Press Releases
Aflac Incorporated To Present at the Goldman Sachs U.S. Financial Services Conference 2008

COLUMBUS, Ga., Dec. 4 /PRNewswire-FirstCall/ -- Aflac Incorporated (NYSE: AFL) announced today that it will make a presentation at the Goldman Sachs U.S. Financial Services Conference 2008. President and Chief Financial Officer Kriss Cloninger III will represent Aflac Incorporated, and he is scheduled to make a presentation on December 11, 2008, at 3:45 p.m. EST. During the Aflac Incorporated presentation, Mr. Cloninger will discuss the company's outlook for the remainder of 2008 and its strategy for growth in the U.S. and Japanese insurance markets.

Mr. Cloninger's presentation will be webcast live at the following web address:

http://cc.talkpoint.com/GOLD006/121008a_mg/?entity=aflac

For more than 50 years, Aflac products have given policyholders the opportunity to direct cash where it is needed most when a life-interrupting medical event causes financial challenges. Aflac is the number one provider of guaranteed-renewable insurance in the United States and the number one insurance company in terms of individual insurance policies in force in Japan. Our insurance products provide protection to more than 40 million people worldwide. Aflac has been included in Fortune magazine's list of America's Most Admired Companies for seven years and in Fortune magazine's list of the 100 Best Companies to Work For in America for ten consecutive years. Aflac has been recognized three times by both Fortune magazine's list of the Top 50 Employers for Minorities and Working Mother magazine's list of the 100 Best Companies for Working Mothers and has also been included in Ethisphere magazine's list of the World's Most Ethical Companies for two consecutive years. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com.

(Logo: http://www.newscom.com/cgi-bin/prnh/20041202/CLTH019LOGO )

Analyst and investor contact -- Kenneth S. Janke Jr., 800.235.2667 - option 3, FAX: 706.324.6330, or kjanke@aflac.com

Media contact -- Laura Kane, 706.596.3493, FAX: 706.320.2288, or lkane@aflac.com

SOURCE Aflac Incorporated
12/04/2008
/CONTACT: Analyst and investor, Kenneth S. Janke Jr., +1-800-235-2667 -
option 3, or FAX, +1-706-324-6330, kjanke@aflac.com; or Media, Laura Kane,
+1-706-596-3493, or FAX, +1-706.320.2288, lkane@aflac.com, both of Aflac Incorporated/

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 For General inquiries.
Contact:
Laura Kane
Vice President
External Relations
Aflac incorporated
at 1-706-596-3493.
or
Jon Sullivan
Executive Publicist
External Communications
Aflac incorporated
at 1-706-763-4813.