To our policyholders in areas affected by wildfires in designated California counties: Butte, Lake, Mendocino, Napa, Nevada, Orange, Solano, Sonoma, and Yuba, as well as those in areas affected by recent hurricanes in Puerto Rico and the Virgin Islands, please know that the thoughts and prayers of everyone at Aflac are with you. We are working with government agencies that represent all declared disaster areas, including those under emergency order, to ensure we do everything possible to help you. Based on that guidance, we have extended the due dates for policy premiums by 60 days for those living in places that have been declared disaster areas or are under emergency order. If you have a question about your policy or need help, contact us at 800-992-3522. To help with the recovery, Aflac made a $500,000 donation to the American Red Cross, and our employees are making their own private contributions. Please be safe, as the care of you and your families is paramount.
A nuestros asegurados en las áreas afectadas por los recientes huracanes, queremos que sepan que todos en Aflac estamos pensando en, y orando por, ustedes. Estamos trabajando con agencias del gobierno que representan todas las áreas declaradas como zonas de desastre, para asegurarnos de hacer todo lo posible para ayudarles. Basándonos en su consejo, hemos extendido por 60 días las fechas de vencimiento de las primas de las pólizas de aquellos que viven en áreas declaradas como zonas de desastre. Si tiene una pregunta sobre su póliza o necesita ayuda, contáctenos al 800-992-3522. Para ayudar con la recuperación, Aflac ha donado $500,000 a la Cruz Roja Americana y nuestros empleados están efectuando sus propias donaciones. Por favor cuídense, ya que su bienestar y el de sus familias está por encima de todo.
Build buyer confidence and loyalty with strategies that help clients meet short- and long-term demands
Today’s age of healthcare consumerism demands innovative approaches that build buyer confidence and strong perceived value – the personal, constantly shifting measure of what consumers pay and feel they get in return. While voluntary benefit purchasing decisions are largely based on perceived needs, peace-of-mind for “what if” scenarios is no longer acceptable to consumers who increasingly demand immediate returns on their sacrifice of precious discretionary dollars.
Aligning with a carrier that provides solutions balancing the importance of long-term value and immediate returns can help you and your clients adapt to changing consumer expectations and be more competitive in today’s benefits market.
Aflac offers Health Advocacy, Medical Bill SaverTM and Telemedicine services in all group accident, group hospital indemnity and group critical illness plans. We cover the entire cost, which would run more than $5 per employee per month if purchased directly through service providers. When you offer these Aflac group plans, you’re helping clients add more value to their benefits – without adding to their budget – and helping them meet employee demands for products with immediate returns that help address key healthcare-related challenges from day one: navigating the complex healthcare environment; identifying low-cost options and alternatives; and reducing out-of-pocket expenses.
Seize opportunities to increase buyer confidence in their voluntary benefit purchasing decisions - offer clients and employees solutions that provide long-term value and immediate returns. Talk with your Aflac broker sales professional today about value-added services embedded in our group accident, group critical illness and group hospital indemnity plans.
Group coverage is underwritten by Continental American Insurance Company (CAIC), a wholly-owned subsidiary of Aflac Incorporated. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands. For groups situated in California, group coverage is underwritten by Continental American Life Insurance Company. For individual coverage in New York or coverage for groups situated in New York, coverage is underwritten by American Family Life Assurance Company of New York.
Continental American Insurance Company • Columbia, South Carolina
Value Added Services are not available in Idaho or Minnesota. Value Added Services are also not available with group plans underwritten by American Family Life Assurance Company of New York. State availability may vary.
Telemedicine by MeMD
Due to Arkansas state regulations, insureds physically located in Arkansas at the time of a telemedicine session may only receive consultation services from physicians. Physicians are prohibited from providing diagnoses or prescribing drugs to persons located in Arkansas at the time of service.
Medical Bill Saver through Health Advocate
Medical Bill Saver has restrictions for negotiations on in-network deductibles and co-insurance in Arizona, Colorado, District of Columbia, Illinois, Indiana, New Jersey, New York, North Carolina, Ohio, South Dakota, Texas, Utah and Vermont.
This offering may not supersede the terms and conditions of any existing contract the client has with Health Advocate. Health Advocate reserves the right to refuse any client group through Aflac if the client group cancels a pre-existing contract with Health Advocate prior to expiration date of the contract.
CAIC’s affiliation with the Value-Added Service providers is limited only to a marketing alliance, and CAIC and the Value-Added Service providers are not under any sort of mutual ownership, joint venture, or are otherwise related. CAIC makes no representations or warranties regarding the Value-Added Service Providers, and does not own or administer any of the products or services provided by the Value-Added Service providers. Each Value-Added Service Pro - vider offers its products and services subject to its own terms, limitations and exclusions. Services, Terms and conditions are subject to change and may be withdrawn at any time.