Is your lifestyle worth protecting?

Think of it as "ability insurance". Most people don't realize that an injury or illness could leave them unable to work and without a paycheck. Aflac's short-term disability insurance can help maintain your lifestyle while you focus on recovery.

Is your lifestyle worth protecting?

Think of it as "ability insurance". Most people don't realize that an injury or illness could leave them unable to work and without a paycheck. Aflac's short-term disability insurance helps maintain your lifestyle while you focus on recovery.

About
1 in 4
Americans entering the workforce will become disabled before they retire.1
About
1 in 4
Americans entering the workforce will
become disabled before they retire.1
12015 Disability Insurance Awareness Month,
Facts from LIMRA
About every
7 SECONDS
another working-age American has a disabling injury or illness.2
About every
7 SECONDS
another working-age American
has a disabling injury or illness.2
2America's Disability Counter, Council for Disability Awareness.
http://www.disabilitycounter.org/. Date accessed: May 10, 2016.

Here's how it works.

Let's say this weekend you're injured. Now you've got medical bills, plus you can't work—a double whammy. Aflac helps pay a portion of your income so you might not have to dip into that vacation fund.

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Trouble strikes.

Disabling injuries come in all shapes and sizes, and can happen to anyone, at any age.

Suddenly you're out of commission.

Money stops coming in but the bills don't, including new medical expenses for your recovery.

Aflac helps take the sting out.

Submit your eligible claim, and benefits are paid directly to you in an average of four business days.3
3Aflac processes most properly documented claims in four business days. Payment usually disbursed the following day. Aflac Individual Company Statistic, 2016.

You take care of what's important.

Use the money for groceries, childcare—it's up to you. Knowing you'll be able to look after those who count on you—that's how Aflac can help provide peace of mind.

Click to view important policy limitations and exclusions.

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These optional add-ons can
enhance your Aflac policy.

Get paid even if
you don't file a claim.

Add the Aflac Value Rider to your existing short-term disability policy and you can receive cash payments from $100 to $1,000 every 5 consecutive years--even if you don't file a claim.4

4Not available in all states.

Disability Benefit for
On-the-Job Injury Rider

Provides benefits if a disability is caused by a covered injury while the policy is in force. Available even with Workers Compensation.5 Benefits payable up to the total disability benefit period selected. Benefit subject to elimination period shown in the Policy Schedule and income requirements.

5Subject to certain conditions/maximums.

Additional Units of
Disability Benefit Rider

Allows you to purchase additional units of disability coverage to add to your existing short-term disability policy.6

6Subject to income requirements.

Disability Benefit for On-the-Job Injury Rider

Provides benefits if a disability is caused by a covered injury while the policy is in force. Available even with Workers' Compensation.5 Benefits payable up to the total disability benefit period selected. Benefit subject to elimination period shown in the Policy Schedule and income requirements.

5Subject to certain conditions/maximums.

Additional Units of Disability Benefit Rider

Allows you to purchase additional units of disability coverage to add to your existing short-term disability policy.6

6Subject to income requirements.