Health Care Reform

Benefits Decision Guide

Discover five key benefits delivery options that every
employer should know with this simple guide.

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New online tool

Health care reform
benefits tool

The health care reform benefits tool is an interactive resource guide for employers that helps you better understand the requirements and benefits delivery options.

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Take note of changes
to tax-free accounts

HSAs, FSAs and HRAs can help employees enjoy tax-free savings for health expenses. Here are a few changes employers will need to pay attention to in the years ahead.

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Questions about health care reform?
Aflac is here to help.

Aflac is your source for the latest information about health care reform. We’re here to help simplify and clarify the coming changes.

HCR13118    1/22/14

Health Care Reform Timeline

There have been some big changes made to health care and more are on the way.
Click the milestones to explore how the changes might affect you.


HCR13119 3/21/14

News & Events

September 23, 2014

Voluntary benefits could hold key to health care reform excise tax – Business Insurance

Some U.S. employers are beginning to use voluntary medical benefit plans to minimize the prospects of sharp health care cost increases in the coming years as a result of health care reform. Effective for 2015, Chicago-based cement manufacturer Lafarge North America Inc. is fully replacing its existing “gold” and “silver” PPO health care plan with a high deductible health plan coupled with a suite of employer-paid voluntary medical benefits — including hospital indemnity, critical illness and group accident coverage plans — designed to offset the substantial transfer of plan costs to its employees.

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September 18, 2014

The Affordable Care Act: Answering the (Easy) Questions – The New York Times

Over the next weeks, the Agenda will take a look at the Affordable Care Act and try to answer the questions that small-business owners have about the law and how it will affect them. Some aspects of the law remain very confusing, and others are still not completely settled. But not all concerns are so complicated to resolve. We’ve talked to organizations that work with small businesses on health issues and collected several common questions that we present, with their answers.

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September 9, 2014

First steps to take with IRS draft ACA reporting instructions – Health Insurance Exchange

The Internal Revenue Service released a set of long-awaited draft instructions for the forms employers will need to file to comply with the Affordable Care Act’s employer mandate, providing an opportunity for benefit advisers and their employer clients to begin preparing for the new reporting requirements set to begin in 2015.

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September 4, 2014

How people feel about their employer-sponsored health plans – The New York Times

How people feel about their employer-sponsored health plans – The New York Times There are new results from the Urban Institute’s Health Reform Monitoring Survey, which asked people with employer-based coverage how they liked what they had. A large majority said they were satisfied with the range of services that were covered and the quality of the care they could get. But just over half said they were satisfied when they were asked about their premiums, deductibles and financial protection against big bills.

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Offer Aflac

Aflac lets you make robust benefits options available, while helping to protect your budget. Even with health care reform, Aflac continues to be the right choice for your workforce.

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Aflac Hospital Advantage

Heath Care Reform doesn't cover every hospital expense. Learn how we help fill in the blanks.

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