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26% of U.S. adults (18-64) say someone in their household had problems or inability to pay medical bills in the past year.1

Hospital Insurance

A trip to the hospital can be overwhelming. Aflac Hospital Insurance takes the pressure off hospital expenses not covered by major medical, so finances are one less thing you have to worry about.

Aflac Hospital Insurance is available through worksite payroll deduction only.

I would like coverage for:

My employees
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No Medical Questions

Guaranteed‐issue is available for select products, which means no underwriting questions.

May not be available in all states

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Customizable benefit options designed to meet a wide range of lifestyle and needs.

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One Day PaySM †

With Aflac, qualified claims are paid in just a day.

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Here's how it works.2

Medical expenses don’t always come from an accident or critical illness; sometimes it starts with a visit to an urgent care clinic because of a sharp pain in your side. While health insurance typically covers some of the expense, you will likely be responsible for a portion of the bill. Aflac Choice helps with those unexpected hospital expenses that may not be covered by health insurance. That way, you may not have to sacrifice your vacation budget for those unexpected medical costs.

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Trouble strikes.

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family cooking dinner
You suddenly experience a sharp pain in your side and go to an urgent care clinic, where you’re diagnosed with appendicitis.
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You find yourself in the emergency room.

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Aflac helps take the sting out.

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You get your money fast.

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Choice 1


Aflac Choice Policy

Choice 2


Policy + Hospital Stay
and Surgical Care Rider

Choice 3


Policy + Extended
Benefits Rider

Choice 4


Policy + Both Riders

Insurance, explained.

How Insurance is Like Brunch

A short, sweet story of security.

How Insurance is Like Groceries

More than just meat and potatoes.

How could an asthma diagnosis impact your lifestyle?

The average cost of a first time asthma attack is $11,285.3

After major medical coverage, you could still owe $4,514 in out-of-pocket medical expenses not covered by your insurance.4

What could a first time asthma attack cost you?

11Music Festivals
(Based on the AVG Annual Cost of $400.00) 5

music festival

19Months of Gym Membership
(Based on the AVG Monthly Cost of $235.00) 6

fitness gym

3Ski Trips in Utah
(Based on the AVG Cost of $1,707.00) 7

ski trip

weekly rates as low as a "Get Well Soon" card.8

Aflac duck with get well soon card

You’ve Got This

It’s time to activate peace of mind for you or your employees. First, choose the option below that best describes you.

I would like coverage for:

My employees