance.asp. Accessed April 27, 2022.
Supplemental Vision Insurance -Series VSN100: In Arkansas, Policy VSN100AR. In Idaho, Policy VSN100ID. In New York, Policy NYVSN100. In Oklahoma, Policy VSN100OKR. In Oregon, Policy VSN100OR. In Pennsylvania, Policy VSN100PA. In Texas, Policy VSN100TX. In Virginia, Policy VSN100VA.
This is a brief product overview only. Coverage may not be available in all states. Benefits/premium rates may vary based on plan selected. Optional riders are available at an additional cost. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent.
Aflac insurance coverage is underwritten by Aflac. In New York, coverage underwritten by Aflac New York.
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