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Daniel P. Amos

Chairman and Chief Executive Officer; Aflac and Aflac Incorporated

Dan Amos is chairman and chief executive officer of Aflac Incorporated and the second longest-serving CEO in the FORTUNE 250. Under his leadership as CEO, Aflac Incorporated’s total return to shareholders1 has exceeded 19,800%, compared with 3,500% for the Dow Jones Industrial Average, 3,500% for the S&P 500 Index and 1,800% for the S&P 500 Life & Health Insurance Index. In 2000, Dan launched the popular Aflac Duck advertising campaign, transforming Aflac from a successful supplemental insurance company to a top international brand.

Under Dan’s leadership, Aflac helps provide protection to millions of policyholders through subsidiaries in Japan and the U.S. by paying cash fast when policyholders get sick or injured. For nearly seven decades, insurance policies of Aflac Incorporated's subsidiaries have given policyholders the opportunity to focus on recovery, not financial stress. In Japan, Aflac is the leading provider of medical and cancer insurance. In the U.S., Aflac is the number one provider of supplemental health insurance products.2

Aflac has been recognized by FORTUNE magazine as one of the World’s Most Admired Companies for 24 years. Dan’s commitment to ethical business practices has led the Ethisphere Institute to recognize Aflac Incorporated as a World's Most Ethical Company for 19 consecutive years, making Aflac the only insurance company in the world to appear on this list every year since the inception of the award in 2007. Dan has also appeared five times on Institutional Investor magazine’s lists of America’s Best CEOs for the insurance category, and he has been recognized as one of the 100 Best-Performing CEOs in the World by the Harvard Business Review five times. Under Dan’s leadership, in 2021, Aflac Incorporated became a signatory of the Principles for Responsible Investment (PRI) and in 2024, the company was included on the Dow Jones Sustainability North America Index for the 11th time.

In 1995, Dan and Kathelen Amos were inspired to spearhead Aflac’s commitment to supporting children diagnosed with cancer, along with their families. Since then, the company, its employees and independent sales force have raised more than $190 million to the Aflac Cancer and Blood Disorders Center of Children’s Healthcare of Atlanta, nationally renowned as one of the leading childhood cancer, hematology, and blood and marrow transplant programs in the United States. U.S. News and World Report has recognized the Aflac Cancer and Blood Disorders Center as one of the top pediatric cancer programs in the United States, also treating other rare blood disorders, including sickle cell disease.

Dan has been a driving force behind the introduction of My Special Aflac Duck®, the company’s social robot that uses medical play, lifelike movement and emotions to engage and help comfort children during their cancer care and most recently, sickle cell disease treatment. My Special Aflac Duck received TIME magazine’s recognition as one of 2018’s “Best Inventions;” the Consumer Electronics Show’s award as “Best in Show;” and SXSW’s People’s Choice award in the “Robotics and Hardware” category. The company has provided more than 34,000 of these robotic companions, free of charge, to children three and older in the U.S., Japan and Northern Ireland diagnosed with pediatric cancer or sickle cell disease. In Japan, Dan also spearheaded the establishment of the Aflac Parents House, with two locations in Tokyo and one in Osaka that have helped more than 150,000 children and their families who are facing cancer and other diseases.

In 2013, Dan proudly accepted the Salute to Greatness Award from the Dr. Martin Luther King Jr. Center in Atlanta, joining a distinguished list of past recipients, including Ambassador Andrew J. Young, U.S. Poet Laureate Maya Angelou, Ervin "Magic" Johnson, and musicians Bono and Stevie Wonder. He has also received the Anti-Defamation League's Torch of Liberty Award. In 2023, Dan was inducted by the Georgia Historical Society and the Office of Governor as a Georgia Trustee for exemplifying the highest standard of “Not for Self, but for Others” in his life and career. He is a former member of the board of trustees of Children's Healthcare of Atlanta, is chairman emeritus of the board of the Japan-America Society of Georgia and chairman emeritus of the University of Georgia Foundation.

Dan joined Aflac in his teens, working summers. After graduating from college with a degree in insurance and risk management, he joined the sales area, working for commissions. Under Dan’s leadership, his sales territory, Alabama/West Florida, was the number-one-producing area in 1981 and 1982. In 1983, he was named president of Aflac and was later promoted to chief operating officer in 1987. Dan became chief executive officer of Aflac Incorporated in 1990 and chairman of the board of directors in 2001. He holds a bachelor's degree in insurance and risk management from the University of Georgia.

1 From 8/31/1990 to 12/31/2024; also includes reinvested dividends

2 LIMRA 2023 U.S. Supplemental Health Insurance Total Market Report

Virgil R. Miller

President of Aflac Incorporated and Aflac U.S.

Virgil Miller was named president of Aflac Incorporated effective January 2025. In this role, his footprint includes aspects of Aflac’s Incorporated and Aflac Japan businesses, while supporting key companywide profitable growth and efficiency initiatives and driving the evolution of product and service offerings to meet market needs. He also continues to serve in his role as president of Aflac U.S., where he is responsible for all aspects of strategy and operations in the U.S. market.

Virgil is known as a champion for driving growth and innovation and is passionate about delivering caring customer experiences while furthering the unique distribution and employee culture that sets Aflac apart.

Virgil joined Aflac in 2004 and was quickly recognized as a visionary with a strong ability to motivate teams and achieve results. During his 20-year tenure with the company, he has led in every area and held roles of increasing responsibility including chief administration officer of Aflac U.S.; chief operating officer of Aflac U.S., executive vice president and president of Aflac Group & Individual Benefits, deputy president and later president of Aflac U.S., and most recently president of Aflac Incorporated.

With more than 30 years of industry experience, Virgil continues to be recognized with accolades and business honors to celebrate his leadership and accomplishments. He was named one of Columbia Business Monthly’s 50 Most Influential Hall of Fame in 2022, then named 2023’s Executive of the Year by the NFBPA and is the 2024 recipient of the Rainbow PUSH DEI Corporate Responsibility Award.

Virgil served as a U.S. Marine and is a veteran of Operation Desert Storm. He holds a bachelor’s degree in accounting from Georgia College, a master’s degree in business management from Wesleyan College and a doctorate in humane letters from Gammon Theological Seminary. Virgil serves on the Board of Directors for Georgia Power, the Board of Trustees for PlanSource via Vista Equity Partners, the Georgia Chamber of Commerce Board of Governors and Directors, America’s Health Insurance Plans (AHIP), the non-profit parent of LIMRA and LOMA, LL Global, and the American Council of Life Insurers (ACLI).

Max K. Brodén

Senior Executive Vice President; Chief Financial Officer, Aflac Incorporated

Max Brodén joined Aflac as senior vice president and treasurer in April 2017. He was promoted to deputy chief financial officer in May of 2019, to chief financial officer in January of 2020, and to senior executive vice president in January 2025. He is responsible for leading enterprise-wide corporate development, investor and rating agency relations, corporate finance, capital management, financial reporting, and financial planning and analysis. Max also oversees the company’s efforts to engage investors and rating agencies on a range of issues including the company’s financial performance and corporate governance activities, as well as strategic partnerships and planning. More recently, he has assumed oversight of the company's global investments, risk and actuarial functions, as well as its reinsurance strategy, including Aflac Re Bermuda Ltd.

Prior to joining Aflac, he served as senior portfolio manager for Norges Bank, managing an equity portfolio of diversified global financial and insurance stocks. He also worked for several years at DnB Nor Asset Management in Stockholm and New York and Skandia Asset Management in Stockholm.

Max holds a Master of Science in both accounting and finance from Stockholm School of Economics and is also a CFA charterholder. He serves on the Board of Directors of Trupanion, Inc.

Audrey Boone Tillman

Senior Executive Vice President; General Counsel, Aflac Incorporated

Audrey Boone Tillman, senior executive vice president and general counsel of Aflac Incorporated, directs Aflac’s Legal division and functions related to Compliance, Government Relations, Corporate Communications, Global Cybersecurity, Sustainability, and the office of the Corporate Secretary, including oversight functions of the General Counsel and Compliance offices at Aflac Japan, where the company earns more than 75 percent of its revenues.

Audrey joined Aflac in 1996 as a member of the Legal Department and was promoted to vice president in 2000. Her work as legal counsel to the Human Resources division led to her promotion to senior vice president of Human Resources in August 2001 and then to executive vice president of Corporate Services in 2008. She was promoted to General Counsel in May 2014.

During her tenure, the company has received multiple honors, including Fortune’s World's Most Admired Companies 23 times and Ethisphere’s World's Most Ethical Companies for 18 consecutive years. Aflac has been recognized by Black Enterprise magazine as one of its Best Companies for Diversity more than a dozen times and has appeared 25 times on LATINA Style magazine’s annual list of the 50 Best Companies for Latinas to Work in the U.S. For the past six consecutive years, Aflac has been honored by Points of Light as one of the 50 most community minded companies in the nation.

Audrey has received numerous awards and accolades during her career at Aflac. Most recently, she was named to Black Enterprise magazine’s Most Powerful Women in Business list for the third consecutive year and Women’s Inc.’s Top Corporate Counsel list in 2019. She also received the Meritorious Public Service Medal awarded by the Department of the United States Army in 2020.

Before joining Aflac, Audrey served as an associate professor at North Carolina Central University School of Law. Prior to that, she worked in private practice and also served as a federal judicial law clerk with the U.S. District Court for North Carolina.

Audrey received a Bachelor of Arts in political science from the University of North Carolina at Chapel Hill and a Juris Doctor from the University of Georgia School of Law. She is a member of the state bars of Georgia, North Carolina and the District of Columbia. Audrey serves on the board of directors for Equifax, Inc. and is involved in many local initiatives to improve the community in and around the Columbus, Ga. area. She is also a Diamond Life Member of Delta Sigma Theta Sorority, Inc.

Charles D. Lake II

Chairman and Representative Director, Aflac Life Insurance Japan; President, Aflac International

Charles Lake joined Aflac International and Aflac Japan in 1999 as the first general counsel in Japan and built Aflac Japan’s legal and compliance functions in the context of Japan’s historic financial regulatory reform that established the Financial Services Agency. In 2001, Lake became deputy president responsible for all of Aflac’s business operations in Japan and in 2003 was named Aflac Japan president. As vice chairman from 2005 and chairman from 2008, he led transformative management initiatives including establishing Aflac’s strategic alliance with the Japan Post Group, expanding the distribution channel into the banking sector, converting Aflac’s Japan operations into a legal entity under Japan’s corporate law, and delivering innovative enhancements to the Company’s global group governance structure and framework for strategy development and execution. Lake became Aflac International President in 2014.

Before joining Aflac, Lake practiced law in Washington, D.C. and served as director of Japan affairs and special counsel at the office of the U.S. Trade Representative in the Executive Office of the President. He currently serves as an independent outside director on the board of Sumitomo Mitsui Financial Group, Inc. and leads the Japan-U.S. Friendship Commission as chair and commissioner while concurrently serving as U.S. chair of the U.S.-Japan Conference on Cultural and Educational Interchange (CULCON), a bilateral advisory body. Lake is a director on the board of the Peterson Institute for International Economics and an advisor on the Government of Japan’s Council for Promotion of Foreign Direct Investment in the Cabinet Office. He previously served for ten years as an outside director on the board of the Tokyo Stock Exchange, seven years as an outside director on the board of Japan Post Holdings Co., Ltd. and six years on the board of Tokyo Electron, Ltd.

In 2018, Lake was awarded the Order of the Rising Sun, Gold Rays with Neck Ribbon by the Emperor of Japan for his contributions to the development of Japan’s insurance and financial services industries and strengthening U.S.-Japan economic relations.

Lake received a bachelor’s degree in Asian studies and political science from the University of Hawaii at Manoa and a Juris Doctor from the George Washington University School of Law. He was a Monbusho Scholarship recipient for graduate research at the University of Tokyo and completed the executive program at the Stanford Business School.

Masatoshi Koide

President and Representative Director, Aflac Life Insurance Japan

Masatoshi Koide joined Aflac in November 1998 and stayed with Aflac until March 2006. He worked for Nikko Asset Management before again joining Aflac in December 2008 as vice president. He was promoted to senior vice president in January 2012 and to first senior vice president in July 2013.

In January 2015, he was promoted to executive vice president in charge of planning, government affairs and research, corporate communications, legal, risk management, investment, compliance, customer services, and general affairs. In July 2016, he was promoted to deputy president and then to president and chief operating officer. In April 2018, he was named Aflac Japan President and Representative Director. He graduated from Tokyo University in 1984 and from Cornell Law School in 1989. He is a member of the New York State Bar.

Steven K. Beaver

Executive Vice President; Chief Financial Officer, Chief Risk Officer, Aflac Life Insurance Japan

Steven K. Beaver joined Aflac in October 2012 as vice president of Corporate Tax, responsible for Aflac’s corporate tax function with oversight of federal, foreign, state and local tax reporting. In January 2015, he was promoted to deputy chief accounting officer, responsible for Aflac’s SEC and statutory financial reporting, treasury services and tax functions. In January 2017, he was promoted to senior vice president of Global Strategic Projects, responsible for leading the conversion of Aflac’s Japan branch to a subsidiary and monitoring U.S. tax reform. In April 2018, he became senior vice president of corporate Financial Planning and Analysis. He assumed the role of chief financial officer of Aflac U.S. in May 2019 and was responsible for financial reporting, financial planning and analysis, actuarial pricing, strategic sourcing and procurement, risk, integration and project management for Aflac’s U.S. segment. He assumed the role of first senior vice president and deputy chief financial officer of Aflac Life Insurance Japan in September 2023 and was promoted to executive vice president and chief financial officer of Aflac Japan in January 2024. In January 2025, he was also named chief risk officer. In these roles, he is responsible for Aflac Japan’s finance and accounting, risk management and actuarial functions.

Prior to joining Aflac, Steve was vice president, Corporate Tax for Nationwide. There, he managed income tax financial reporting, compliance and forecasting for the life and property & casualty insurance operations.

Steve graduated from Mount Saint Mary’s University with a bachelor’s degree in accounting and minor in economics. He is a Maryland Certified Public Accountant and received his Master of Science degree in taxation from the University of Baltimore.

Bradley E. Dyslin

Executive Vice President and Global Chief Investment Officer; President of Aflac Global Investments

Brad Dyslin currently serves as executive vice president, global chief investment officer and president of Aflac Global Investments, the asset management subsidiary of Aflac Incorporated. In this role, he oversees all the company’s investment efforts including Aflac’s $105 billion investment portfolio and a team of more than 180 investment professionals in the United States and Japan.

Brad joined Aflac in 2012 as the managing director and global head of credit for Aflac Global Investments and was promoted to senior managing director in 2016. He assumed the additional responsibilities as head of strategic investment opportunities and co-head of external manager platform in 2017. In 2021 he was promoted to deputy global chief investment officer before being named to his current position in October 2022.

Brad has more than 30 years of investment experience in insurance asset management. In his previous roles at Aflac, Brad provided senior leadership across the spectrum of investment initiatives including asset allocation and setting investment strategy. He was responsible for implementing the portfolio management, research and investment recommendations for over $93 billion of credit-related assets that comprise the core of Aflac’s global portfolio, including those managed internally and with third-party managers. He also led Aflac Global Investments’ strategic investment and corporate development activities to enhance portfolio strategies and supplement Aflac Global Investments’ business model through joint ventures and equity ownership stakes. This includes Aflac’s current portfolio of strategic partnerships, where he serves on the boards of Tree Line Capital, Sound Point Commercial Real Estate Finance, LLC and Denham Capital Sustainable Infrastructure, while also leading research for potential new strategic investment opportunities.

Prior to joining Aflac, he served as senior vice president, head of research and portfolio manager for Hartford Investment Management. Prior to joining Hartford, he was director of U.S. Credit Research for Deutsche Asset Management in New York. His other experience includes more than a decade of progressively responsible investment positions with the Principal Financial Group.

Brad earned a Bachelor of Science degree in business administration and economics from Morningside College and a Master of Business Administration degree with an emphasis in finance from the University of Iowa. He is also a Chartered Financial Analyst (CFA) charterholder. Brad also sits on the Advisory Board of the Vaughan Institute of Risk Management and Insurance at the Tippie College of Business at the University of Iowa.

Frederic J. Simard, FSA

Executive Vice President; Chief Financial Officer and Chief Operating Officer of Aflac U.S.

Fred joined Aflac in September 2023 as senior vice president and chief financial officer of Aflac U.S., bringing more than 30 years of insurance experience. He was promoted to executive vice president and chief operating officer of Aflac U.S. in January 2025. He is responsible for product development, pricing strategies, FP&A and financials for the U.S. business.

Prior to joining Aflac, he worked at MetLife across a variety of business and financials areas, including serving as chief financial officer for national accounts, long-term care and group disability/absence management. He was also the product head for disability, and the market leader of their group strategy in the 100 to 5,000 lives market. Recently, Fred was chief actuary and chief financial officer (employee benefits) at Guardian Life.

Fred graduated from University Laval in Quebec City with a bachelor’s degree in actuarial sciences and is a Fellow of the Society of Actuaries.

Robin L. Blackmon, CPA, CGMA, SHRM-SCP

Senior Vice President, Financial Services; Chief Accounting Officer

Robin joined Aflac in May 2011 as pension consultant progressing to accounting policy manager, director of executive compensation and corporate Human Resources to vice president of corporate financial planning and analysis. She was promoted to deputy chief accounting officer in January 2023 and to senior vice president, chief accounting officer in January 2024. Robin is responsible for financial reporting, investment accounting, corporate financial planning and analysis, accounting policy and investment advisory and SEC reporting.

Before joining Aflac, Robin held various positions including working as an auditor with EY for 10 years. Robin graduated from Auburn University with a bachelor’s degree in accounting.

She is a member of the American Institute of Certified Public Accountant and the Georgia Society of Public Accounting. Robin is certified as a CPA, CGMA and SHRM-SCP.

Executive Management

With operations in the U.S. and Japan, Aflac Incorporated recognizes the importance of diversity in the board room as well as in management. Each person brings different strengths and unique talents that have added to the overall success of our organization. Diversity is also an important factor in attracting and retaining top talent. As a result, our company is made up of a diverse group of people at the level of our board of directors, as well as our executive management and senior management of the company and its subsidiaries.

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