Press Releases
AFLAC Incorporated To Webcast 2004 Financial Analysts Briefing

COLUMBUS, Ga., May 13 /PRNewswire-FirstCall/ -- AFLAC Incorporated announced today that it will webcast its annual Financial Analysts Briefing on May 20 and 21, 2004. AFLAC's management will discuss its operations in Japan and in the United States as well as the company's earnings outlook. The schedule of the webcast of the analyst meeting follows:

    (Logo: http://www.newscom.com/cgi-bin/prnh/20010525/AFLACLOGO )

     Thurs      AFLAC's Strategic Outlook
     8:30 p.m.  Daniel P. Amos, Chairman & CEO

     Friday
      8:30 a.m. Opening Remarks           1:10 p.m. Introduction to AFLAC U.S.
                Kenneth S. Janke Jr.                 Akitoshi Kan
      8:45      AFLAC Incorporated         1:25      AFLAC's Branding Strategy
                Overview                             Kathelen V. Spencer
                Kriss Cloninger III        1:40      AFLAC U.S. Marketing and
      9:15      Introduction to AFLAC                Sales
                Japan and its Market                 Bradley S. Jones
                Charles D. Lake II         2:15      Field Force Development
     10:00      AFLAC Japan Marketing                Warren B. Steele II
                Atsushi Yagai              2:30      Operations of a State
     10:25      AFLAC Japan Investments              Sales Coordinator
                Joseph W. Smith, Jr.                 Paul S. Amos II
     10:45      AFLAC Japan Financial      2:40      AFLAC U.S. Investments
                Results                              Mary Ellen Keim
                Allan O'Bryant             2:55      AFLAC U.S. Financial
     11:15    Question & Answer Session              Results
                                                     Ralph A. Rogers, Jr.
                                           3:20      Question & Answer Session

The presentations, both speeches and slides, will be webcast live at aflac.com under the Investor Relations page. An archive of the presentations will be available on the website for two weeks beginning at 5:00 p.m., May 21.

AFLAC Incorporated (NYSE: AFL) is an international holding company. A Fortune 500(R) company, AFLAC insures more than 40 million people worldwide. It is a leading writer of insurance products marketed at the worksite in the United States, offering policies to employees at more than 294,600 payroll accounts. The company insures one out of four Japanese households and is the largest life insurer in Japan in terms of individual insurance policies in force. In July 2003, Fortune named AFLAC to its list of "America's 50 Best Companies for Minorities." In January 2004, AFLAC was included in Fortune magazine's list of "The 100 Best Companies to Work for" for the sixth consecutive year. Also in January 2004, AFLAC was named to Forbes magazine's "Platinum 400 List of Best Big Companies in America" for the fifth consecutive year. In March 2004, Fortune magazine included AFLAC in its annual listing of "America's Most Admired Companies." AFLAC's Internet address is aflac.com.

Analyst and investor contact - Kenneth S. Janke Jr., (800) 235-2667 - option 3, FAX: (706) 324-6330, or kjanke@aflac.com

Media contact - Laura Kane, (706) 596-3493, FAX: (706) 320-2288, or lkane@aflac.com

SOURCE  AFLAC Incorporated
    -0-                             05/13/2004
    /CONTACT:  Kenneth S. Janke Jr., +1-800-235-2667, option 3, or fax,
+1-706-324-6330, or kjanke@aflac.com, or Media, Laura Kane, +1-706-596-3493,
or fax, +1-706-320-2288, or lkane@aflac.com/
    /Photo:  NewsCom:  http://www.newscom.com/cgi-bin/prnh/20010525/AFLACLOGO
              AP Archive:  http://photoarchive.ap.org
              PRN Photo Desk, photodesk@prnewswire.com/
    /Web site:  http://www.aflac.com/
    (AFL)

CO:  AFLAC Incorporated
ST:  Georgia
IN:  INS HEA FIN
SU:  MAV CCA

DL-JK 
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7725 05/13/2004 13:52 EDT http://www.prnewswire.com

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Contact:
Laura Kane
Vice President
External Relations
Aflac incorporated
at 1-706-596-3493.
or
Jon Sullivan
Executive Publicist
External Communications
Aflac incorporated
at 1-706-763-4813.