Breast cancer screening can help detect breast cancer early when it may be easier to treat.1 Some signs of breast cancer may only be visible with the help of a mammogram. Mammograms take images of the breasts so medical providers can examine the tissue for irregularities.2 Read on to learn how screening mammograms work, what forms of breast cancer they can detect and when you should start getting routine exams.
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Screening mammograms are routine preventive procedures performed on asymptomatic patients to look for signs of breast cancer that may go undetected during physical examinations. During a screening mammogram, radiologists perform X-ray imaging of the breasts from multiple angles. After that, they examine the images for any irregularities or other signs that warrant a closer look.2
Breast mammogram screening and diagnostic mammograms differ in a few key ways. A diagnostic mammogram is an imaging procedure used to examine breast tissue, usually after a screening mammogram reveals abnormal findings. Health providers may order them for patients experiencing pain, discharge or lumps. Diagnostic mammograms are more in-depth than screening mammograms and require more targeted imaging to help radiologists make an accurate diagnosis.2
Mammograms can detect a wide range of breast cancers. Here are some common types they can catch:4
Don't wait until it's too late. Protect yourself and your family with coverage from Aflac.
Get StartedScreening mammogram guidelines vary by organization. For example, the U.S. Preventive Services Task Force recommends that women ages 40 to 74 at average risk get a mammogram every two years.
Meanwhile, the American Cancer Society suggests that women:3
Patients at higher risk of developing breast cancer may start screening earlier or get screened more often. If you're wondering, "When should you get a mammogram?," your health care provider can help you choose a schedule based on your age and risk level.
Mammograms are available at several types of medical facilities, including:5
Facilities that provide mammograms must adhere to the Mammography Quality Standards Act (MQSA) criteria. This offers peace of mind that all mammogram providers meet qualification standards.5
Many health insurance policies cover screening mammograms for women 40 and older.6 However, insurance policies may require a copay or coinsurance for diagnostic mammograms.
Check with your insurance company and plan to see what's covered and what the cost may be before booking your mammogram. If you're concerned about mammogram cost without insurance, ask your provider or imaging center about pricing before your appointment ask your provider or imaging center about pricing before your appointment.
If your policy doesn't cover all preventive screenings, a supplemental cancer insurance policy can help bridge the gap. For example, Aflac's cancer insurance can help with expenses associated with cancer screenings, so you can get the care you need worry free.
Here are a few tips to make your mammogram go smoothly and to get the most accurate results:
Mammograms can help detect potential signs of breast cancer, making successful treatment more likely. Cancer insurance may help reduce your out-of-pocket costs for these screenings.
Aflac's cancer insurance policies offer cash benefits that you can use for cancer-related expenses. We also offer critical illness insurance, which may help you pay for costs related to covered serious illnesses.
Speak with an Aflac agent today to learn about your coverage options and get a quote.
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Cancer can be very expensive to treat. That’s where insurance comes in. It can help cover the cost of cancer treatments and help alleviate the significant financial burden a cancer diagnosis often brings.
Supplemental health insurance covers what your normal health insurance plan may not. Learn more about the types of supplemental health insurance plans available to you.
1 CDC - Screening for Breast Cancer. Updated on September 16, 2024. https://www.cdc.gov/breast-cancer/screening/index.html. Accessed on June 8, 2026.
2 Cleveland Clinic - Mammogram. Updated on October 14, 2024. https://my.clevelandclinic.org/health/diagnostics/4877-mammogram. Accessed on June 8, 2026.
3 American Cancer Society - American Cancer Society Guidelines for the Early Detection of Cancer. Updated on May 27, 2026. https://www.cancer.org/cancer/screening/american-cancer-society-guidelines-for-the-early-detection-of-cancer.html. Accessed on June 8, 2026.
4 Breastcancer.org - Types of Breast Cancer. Updated on December 19, 2025. https://www.breastcancer.org/types. Accessed on June 8, 2026.
5 Breastcancer.org - Where to Get a Mammogram. Updated July 21, 2025. https://www.breastcancer.org/screening-testing/mammograms/where-to-get-mammogram. Accessed August 28, 2025.
6 FORCE - Mammograms. Updated on N/A. https://www.facingourrisk.org/privacy-policy-legal/laws-protections/ACA/screening-preventive-services/mammograms. Accessed August 28, 2025.
7 National Breast Cancer Foundation, Inc - How to Prepare for a Mammogram. Updated on February 6, 2026. https://www.nationalbreastcancer.org/blog/how-to-prepare-for-a-mammogram/. Accessed on June 8, 2026.
Cancer insurance is also known as specified disease insurance in some states. Coverage availability, benefits, limitations and exclusions may vary by state.
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
72200: In Delaware, Policy A72200. In Idaho, Policy A72200ID. In Oklahoma, Policy A72200OK. In Virginia, Policy A72200VA.75000: In Virginia, policies A75100VA–A75300VA. B70000: In Delaware, Policies B70100DE, B70200DE & B70300DE. In Idaho, Policies B70100ID, B70200ID, B70300ID, B7010EPID, B7020EPID. In Oklahoma, Policies B70100OK, B70200OK, B70300OK, B7010EPOK, B7020EPOK.
Coverage underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (Tier One NAIC 92908).
In Delaware, Policy T70000. In Idaho, Policy T70000ID. In Oklahoma, Policy T70000OK. In Virginia, policies T70000VA & T70000GVA.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
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