Help for those affected by the hurricanes | Learn More

A message from Aflac

To our policyholders in areas affected by the recent hurricanes, please know that the thoughts and prayers of everyone at Aflac are with you. We are working with government agencies that represent all declared disaster areas to ensure we do everything possible to help you. Based on that guidance, we have extended the due dates for policy premiums by 60 days for those living in places that have been declared disaster areas. If you have a question about your policy or need help, contact us at 800-992-3522. To help with the recovery, Aflac made a $500,000 donation to the American Red Cross, and our employees are making their own private contributions. Please be safe, as the care of you and your families is paramount.

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26% of U.S. adults (18-64) say someone in their household had problems or inability to pay medical bills in the past year.1

Hospital Insurance

A trip to the hospital can be overwhelming. Aflac Hospital Insurance takes the pressure off hospital expenses not covered by major medical, so finances are one less thing you have to worry about.

Aflac Hospital Insurance is available through worksite payroll deduction only.

I would like coverage for:

Myself
My employees
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No Medical Questions

Guaranteed‐issue is available for select products, which means no underwriting questions.

May not be available in all states

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Customizable
Add-Ons

Customizable benefit options designed to meet a wide range of lifestyle and needs.

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One Day PaySM †

With Aflac, qualified claims are paid in just a day.

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Here's how it works.2

Medical expenses don’t always come from an accident or critical illness; sometimes it starts with a visit to an urgent care clinic because of a sharp pain in your side. While health insurance typically covers some of the expense, you will likely be responsible for a portion of the bill. Aflac Choice helps with those unexpected hospital expenses that may not be covered by health insurance. That way, you may not have to sacrifice your vacation budget for those unexpected medical costs.

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Trouble strikes.

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You suddenly experience a sharp pain in your side and go to an urgent care clinic, where you’re diagnosed with appendicitis.
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You find yourself in the emergency room.

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Aflac helps take the sting out.

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You get your money fast.

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Choice 1

$1,600

Aflac Choice Policy
 

Choice 2

$2,200

Policy + Hospital Stay
and Surgical Care Rider


Choice 3

$2,010

Policy + Extended
Benefits Rider

Choice 4

$2,610

Policy + Both Riders
 


Insurance, explained.

How Insurance is Like Brunch

A short, sweet story of security.

How Insurance is Like Groceries

More than just meat and potatoes.


Benefits Estimator

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Average Yearly cost of youth asthma care

5,382

Benefits Estimator

If you're sick or injured, the costs can really start to pile up.

Aflac pays you cash for those costs that may not be covered by your major medical insurance.

Get The Real Cost
Affordable

weekly rates as low as a "Get Well Soon" card.3

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Aflac duck with get well soon card

You’ve Got This

It’s time to activate peace of mind for you or your employees. First, choose the option below that best describes you.

I would like coverage for:

Myself
My employees