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Direct and indirect costs of cardiovascular diseases and stroke are estimated to total more than $316 billion.1

Critical Illness Insurance

A serious health event comes with serious costs. Aflac Critical Illness Insurance helps with treatment costs when you need it most, so you can focus less on your wallet and more on getting better.

I would like coverage for:

My employees
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No Medical Questions

Guaranteed‐issue is available for select products, which means no underwriting questions.

May not be available in all states

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One Day PaySM †

With Aflac, qualified claims are paid in just a day.

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Coverage Options

Aflac puts choice in the hands of policy holders. After your initial diagnosis, get paid over time or in one lump sum.

How it works2

Policyholder suffers a heart attack and is transported to the hospital by ambulance.

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He has heart surgery to implant a stent and is hospitalized. After leaving the hospital, he receives physical therapy.

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Several months later, he has heart valve surgery and is hospitalized.

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Policyholder submits via Aflac SmartClaim® by 3pm and receives benefits in just a day.

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Payable to: You


How could a heart attack impact your lifestyle?

The average cost of a heart attack is $125,013.3

After major medical coverage, you could still owe $50,005 in out-of-pocket medical expenses not covered by your insurance.4

What could a heart attack cost you?

(Based on the AVG Annual Cost of $999.00) 5

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16Hawaii Vacations
(Based on the AVG Cost of $3,095.00) 6

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29Ski Trips in Utah
(Based on the AVG Cost of $1,707.00) 7

ski trip

weekly rates as low as a gallon of milk.8

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You’ve Got This

It’s time to activate peace of mind for you or your employees. First, choose the option below that best describes you.

I would like coverage for:

My employees