Help for those affected by recent natural disasters | Learn More

A message from Aflac

Ohio Consumers and Field Force members affected by severe storms and flooding beginning on Feb. 19, 2018:

To help provide relief for Ohio policyholders and field force members in counties that have been declared disaster areas by the Ohio Department of Insurance, Aflac has enacted the following measures:

  • 60-day deferment of premium payments coming due, starting on regular premium due date.
  • At least a 60-day (longer, if reasonable) extension of policy provisions that impose a time limit on an insured/claimant to perform an act, including transmittal of information or funds to Aflac.
  • This order will be effective for any premium coming due, or any time limit on insured/claimant action, between February 19, 2018 and May 24, 2018. Any deferment of payment or extension of time limit is not to extend past May 24, 2018.

Indiana Consumers and Field Force members affected by severe storms and flooding beginning on Feb. 15, 2018 and lasting through Feb. 25, 2018:

To help provide relief for Indiana policyholders and field force members in counties that have been declared disaster areas by the Indiana Department of Insurance, Aflac has enacted the following measures:

  • Provide a 61-day suspension of policy terminations due to late payment in affected counties, and a case by case review in unnamed counties in Indiana
  • Provide a 61-day suspension of producer appointment cancellations due to producer failure to supply proof of renewal of license in affected counties, and a case by case review in unnamed counties in Indiana
  • 61-day time period would be from February 14, 2018 to April 16, 2018

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Press Release Story

Aflac Announces Investment Partnership with NXT Capital NXT to Manage Initial $500 million Portfolio Related to Private Debt Market

COLUMBUS, Ga., March 31, 2017 /PRNewswire/ -- Aflac, the leading provider of voluntary insurance at the worksite in the United States, announced today that it has reached an agreement with NXT Capital to manage Aflac's new portfolio, which will focus on investments related to middle-market private debt. Aflac Global Investments, the asset management division of Aflac Incorporated, will initially fund a $500 million portfolio consisting of direct investments in floating rate, senior secured loans to middle-market companies on behalf of Aflac's general account. Aflac will also invest approximately $50 million, which will be funded from Aflac's insurance general account for a minority stake in NXT Capital, demonstrating the mutual commitment to a long-term relationship and the benefits that can be derived over time by partnering together in the asset class.

Aflac Executive Vice President and Global Chief Investment Officer Eric M. Kirsch commented, "As noted on our 2017 outlook call, Aflac made a strategic asset allocation decision to utilize floating rate assets as a core part of its hedged U.S. dollar program for Aflac Japan. The floating rate coupons and short duration of middle-market loans provide a good match against short duration currency hedges. After an extensive search of middle-market managers, we found NXT Capital to be an excellent strategic fit, matching our culture of disciplined credit underwriting, risk management and a team-oriented approach to investment management. We are excited to partner with a market leader that has a management team with more than 25 years of experience investing in the asset class."

"This partnership reflects the significant commitment Aflac has to maintaining a world-class investment platform that will generate sustainable risk-adjusted net investment income despite the headwinds of very low interest rates impacting our general account," Executive Vice President and Chief Financial Officer of Aflac Incorporated Frederick J. Crawford said. "We are pleased that we will be investing in assets that will provide solid margins and less volatility after accounting for hedge costs for our Aflac Japan dollar program."

"NXT Capital is very pleased to partner with Aflac and to offer Aflac access to the diversification benefits and attractive risk-adjusted returns that middle market private debt provides," said Robert Radway, NXT Capital's Chairman and CEO. "We appreciate Aflac's recognition of NXT's expertise as an asset manager, our proven, broad-based direct origination capability and rigorous underwriting process for proprietary middle market loans."

About Aflac
When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For six decades, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the leading provider of voluntary insurance at the worksite. Through its trailblazing One Day PaySM initiative, Aflac U.S. can receive, process, approve and disburse payment for eligible claims in one business day. In Japan, Aflac is the leading provider of medical and cancer insurance and insures 1 in 4 households. Aflac individual and group insurance products help provide protection to more than 50 million people worldwide. For 11 consecutive years, Aflac has been recognized by Ethisphere as one of the World's Most Ethical Companies. In 2017, Fortune magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the 19th consecutive year and included Aflac on its list of Most Admired Companies for the 16th time. In 2015, Aflac's contact centers were recognized by J.D. Power by providing "An Outstanding Customer Service Experience" for the Live Phone Channel. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac and One Day PaySM, visit or

About Aflac Global Investments
Aflac Global Investments is the asset management division of Aflac Incorporated, with offices in New York and Tokyo and more than 100 professionals managing in excess of $110 billion on behalf of the general account of Aflac Japan and Aflac U.S.

About NXT Capital
NXT Capital is a leading provider of structured financing to the U.S. middle market. Since its formation in 2010, the company has originated over $15 billion in total financing volume spread over 500+ transactions. With $8.8 billion of capital at its disposal, NXT provides a full range of structured financing solutions on a direct basis through its Corporate Finance and Real Estate Finance Groups.  NXT Capital manages capital for third parties through its  asset management platform and offers investors proprietary access to primarily first lien senior secured loans that are not broadly traded or otherwise generally available without a loan origination platform. Investment offerings include levered and unlevered funds, separately managed accounts and CLOs.  NXT's investor base includes public and private pension plans, insurance companies, endowments, foundations and other institutional investors. NXT Capital Investment Advisers, LLC, a subsidiary of NXT Capital LLC, is an SEC Registered Investment Adviser.

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Media contact – Jon Sullivan, 706.763.4813 or

Analyst and investor contact – Robin Y. Wilkey, 706.596.3264 or 800.235.2667, FAX: 706.324.6330, or