Help for those affected by recent natural disasters | Learn More

A message from Aflac

To our policyholders in areas affected by wildfires in designated California counties: Butte, Lake, Mendocino, Napa, Nevada, Orange, Solano, Sonoma, and Yuba, as well as those in areas affected by recent hurricanes in Puerto Rico and the Virgin Islands, please know that the thoughts and prayers of everyone at Aflac are with you. We are working with government agencies that represent all declared disaster areas, including those under emergency order, to ensure we do everything possible to help you. Based on that guidance, we have extended the due dates for policy premiums by 60 days for those living in places that have been declared disaster areas or are under emergency order. If you have a question about your policy or need help, contact us at 800-992-3522. To help with the recovery, Aflac made a $500,000 donation to the American Red Cross, and our employees are making their own private contributions. Please be safe, as the care of you and your families is paramount.

Un mensaje de parte de Aflac

A nuestros asegurados en las áreas afectadas por los recientes huracanes, queremos que sepan que todos en Aflac estamos pensando en, y orando por, ustedes. Estamos trabajando con agencias del gobierno que representan todas las áreas declaradas como zonas de desastre, para asegurarnos de hacer todo lo posible para ayudarles. Basándonos en su consejo, hemos extendido por 60 días las fechas de vencimiento de las primas de las pólizas de aquellos que viven en áreas declaradas como zonas de desastre. Si tiene una pregunta sobre su póliza o necesita ayuda, contáctenos al 800-992-3522. Para ayudar con la recuperación, Aflac ha donado $500,000 a la Cruz Roja Americana y nuestros empleados están efectuando sus propias donaciones. Por favor cuídense, ya que su bienestar y el de sus familias está por encima de todo.

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Aflac in the News

Aflac Chief Information Officer Julia Davis on her transformational leadership at Aflac, featured at, August 2017

Aflac President Teresa White discusses how to find your work Nirvana, featured at, July 2017

How benefits can help you stand above the competition by Brenda Mullins featured at, July 2017

It’s no secret that job seekers take a deliberate approach when choosing the career and organization that fits them best. In addition to factors such as company culture and salary, prospective employees are also taking benefits into consideration.

Building a robust benefits program for small business employees by Ken Meier featured in Small Business Digest, July 2017

Small businesses have much to offer to their employees, and benefits can be a major component. By constructing a robust benefits package for their employees, small-business owners can continue to score high in employee satisfaction and retention, and ensure they are setting up their employees for success.

3 ways to transform learning and development programs by Chad Melvin featured at, July 2017

Constructing an effective learning and development program is not only key to attract and retain top talent, but in meeting business objectives as well. To truly align training to enable business strategy, organizations can leverage emerging tools that appeal to the digital-native generation of millennials.

Take benefits to the next level with value-added services by Wendy Herndon featured in Health Insurance Underwriter, June 2017

Clients understand the appeal of a robust benefits portfolio and are always searching for a competitive edge in the hiring world. You can help reach the next level by finding more opportunities to incorporate value-added services, which not only help protect employee lifestyles, but employer lifestyles as well.

Mid-year benefits market review by Stephanie Shields featured in ThinkAdvisor, June 2017

With July 1 quickly approaching, it’s important for brokers to reflect on the past six months, but it’s also necessary to stay ahead of the curve by identifying aspects of the benefits landscape that will continue to shape the industry and dictate how health care is consumed.

Maximizing employees’ health and financial wellness in 2018 starts now by Drew Niziak featured in ThinkAdvisor, June 2017

You may already be helping your group benefits clients plan for the 2018 benefits year. Each new year offers a clean slate and an opportunity to set ambitious goals for the year ahead.

Rise above the competition with value-added services by Wendy Herndon featured in BenefitsPRO, June 2017

As health care costs rise and voluntary benefits become more popular, competition among benefits advisors is also rising. This makes differentiating services more important than ever before. One way to stay ahead of the competition is by offering benefits that include nontraditional, value-added services.

You can sell more hospital indemnity insurance by Stephanie Shields featured in ThinkAdvisor, June 2017

There are more than 136 million emergency room visits in the U.S. each year, and in 2015, there were more than 35 million hospital admissions. Costs for such visits can range from roughly $350 to nearly $11,000 for the average hospital stay of 4.5 days. It’s vital for clients and their employees to be prepared for expenses that may result from an unplanned hospital visit.

Help small employer clients offer great benefits by Ken Meier featured in ThinkAdvisor, June 2017

My company’s 2017 Happiness Report revealed that an incredible 84% of small-business employees are happy with their current jobs; however, the report also showed a recurring weakness among small businesses: their benefits offerings.

Why you should consider working for a small company, featured at, May 2017

Benefits remain key area for improvement in small business’ employee happiness featured in HR Daily Advisor, May 2017

Life insurance: perception v. reality by Drew Niziak featured in ThinkAdvisor, May 2017

Many insurers are changing and enhancing life products aimed at the employee benefits market right now. This creates new opportunities for advisers and clients to discuss both what they have in place and any improvements they can make to offer an even more robust benefits package to employees.

Employee engagement leads to employee retention: 5 ways to build a loyal workforce by Brenda Mullins featured at, May 2017

In today’s employment landscape, it’s not uncommon for employees to switch jobs multiple times throughout their career. It’s important for employers for find ways to help raise retention rates, and one way to achieve this is through employee engagement.

Good benefits are key to employee happiness by Ken Meier featured in BenefitsPRO, May 2017

For a small-business owners, it can be difficult to understand exactly what makes an employee happy. With May being National Small Business Month, below are three tips to share with clients to make sure they’re making the right decisions when it comes to benefits and maintaining a happy workforce.

Address the needs of public sector clients with voluntary insurance by Brian Day featured in Health Insurance Underwriter, May 2017

Employee benefits in the public sector have historically been more generous than those in the private sector. However, much has changed in the recent years and the public sector has not been immune to rising health care costs. Here are two ways that adding voluntary insurance into your benefits plans can help support the needs of public sector employers and employees.

4 tips for attracting and retaining top talent for the workplace by Brenda Mullins featured in Corporate Wellness Magazine, April 2017

Company culture is vital to all businesses – big or small. As competition for talent remains a top concern, a salary alone is no longer enough to recruit or retain employees. It’s important for companies to provide employees with a workplace culture that shows they care about their overall well-being.

Back to basics: what you need to know about life insurance by Stephanie Shields featured in Health Insurance Underwriter, March 2017

Life insurance can be a confusing and intimidating topic. Here’s an overview of the three primary life insurance products advisers can review with clients to increase their understanding and boost their confidence that they are providing their employees the most appropriate protection.

3 ways to create a collaborative workplace: how to incorporate social learning in your workplace by Chad Melvin featured at, March 2017

Millennials have become the largest segment of today’s workforce, and they are bringing with them expectations that may cause a shift in the workplace. One of these shifts is the desire for social learning.

Hospital insurance: protection from life’s unwanted surprises by Brenda Mullins featured at, February, 2017

Life is full of surprises. While some bring joy, other surprises – like an unexpected hospital visits – can wreak havoc on an employee’s finances and lifestyle. While many people have major medical insurance, rarely do they prepare for the additional financial impact of out-of-pockets costs even a quick trip to the emergency room can incur.

Help workers protect the freedom of their lifestyles by Stephanie Shields featured in Health Insurance Underwriter, February 2017

No matter how much Vitamin C we consume daily or how many precautions we take, most of us aren’t immune from becoming ill or having an accident that sends us to a hospital. Advisors play a vital role in educating employers on how products such as hospital indemnity insurance are important to filling holes in health coverage.

Disability insurance: providing working women with the ability to maintain their lifestyle by Stephanie Shields featured at, February 2017

One high-opportunity product that is often overlooked is short-term disability insurance. As women have become increasingly more involved in the workplace, they have also begun to outpace men when it comes to reporting disability claims.

Taking the guesswork out of insurance by Stephanie Shields featured in BenefitsPRO, February, 2017

The life insurance landscape can be confusing to navigate. While this may not be a surprise to some, it nonetheless presents advisers with a great opportunity to walk clients through the various life insurance options to ensure they provide their employees with the best coverage options for their lifestyle.

Worksite marketing: health and financial wellness tips for the New Year by Ken Meier featured in Health Insurance Underwriter, January 2017

People look to the New Year as an opportunity for new beginnings. As employers and employees alike set out on the journey toward accomplishing this year’s resolutions, some might need a little help along the way.

5 ways to help employees stay on track with 2017 goals by Drew Niziak featured in BenefitsPRO, January 2017

Advisors have a unique opportunity to help employees successfully reach their goals by providing clients with the right tools to help increase employees’ overall health and financial well-being.

Helping employees start the year off on the right foot by Drew Niziak featured at, January 2017

Goals like losing weight, sticking with a gym routine or taking more personal days to relax from the hectic work week are all great to have. However, there are some health-related concerns employees can’t control, such as unexpected accidents or illnesses.

Succession planning: a smart process for small business owners by June Howard featured in Small Business Digest, January 2017

Talent is at the heart of every great business, pushing toward common goals and helping to achieve shared success. It goes without saying that all departments in a small business are critical to delivering results and meeting customer needs.

Value-added services enhance benefits and well-being by Matthew Owenby featured in Corporate Wellness Magazine, January 2017

With more health care responsibility falling on employees, value-added services that address the evolving and emerging needs of business owners and employees are in high demand. It’s smart to be proactive at the beginning of the year by researching services to create a more robust benefits package.

Hospital indemnity insurance: a safety net for life’s uncertainties by Stephanie Shields featured in BenefitsPRO, January 2017

After a hospital visit, employees are often left having to make a choice between paying medical bills and other every day expenses, such as cell phone bills and car payments, so it’s important that employees are prepared for life’s uncertainties with products like hospital indemnity insurance.