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How much life insurance do I need?

It's not easy to figure out how much life insurance coverage you really need. We get it– that's why we made this tool to help you figure it out.

Take our quick 8 question assessment and find out how much coverage is right for your family.

All questions are required

1. What is your annual income?

or less
or more

2. At what age would you like to retire?

or younger
or older

3. How much debt do you have today? Examples: credit cards, home mortgage, car loans, personal loans, etc.

or more

4. How much will you need for college funds?

or more

5. How much money do you have invested?

or more

6. How much have you saved for retirement?

or more

7. How much life insurance do you have?

or more

8. What do you expect the costs associated with your burial/funeral, uninsured medical costs, estate taxes/probate, etc. to be?

or more

Your Life Insurance Results


We've tallied up your answers and here is how much life insurance we estimate you'll need.

Aflac Life Policy

Aflac Life Insurance helps take care of your loved one's immediate and future financial needs following your death.

Aflac’s Life Insurance policies help provide more financial freedom for your family in their time of need.

*This is a suggested amount that has been estimated given the answers provided. This estimated amount indicated might not match the coverage amount ultimately issued by Aflac.

Your legal copy here.